Seller's Agent in 2025
Michelle Zografos
Compass
(904) 347-5438
45 Total Sales
1126 White Clover Ln Odenton, MD 21113
4
Beds
3.5
Baths
4,551
Sq Ft
5,781
Sq Ft Lot
Highlights
- Gourmet Kitchen
- Open Floorplan
- Main Floor Bedroom
- Arundel Middle School Rated 9+
- Colonial Architecture
- Community Pool
About This Home
As of October 2025Welcome to the Cascades at Two Rivers! This stunning Stanley Martin home is loaded with upgrades and offers the perfect blend of elegance, comfort, and convenience.
The expansive main level boasts a chef’s kitchen with a large island, stainless appliances, leathered granite counters and backsplash, gas range, and beautiful cabinetry—opening to a spacious breakfast area and family room with coffered ceilings and a dual-sided gas fireplace.
Enjoy cozy evenings in the sunroom overlooking the fully fenced backyard, or step out to the large deck with stairs leading to a hardscaped patio, built-in natural gas fire pit, and turf yard—an entertainer’s dream.
The main-level primary suite features a tray ceiling, luxurious en suite bath with quartz counters, an oversized shower, and a walk-in closet. A flexible main-level room overlooking the covered front porch makes a perfect home office or morning coffee spot.
Upstairs, you’ll find two spacious bedrooms with walk-in closets, a large hall bath, and a spacious den with a wet bar—perfect for gatherings. Step onto the generous terrace and take in breathtaking sunsets.
The fully finished lower level offers an open-concept rec room—ideal for a home theater—plus a gym area, large bedroom with walk-in closet, full bath, and two oversized storage rooms. The two-car garage includes upgraded epoxy flooring.
Located just half a mile from the new Two Rivers Elementary School, this home offers suburban tranquility with exceptional access: Wegmans in 10 minutes, Odenton MARC Station in 15, and both Downtown Annapolis and the DC Metro within 20 minutes.
Residents of Two Rivers enjoy resort-style amenities including the clubhouse, multiple pools, fitness center, tennis and sports courts, community gardens, parks, playgrounds, and miles of scenic trails.
This is more than a home—it’s a lifestyle. Welcome to Two Rivers!
Last Agent to Sell the Property
(904) 347-5438 zografosmichelle@gmail.com Compass Listed on: 09/05/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,156
Year Built
- Built in 2020
Lot Details
- 5,781 Sq Ft Lot
- Property is zoned R2
HOA Fees
- $205 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 2 Driveway Spaces
- Front Facing Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Contemporary Architecture
- Slab Foundation
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Wet Bar
- Double Sided Fireplace
- Gas Fireplace
- Carpet
- Finished Basement
Kitchen
- Gourmet Kitchen
- Breakfast Area or Nook
- Built-In Oven
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
Accessible Home Design
- Level Entry For Accessibility
Schools
- Two Rivers Elementary School
Utilities
- Central Air
- Heat Pump System
- Natural Gas Water Heater
- Public Septic
Listing and Financial Details
- Tax Lot 48R
- Assessor Parcel Number 020414690238943
Community Details
Overview
- The Cascades At Two Rivers Subdivision
- Property Manager
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 5, 2025
Closed on
Oct 1, 2025
Sold by
Nall William Wesley
Bought by
Choung Danny and Choung Kay
Seller's Agent
Michelle Zografos
Compass
Buyer's Agent
Nancy Gowan
Real Broker, LLC - Annapolis
List Price
$899,000
Sold Price
$899,000
Views
92
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.65%
Original Mortgage
$715,200
Outstanding Balance
$715,200
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$180,428
Purchase Details
Closed on
Jun 4, 2025
Sold by
Nall William Wesley and Nall Dagmara Marta
Bought by
Nall William Wesley
Purchase Details
Closed on
Aug 13, 2020
Sold by
Stanley Martin Companies Llc
Bought by
Nall William Wesley and Nall Dagmara Marta
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$748,725
Interest Rate
3%
Mortgage Type
VA
Purchase Details
Closed on
Jul 31, 2018
Sold by
Two Rivers Associates Llc
Bought by
Sm Arundel Neighborhoods Llc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $894,000 | Universal Title | |
| Deed | -- | Home First Title | |
| Deed | -- | Home First Title | |
| Deed | $748,725 | First Excel Title Llc | |
| Deed | $2,775,663 | First Excel Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $715,200 | New Conventional | |
| Previous Owner | $748,725 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/01/2025 10/01/25 | Sold | $899,000 | 0.0% | $198 / Sq Ft |
| 09/05/2025 09/05/25 | For Sale | $899,000 | -- | $198 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,310 | $725,600 | $174,000 | $551,600 |
| 2024 | $9,310 | $710,100 | $0 | $0 |
| 2023 | $9,086 | $694,600 | $0 | $0 |
| 2022 | $8,552 | $679,100 | $215,300 | $463,800 |
| 2021 | $16,934 | $672,867 | $0 | $0 |
| 2020 | $1,810 | $78,800 | $78,800 | $0 |
| 2019 | $4,402 | $78,800 | $78,800 | $0 |
| 2018 | $685 | $67,567 | $0 | $0 |
| 2017 | $918 | $56,333 | $0 | $0 |
| 2016 | -- | $44,200 | $0 | $0 |
| 2015 | -- | $44,200 | $0 | $0 |
| 2014 | -- | $44,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Zografos
-
Nina Galvez
Seller Co-Listing Agent in 2025
Nina Galvez
Compass
(757) 589-2453
130 Total Sales
-
Nancy Gowan
Buyer's Agent in 2025
Nancy Gowan
Real Broker, LLC - Annapolis
(858) 603-2774
181 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2123086
APN: 04-146-90238943
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