$389,900
PENDING

1124 N Diamond Point Ct Monticello, IN 47960

Estimated payment $2,313/month

Total Views 303
2 Beds
2.5 Baths
1,351 Sq Ft
$289 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • Pier or Dock
  • Open Floorplan
  • 75 Feet of Waterfront
  • Primary Bedroom Suite
  • ENERGY STAR Certified Homes

About This Home

Enjoy lakefront living on Lake Freeman! This beautifully landscaped waterfront home offers 2 bedrooms, 2.5 baths, and an open-concept kitchen, living, and dining area. The stunning master suite features a walk-in closet. Enjoy your morning coffee on the waterfront balcony with serene lake views. Relax on the screened-in porch or take in the scenery from the waterfront pier with a temporary jet ski lift. Additional highlights include a partially finished basement, oversized 2-car garage, storage shed, and a whole-house generator—perfect for peace of mind at the lake!

Listing Agent

Jill Coble

REAL ESTATE NETWORK L.L.C Brokerage Phone: 574-297-7977 Listed on: 05/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,690

Year Built

  • Built in 1998

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 75x132
  • 75 Feet of Waterfront
  • Lake Front
  • Backs to Open Ground
  • Landscaped

Parking

  • 2.5 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Double Pane Windows
  • Insulated Windows
  • ENERGY STAR Qualified Doors
  • Insulated Doors
  • Screened Porch
  • Partially Finished Basement
  • Walk-Out Basement
  • Disposal
  • Laundry on main level

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Windows
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Energy-Efficient Doors
  • ENERGY STAR Certified Homes
  • ENERGY STAR/Reflective Roof
  • Energy-Efficient Thermostat

Outdoor Features

  • Deeded Waterfront Access Rights
  • Sun Deck
  • Waterski or Wakeboard
  • Lake, Pond or Stream
  • Covered Deck

Schools

  • Meadowlawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Forced Air Heating and Cooling System
  • Whole House Permanent Generator
  • Private Company Owned Well
  • Well
  • ENERGY STAR Qualified Water Heater

Community Details

  • Pier or Dock

Listing and Financial Details

  • Assessor Parcel Number 91-73-28-000-005.200-020

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,690

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1998
  • Age: 27
  • Style: Two Story
  • Architectural Style: Contemporary
  • Total Number of Rooms: 8
  • Bedrooms: 2
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: DIAMOND POINT ADD LOT 37
  • Parcel Number ID: 91-73-28-000-005.200-020
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Closet(s) Walk-in, Deck Covered, Deck Open, Deck on Waterfront, Disposal, Garage Door Opener, Generator Built-In, Generator-Whole House, Landscaped, Open Floor Plan, Porch Screened, Main Level Bedroom Suite, Main Floor Laundry
  • Year Taxes Payable: 2025
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 1975
  • Total Finished Sq Ft: 1351
  • Above Grade Finished Sq Ft: 1351
  • Above Grade Unfinished Sq Ft: 624
  • Price Per Sq Ft: 288.6
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement, Partially Finished
  • Living Great Room: Dimensions: 20x14, On Level: Main
  • Kitchen: Dimensions: 12x14, On Level: Main
  • Family Room: Dimensions: 13x24, On Level: Main
  • Bedroom 1: Dimensions: 14x20, On Level: Main
  • Bedroom 2: Dimensions: 11x12, On Level: Main
  • Number of Main Level Full Bathrooms: 2
  • Number of Main Level Half Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None, Dimensions: 10x16, shed
  • Channel Canal Frontage: 75
  • Lake Type: Ski Lake
  • Water Features: Pier/Dock, Deeded
  • Water Frontage: 75
  • Water Name: Lake Freeman

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2.5
  • Garage Size: Dimensions: 24x26
  • Garage Sq Ft: 624
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Forced Air
  • Sewer: Regional
  • Water Utilities: Well
  • Laundry: Dimensions: Mainx6, On Level: 7
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: Twin Lakes School Corp.
  • Elementary School: Meadowlawn
  • Middle School: Roosevelt
  • High School: Twin Lakes
  • Elementary School: Meadowlawn

Lot Info

  • Lot Description: Waterfront, Waterfront-Level Bank
  • Lot Dimensions: 75x132
  • Estimated Lot Sq Ft: 9583
  • Estimated Lot Size Acres: 0.22

Green Features

  • Energy Efficient: Appliances, Doors, Electrical/Lighting, HVAC, Roofing, Thermostat/Controllers, Water Heater, Windows
  • Energy Efficient Windows/Doors: Double Pane Windows, Energy Star Doors, Insulated Doors, Insulated Glass Windows
  • Green Certifications: Energy Star

Tax Info

  • Annual Taxes: 1690.4
  • Exemptions: Homestead

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,690 $285,600 $49,100 $236,500
2023 $1,418 $241,700 $49,100 $192,600
2022 $1,231 $217,500 $49,100 $168,400
2021 $978 $178,700 $49,100 $129,600
2020 $853 $160,900 $41,000 $119,900
2019 $780 $155,900 $41,000 $114,900
2018 $776 $157,500 $41,000 $116,500
2017 $704 $155,600 $41,000 $114,600
2016 $671 $157,200 $41,000 $116,200
2014 $688 $153,000 $41,000 $112,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/09/2025 06/09/25 Pending -- -- --
05/16/2025 05/16/25 For Sale $389,900 +6.8% $289 / Sq Ft
04/22/2024 04/22/24 Sold $365,000 -2.0% $202 / Sq Ft
03/02/2024 03/02/24 For Sale $372,600 +62.1% $206 / Sq Ft
06/03/2016 06/03/16 Sold $229,900 -6.1% $127 / Sq Ft
06/01/2016 06/01/16 Pending -- -- --
04/18/2016 04/18/16 For Sale $244,900 +14.0% $135 / Sq Ft
07/23/2013 07/23/13 Sold $214,900 0.0% $139 / Sq Ft
06/13/2013 06/13/13 Pending -- -- --
03/19/2013 03/19/13 For Sale $214,900 +9.1% $139 / Sq Ft
06/04/2012 06/04/12 Sold $197,000 0.0% $146 / Sq Ft
06/01/2012 06/01/12 Pending -- -- --
05/02/2012 05/02/12 For Sale $197,000 -- $146 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Deed $365,000 Metropolitan Title Company
Deed $229,900 White County Abstract & Title
Grant Deed $215,562 White Cnty Title Co
Deed $214,900 Indiana Abstract
Deed $197,000 White Co Abstract & Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $172,450 New Conventional
Closed $172,450 No Value Available
Source: Public Records

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Source: Indiana Regional MLS

MLS Number: 202518204

Indiana Regional MLS

APN: 91-73-28-000-005.200-020