$899,000
UNDER CONTRACT

1126 White Clover Ln Odenton, MD 21113

Estimated payment $5,652/month

Total Views 4,554
4 Beds
3.5 Baths
4,551 Sq Ft
$198 Price per Sq Ft

Highlights

  • Gourmet Kitchen
  • Open Floorplan
  • Main Floor Bedroom
  • Arundel Middle School Rated 9+
  • Colonial Architecture
  • Community Pool

About This Home

Welcome to the Cascades at Two Rivers! This stunning Stanley Martin home is loaded with upgrades and offers the perfect blend of elegance, comfort, and convenience.

The expansive main level boasts a chef’s kitchen with a large island, stainless appliances, leathered granite counters and backsplash, gas range, and beautiful cabinetry—opening to a spacious breakfast area and family room with coffered ceilings and a dual-sided gas fireplace.

Enjoy cozy evenings in the sunroom overlooking the fully fenced backyard, or step out to the large deck with stairs leading to a hardscaped patio, built-in natural gas fire pit, and turf yard—an entertainer’s dream.

The main-level primary suite features a tray ceiling, luxurious en suite bath with quartz counters, an oversized shower, and a walk-in closet. A flexible main-level room overlooking the covered front porch makes a perfect home office or morning coffee spot.

Upstairs, you’ll find two spacious bedrooms with walk-in closets, a large hall bath, and a spacious den with a wet bar—perfect for gatherings. Step onto the generous terrace and take in breathtaking sunsets.

The fully finished lower level offers an open-concept rec room—ideal for a home theater—plus a gym area, large bedroom with walk-in closet, full bath, and two oversized storage rooms. The two-car garage includes upgraded epoxy flooring.

Located just half a mile from the new Two Rivers Elementary School, this home offers suburban tranquility with exceptional access: Wegmans in 10 minutes, Odenton MARC Station in 15, and both Downtown Annapolis and the DC Metro within 20 minutes.

Residents of Two Rivers enjoy resort-style amenities including the clubhouse, multiple pools, fitness center, tennis and sports courts, community gardens, parks, playgrounds, and miles of scenic trails.

This is more than a home—it’s a lifestyle. Welcome to Two Rivers!

Listing Agent

Michelle Zografos

(904) 347-5438 zografosmichelle@gmail.com Compass Listed on: 09/05/2025

Compass

Co-Listing Agent

Nina Galvez

(757) 589-2453 Nina.galvez@compass.com Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,156

Year Built

  • Built in 2020

Lot Details

  • 5,781 Sq Ft Lot
  • Property is zoned R2

HOA Fees

  • $205 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Contemporary Architecture
  • Slab Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Double Sided Fireplace
  • Gas Fireplace
  • Carpet
  • Finished Basement

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Oven
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet

Accessible Home Design

  • Level Entry For Accessibility

Schools

  • Two Rivers Elementary School

Utilities

  • Central Air
  • Heat Pump System
  • Natural Gas Water Heater
  • Public Septic

Listing and Financial Details

  • Tax Lot 48R
  • Assessor Parcel Number 020414690238943

Community Details

Overview

  • The Cascades At Two Rivers Subdivision
  • Property Manager

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,156

Year Built

Built in 2020

Lot Details

0

HOA Fees

$205 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Contemporary
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 9/5/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2020
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to the Cascades at Two Rivers! This stunning Stanley Martin home is loaded with upgrades and offers the perfect blend of elegance, comfort, and convenience. The expansive main level boasts a chef’s kitchen with a large island, stainless appliances, leathered granite counters and backsplash, gas range, and beautiful cabinetry—opening to a spacious breakfast area and family room with coffered ceilings and a dual-sided gas fireplace. Enjoy cozy evenings in the sunroom overlooking the fully fenced backyard, or step out to the large deck with stairs leading to a hardscaped patio, built-in natural gas fire pit, and turf yard—an entertainer’s dream. The main-level primary suite features a tray ceiling, luxurious en suite bath with quartz counters, an oversized shower, and a walk-in closet. A flexible main-level room overlooking the covered front porch makes a perfect home office or morning coffee spot. Upstairs, you’ll find two spacious bedrooms with walk-in closets, a large hall bath, and a spacious den with a wet bar—perfect for gatherings. Step onto the generous terrace and take in breathtaking sunsets. The fully finished lower level offers an open-concept rec room—ideal for a home theater—plus a gym area, large bedroom with walk-in closet, full bath, and two oversized storage rooms. The two-car garage includes upgraded epoxy flooring. Located just half a mile from the new Two Rivers Elementary School, this home offers suburban tranquility with exceptional access: Wegmans in 10 minutes, Odenton MARC Station in 15, and both Downtown Annapolis and the DC Metro within 20 minutes. Residents of Two Rivers enjoy resort-style amenities including the clubhouse, multiple pools, fitness center, tennis and sports courts, community gardens, parks, playgrounds, and miles of scenic trails. This is more than a home—it’s a lifestyle. Welcome to Two Rivers!
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Oven - Wall, Stainless Steel Appliances, Refrigerator
  • Interior Amenities: Carpet, Combination Dining/Living, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Walk-In Closet(s), Wet/Dry Bar
  • Fireplace Features: Double Sided, Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 5128
  • Living Area Sq Ft: 4551
  • Price Per Sq Ft: 309.57
  • Above Grade Finished Sq Ft: 2904
  • Below Grade Finished Sq Ft: 1647
  • Below Grade Sq Ft: 577
  • Total Below Grade Sq Ft: 2224
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1126

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, Attached Garage
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Septic
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 205.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: TWO RIVERS
  • Elementary School Source: Listing Agent
  • School District Key: 121140671932
  • School District Source: Listing Agent
  • Elementary School: TWO RIVERS

Lot Info

  • Horses: No
  • Land Use Code: R
  • Lot Size Acres: 0.13
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5781.00
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 8156.00
  • Assessor Parcel Number: 020414690238943
  • Tax Lot: 48R
  • Tax Total Finished Sq Ft: 2904
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,310 $725,600 $174,000 $551,600
2024 $9,310 $710,100 $0 $0
2023 $9,086 $694,600 $0 $0
2022 $8,552 $679,100 $215,300 $463,800
2021 $16,934 $672,867 $0 $0
2020 $1,810 $78,800 $78,800 $0
2019 $4,402 $78,800 $78,800 $0
2018 $685 $67,567 $0 $0
2017 $918 $56,333 $0 $0
2016 -- $44,200 $0 $0
2015 -- $44,200 $0 $0
2014 -- $44,200 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2025 09/05/25 For Sale $899,000 -- $198 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed -- Home First Title
Deed -- Home First Title
Deed $748,725 First Excel Title Llc
Deed $2,775,663 First Excel Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $748,725 VA
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2123086

Bright MLS

APN: 04-146-90238943