$520,000
SOLD JUN 6, 2025

11244 Lake Circle Dr S Saginaw, MI 48609

4 Beds
3.5 Baths
4,033 Sq Ft
0.51 Acres

Recently Sold

$129 Per Sq Ft

4% Above List Price

7 Days on Market

Highlights

  • Lake Front
  • Deck
  • Cathedral Ceiling
  • Sandy Beach
  • Contemporary Architecture
  • Wood Flooring

About This Home

As of June 2025

This exceptional home offers uninterrupted waterfront views from every single room, making it the ultimate retreat for creating lifelong memories with family and friends. Thoughtfully designed and beautifully updated, this home captures the essence of lakefront living—right in Thomas Township! Step into the grand foyer, where soaring 17-foot ceilings welcome you and set the tone for the craftsmanship found throughout the home. The living room features a cozy wood-burning fireplace with a solid oak mantle and breathtaking views of Lake Cecil as your backdrop. The freshly redone kitchen is both functional and stylish, complete with an island and breakfast area overlooking the water. Step out to the brand-new screened-in porch with Trex decking and floor-to-ceiling screens—ideal for enjoying your morning coffee or evening wine, all while taking in the sights and sounds of the lake. The spacious first-floor primary suite offers direct deck access, a walk-in closet, and a spa-like en suite bathroom with a walk-in shower. Hardwood floors flow through the foyer, dining room, hallways, and master suite, adding warmth and sophistication. First-floor laundry adds convenience to your daily routine. Upstairs, you'll find generously sized bedrooms, large closets, and a thoughtfully designed full bathroom with two separate rooms and plenty of linen storage. The upgraded basement features a full bathroom with a walk-in shower, a large family room, and a huge play area with egress windows—ready for movie nights and entertaining. Outside, enjoy one of Lake Cecil’s best sandy beaches—perfect for sun-soaked afternoons, paddleboarding, fishing, s’mores around the fire, or simply unwinding by the water. Life on Lake Cecil is beautiful year-round, from swimming and building sandcastles in the summer, to colorful autumn reflections, and ice skating in the winter—there’s always a memory to be made.

Last Agent to Sell the Property

Natasha Jarzabkowski

White Realty License #SBR-6501436867 Listed on: 04/30/2025

Co-Listed By

Vicki White

White Realty License #SBR-6502358330

Last Buyer's Agent

Ashley Baynham

Berkshire Hathaway HomeServices License #SBR-6501378823

Berkshire Hathaway HomeServices

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1991

Lot Details

  • 0.51 Acre Lot
  • Lot Dimensions are 150 x 150
  • Lake Front
  • Sandy Beach
  • Cul-De-Sac

HOA Fees

  • $6 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Traditional Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Cathedral Ceiling
  • Window Treatments
  • Family Room with Fireplace

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3.5 Bathrooms

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Garage Door Opener

Outdoor Features

  • Access To Lake
  • Seawall
  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Septic Tank

