$500,000
SOLD SEP 22, 2025
4 Beds
2 Baths
1,623 Sq Ft
9,295 Sq Ft Lot

Recently Sold

$308 Per Sq Ft

16% Below List Price

16 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Water Access
  • Cape St. Claire Elementary School Rated A-
  • Home fronts navigable water
  • Lake Privileges

About This Home

As of September 2025

**** RARE CAPE COD FIND IN WATER PRIVILEGED CAPE SAINT CLAIRE****
This beautifully positioned home on a large landscaped corner lot awaits that discerning buyer. This 4 bedroom, 2 bath home with a large great room with vaulted ceilings offers space for plenty of friends and family! Great opportunity to be in an active community with great elementary and high school. Property super accessible to Annapolis, the Bay Bridge, Baltimore and DC. Just minutes to the Naval Academy and downtown Annapolis. Great beach and community fishing pier! Enjoy everything a beach community has to offer...Come See For Yourself !!

Last Agent to Sell the Property

Steve Chapman

(443) 994-3210 stevechapman@godouglasrealty.com Douglas Realty, LLC License #79485 Listed on: 08/03/2025

Douglas Realty, LLC

Last Buyer's Agent

Cathy Gazzo

(443) 223-1570 Cathy@cathygazzo.com EXP Realty, LLC License #581517

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,186

Year Built

  • Built in 1953

Lot Details

  • 9,295 Sq Ft Lot
  • Home fronts navigable water
  • Landscaped
  • Extensive Hardscape
  • Corner Lot
  • Property is zoned R5

HOA Fees

  • HOA YN

Parking

  • 1 Car Detached Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,623 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Vaulted Ceiling
  • Double Pane Windows
  • Insulated Doors
  • Family Room
  • Combination Kitchen and Dining Room
  • Workshop
  • Crawl Space
  • Alarm System

Kitchen

  • Electric Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • En-Suite Bathroom

Outdoor Features

  • Water Access
  • River Nearby
  • Lake Privileges
  • Deck
  • Enclosed Patio or Porch
  • Shed

Schools

  • Broadneck High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Well
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 020316506654203
  • $179 Front Foot Fee per year

Community Details

Overview

  • Condo Association YN: No
  • Association fees include management, insurance, pier/dock maintenance, recreation facility, reserve funds
  • Cape St Claire HOA
  • Cape St Claire Subdivision, Home Sweet Home Floorplan

Recreation

  • Boat Ramp
  • Beach
  • Soccer Field
  • Community Playground
  • Pool Membership Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,186

Year Built

Built in 1953

Lot Details

0

HOA Fees

$1 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Expected On Market: 9/3/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1953
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Oven/Range - Electric, Refrigerator
  • Interior Amenities: Combination Kitchen/Dining, Primary Bath(s), Floor Plan - Traditional
  • Window Features: Double Pane
  • Fireplace: No
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Workshop
  • Basement: No
  • Total Sq Ft: 1623
  • Living Area Sq Ft: 1623
  • Price Per Sq Ft: 331.18
  • Above Grade Finished Sq Ft: 1623
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Vinyl Siding
  • Exterior Features: Extensive Hardscape
  • Roof: Asphalt
  • Spa: No
  • Water Access: Yes
  • Water Body Name: MAGOTHY RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Off Street, Driveway, Detached Garage
  • Number of Spaces in Driveway: 2

Utilities

  • Refuse: 275.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Electric Alarm
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Well
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Pool Mem Avail, Soccer Field, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Management, Insurance, Pier/Dock Maintenance, Recreation Facility, Reserve Funds
  • HOA Name: CAPE ST CLAIRE
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District Source: Listing Agent
  • High School: BROADNECK

Lot Info

  • Lot Features: Corner, Landscaping
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9295.00
  • Outdoor Living Structures: Deck(s), Enclosed, Porch(es)
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3185.53
  • Assessor Parcel Number: 020316506654203
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2010

Multi Family

  • Front Foot Fee: 179.00

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2025
Closed on
Sep 22, 2025
Sold by
Fitzgerald Daniel B and Wilson Catherine T
Bought by
Titus Lydia Nicole and Sutton Sean
Seller's Agent
Steve Chapman
Douglas Realty, LLC
Buyer's Agent
Cathy Gazzo
EXP Realty, LLC
List Price
$595,000
Sold Price
$500,000
Premium/Discount to List
-$95,000
-15.97%
Views
245

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.45%
Original Mortgage
$400,000
Outstanding Balance
$400,000
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$117,518

Purchase Details

Closed on
Aug 3, 2011
Sold by
Hughes Matthew S
Bought by
Fitzgerald Daniel B and Wilson Catherine T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$282,000
Interest Rate
4.51%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 22, 2011
Sold by
Hughes Matthew S
Bought by
Fitzgerald Daniel B and Wilson Catherine T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$282,000
Interest Rate
4.51%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 13, 2007
Sold by
Thursby Larry L
Bought by
Hughes Matthew S and Hughes Kristie S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
6.41%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 21, 2006
Sold by
Barense Ian S
Bought by
Thursby Larry L and Thursby Lori O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$369,750
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 9, 2006
Sold by
Barense Ian S
Bought by
Thursby Larry L and Thursby Lori O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$369,750
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 24, 2000
Sold by
Hughes Billy H
Bought by
Barense Ian S and Barense Christina S

Purchase Details

Closed on
Aug 25, 1998
Sold by
Hall Robert M
Bought by
Hughes Billy H and Hughes James W
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $500,000 Eagle Title
Deed $352,500 --
Deed $352,500 --
Deed $352,500 --
Deed $352,500 --
Deed $399,000 --
Deed $435,000 --
Deed $435,000 --
Deed $172,000 --
Deed $148,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 New Conventional
Previous Owner $282,000 New Conventional
Previous Owner $282,000 New Conventional
Previous Owner $350,000 Purchase Money Mortgage
Previous Owner $369,750 Purchase Money Mortgage
Previous Owner $369,750 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/22/2025 09/22/25 Sold $500,000 -7.0% $308 / Sq Ft
08/19/2025 08/19/25 Pending -- -- --
08/16/2025 08/16/25 Price Changed $537,500 -6.5% $331 / Sq Ft
08/12/2025 08/12/25 Price Changed $575,000 -3.4% $354 / Sq Ft
08/03/2025 08/03/25 For Sale $595,000 -- $367 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,879 $429,067 -- --
2024 $4,879 $400,300 $230,800 $169,500
2023 $4,707 $399,833 $0 $0
2022 $4,414 $399,367 $0 $0
2021 $8,687 $398,900 $230,800 $168,100
2020 $4,218 $379,067 $0 $0
2019 $4,131 $359,233 $0 $0
2018 $3,442 $339,400 $186,900 $152,500
2017 $3,867 $331,233 $0 $0
2016 -- $323,067 $0 $0
2015 -- $314,900 $0 $0
2014 -- $307,733 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2122454

Bright MLS

APN: 03-165-06654203