NOT LISTED FOR SALE

1127 Cumberstone Rd Harwood, MD 20776

Harwood Neighborhood

Estimated Value: $1,017,000 - $1,421,346

3 Beds
2 Baths
2,108 Sq Ft
$601/Sq Ft Est. Value

Last Sold February 28, 2020

Last sale price $940,000 $446 Per Sq Ft

Est. 35% increase in value since last sale

Current estimated payment $7,626/month

35 Days on Market

Highlights

  • 1 Boat Dock
  • Access to Tidal Water
  • River View
  • Home fronts navigable water
  • Private Pool
  • 1.88 Acre Lot

About This Home

As of February 2020

Location, location, location. Rare opportunity for a prestigious South County waterfront property on nearly 2 acres just off the West River. House has 3 bedrooms, 2 baths, separate dining room, living room, den and welcoming foyer on main level with 2 large bedrooms and a bath on the upper level. House is beautifully situated among mature trees and has an in-ground pool. Relax on the fully screened porch and enjoy the views, the serenity and the wildlife as your stress melts away. The land alone is assessed at nearly $1 million. It's a great opportunity to invest in your own happiness. Renovate or build your dream house. Neighboring properties sell in the $3 million and up range. Home is being sold "As-Is"

Last Agent to Sell the Property

Julie Beal

(410) 867-9700 juliebeal981@gmail.com Schwartz Realty, Inc. Listed on: 12/10/2019

Last Buyer's Agent

Julie Beal

(410) 867-9700 juliebeal981@gmail.com Schwartz Realty, Inc. Listed on: 12/10/2019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,539

Year Built

  • Built in 1974

Lot Details

  • 1.88 Acre Lot
  • Home fronts navigable water
  • Private Lot
  • Property is zoned RA

Parking

  • 2 Car Attached Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Driveway

Property Views

  • River
  • Scenic Vista

Home Design

  • Cape Cod Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,108 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • 2 Fireplaces
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Den
  • Screened Porch
  • Wood Flooring

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen

Bedrooms and Bathrooms

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Private Pool
  • Access to Tidal Water
  • Private Water Access
  • River Nearby
  • 1 Boat Dock
  • Private Dock
  • Stream or River on Lot

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Septic Tank
  • Community Sewer or Septic

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 020100001151105

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,539

Year Built

Built in 1974

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2019-12-10
  • Federal Flood Zone: No
  • Year Built: 1974
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Hardwood
  • Interior Amenities: Breakfast Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Table Space
  • Fireplaces Count: 2
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Den, Foyer, Screened Porch
  • Basement: No
  • Total Sq Ft: 2108
  • Living Area Sq Ft: 2108
  • Price Per Sq Ft: 569.26
  • Above Grade Finished Sq Ft: 2108
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Shingle
  • View: River, Scenic Vista
  • Water Access Features: Private Access
  • Water Access: Yes
  • Water Body Name: West River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: Yes
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 193000.00
  • Land Assessed Value: 803800.00
  • Lot Features: Private
  • Lot Size Acres: 1.88
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 81893.00
  • Zoning: RA
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15152873
  • Tax Annual Amount: 10539.00
  • Assessor Parcel Number: 020100001151105
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 12, 2021
Sold by
Rupp Megan E
Bought by
Scaffold Creek Llc
Current Estimated Value
$1,267,087

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,360,000
Outstanding Balance
$1,235,118
Interest Rate
2.96%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$31,969

Purchase Details

Listed on
Dec 10, 2019
Closed on
Feb 28, 2020
Sold by
Morris Stuart G
Bought by
Rupp Megan E
Seller's Agent
Julie Beal
Schwartz Realty, Inc.
Buyer's Agent
Julie Beal
Schwartz Realty, Inc.
List Price
$1,200,000
Sold Price
$940,000
Premium/Discount to List
-$260,000
-21.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.31%
Original Mortgage
$752,000
Interest Rate
2.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 2, 2003
Sold by
Whall Sally
Bought by
Morris Eleanor
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Scaffold Creek Llc $1,150,000 Kvs Title Llc
Rupp Megan E $940,000 Eagle Title Llc
Morris Eleanor -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Scaffold Creek Llc $1,360,000
Previous Owner Rupp Megan E $752,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/28/2020 02/28/20 Sold $940,000 -21.7% $446 / Sq Ft
01/15/2020 01/15/20 Pending -- -- --
12/10/2019 12/10/19 For Sale $1,200,000 -- $569 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,464 $1,107,633 -- --
2024 $11,464 $1,023,467 $0 $0
2023 $10,505 $939,300 $733,800 $205,500
2022 $10,054 $939,300 $733,800 $205,500
2021 $0 $939,300 $733,800 $205,500
2020 $10,665 $996,800 $803,800 $193,000
2019 $9,342 $978,133 $0 $0
2018 $9,729 $959,467 $0 $0
2017 $8,606 $940,800 $0 $0
2016 -- $885,767 $0 $0
2015 -- $830,733 $0 $0
2014 -- $775,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA419882

Bright MLS

APN: 01-000-01151105