Community Details

  • Dude Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 28-12-3-32-4002-002

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,163

Year Built

Built in 1991

Lot Details

0

HOA Fees

$6 per month

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type: Residential
  • Type Of Property: Single Family
  • Architecture Style: Contemporary, Traditional
  • Structure Style: 2 Story
  • Flood Insurance: Not Required
  • Total Tax Amount: 6163.28
  • Total Tax Year: 2024
  • Year Built: 1991
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: 9 ft + Ceilings, Cathedral/Vaulted Ceiling, Ceramic Floors, Hardwood Floors, Sump Pump, Walk-In Closet, Window Treatment(s)
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Fireplace: Yes
  • Fireplaces: FamRoom Fireplace, Natural Fireplace
  • Basement: Yes
  • Basement: Full
  • Bedrooms: 4
  • Bedroom 1: On 1st Floor, Dimensions: 19 x 16
  • Bedroom 2: On 2nd Floor, Dimensions: 15 x 12
  • Bedroom 3: On 2nd Floor, Dimensions: 13 x 12
  • Bedroom 4: On 2nd Floor, Dimensions: 17 x 15
  • Full Bathrooms: 3
  • Total Bathrooms: 4
  • Bathroom 1: Dimensions: 14 x 8, On Level: Main, Flooring: Ceramic
  • Bathroom 2: Dimensions: 12 x 18, On Level: Second
  • Bathroom 3: On Level: Lower
  • Room Types: Basement Full Bath
  • Dining Room: On Main Floor, Dimensions: 14 x 12
  • Family Room: Dimensions: 17 x 14
  • Kitchen: On Main Floor, Dimensions: 22 x 14
  • Living Room: On Main Floor, Dimensions: 20 x 14
  • Below Grade Sq Ft: 1739
  • Finished Below Grade Sq Ft: 1304
  • Above Grade Finished Sq Ft: 2729
  • Total Finished Sq Ft: 4033
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Brick, Vinyl Siding
  • Exterior Features: Deck, Patio, Porch
  • Foundation: Basement
  • Frontage: 150
  • Lake Name: Lake
  • Water Features: Lake Frontage, Lake/River Access, Sea Wall, Water View, Waterfront, Interior Lake, Sandy Bottom
  • Waterfront: Yes
  • Frontage Type: Water

Garage/Parking

  • Garage: Attached Garage, Electric in Garage, Gar Door Opener, Heated Garage
  • Garage Spaces: 2
  • Parking: Garage, Paved Driveway
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Septic
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Central A/C

Condo/Co-op/Association

  • HOA Fees: 75
  • HOA Fee Frequency: Yearly
  • Association Fee: Yes

Lot Info

  • Assessor Parcel Number: 28-12-3-32-4002-002
  • Zoning: Residential
  • Lot Dimensions: 150 x 150
  • Acreage: 0.51
  • Geo Subdivision: MI
  • Site/Lot Features: Cul-De-Sac, Subdivision

Tax Info

  • Summer Tax: Year: 2024, Amount: $1,664.89
  • Winter Tax: Year: 2024, Amount: $4,498.39
  • Taxable Value: 156659
  • Total Tax: Year: 2024, Amount: $6,163.28
  • SEV Year: 2025

MLS Schools

  • School District: Hemlock Public School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 30, 2025
Closed on
Jun 6, 2025
Sold by
Kehres Daniel B and Kehres Jennifer E
Bought by
Cronk Griffin Edward and Cronk Carly
Seller's Agent
Natasha Jarzabkowski
White Realty
Buyer's Agent
Ashley Baynham
Berkshire Hathaway HomeServices
List Price
$499,000
Sold Price
$520,000
Premium/Discount to List
$21,000
4.21%
Views
47
Current Estimated Value
$512,533

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,467
Avg. Annual Appreciation
-8.79%
Original Mortgage
$493,500
Outstanding Balance
$493,080
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$14,165

Purchase Details

Closed on
Aug 13, 2014
Sold by
Krzywosinski Harvey F and Krzywosinski Carrie E
Bought by
Kehres Daniel B and Kehres Jennifer E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$289,750
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 11, 1998
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $520,000 Saginaw Bay Area Title
Warranty Deed $305,000 First American Title Ins Co
Deed $301,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $493,500 VA
Previous Owner $286,000 New Conventional
Previous Owner $289,750 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2025 06/06/25 Sold $520,000 +4.2% $129 / Sq Ft
05/07/2025 05/07/25 Pending -- -- --
04/30/2025 04/30/25 For Sale $499,000 -- $124 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,163 $204,100 $0 $0
2024 $1,665 $194,500 $0 $0
2023 $3,512 $183,100 $0 $0
2022 $4,773 $169,600 $0 $0
2021 $4,726 $161,600 $0 $0
2020 $4,607 $152,100 $0 $0
2019 $4,261 $140,200 $20,600 $119,600
2018 $1,383 $126,100 $0 $0
2017 $4,000 $127,500 $0 $0
2016 $3,924 $127,100 $0 $0
2014 -- $114,900 $0 $94,300
2013 -- $122,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50173124

Michigan Multiple Listing Service

APN: 28123324002002