NOT LISTED FOR SALE

1127 E Chapman St Ely, MN 55731

Estimated Value: $163,000 - $217,000

2 Beds
1.5 Baths
1,138 Sq Ft
$165/Sq Ft Est. Value

Sale Details

Date Sold: August 29, 2025

Last sale price $190,000 $167 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,090 / mo

14 Days on Market

Highlights

  • Spa
  • Sauna
  • Bonus Room
  • Memorial High School Rated 9+
  • Main Floor Primary Bedroom
  • Mud Room

About This Home

As of August 2025

This home is located at 1127 E Chapman St, Ely, MN 55731 since 17 July 2025 and is currently estimated at $187,841, approximately $165 per square foot. This property was built in 1930. 1127 E Chapman St is a home located in St. Louis County with nearby schools including Washington Elementary School and Memorial High School.

Last Agent to Sell the Property

Beth Ohlhauser

Bear Island Realty LLC Listed on: 07/17/2025

Last Buyer's Agent

Jodi Nyman

Z' Up North Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $871

Year Built

  • Built in 1930

Lot Details

  • 3,485 Sq Ft Lot
  • Lot Dimensions are 30 x 125
  • Partially Fenced Property
  • Level Lot

Home Design

  • Poured Concrete
  • Fire Rated Drywall
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,138 Sq Ft Home
  • Multi-Level Property
  • Vinyl Clad Windows
  • Mud Room
  • Entryway
  • Family Room
  • Living Room
  • Dining Room
  • Bonus Room
  • Sauna
  • Property Views

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Bedroom in Basement

Parking

  • 2 Car Detached Garage
  • Off-Street Parking

Pool

  • Spa

Utilities

  • No Cooling
  • Heating System Uses Propane
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 030-0380-01870

Home Details

Home Type

Single Family

Est. Annual Taxes

$871

Year Built

Built in 1930

Lot Details

3,485 Sq Ft Lot

Listing Details

  • Class: SINGLE FAMILY
  • Directions: In Ely take Sheridan St. to 11th Ave. Turn south and follow to Chapman St. Turn left onto Chapman St. and follow to 1127 on the north side of the street.
  • L O1 Office Phone1 Number: 218-365-2800
  • Road Maintenance: Public
  • Property Sub-Type: SF/Detached
  • Tax Year: 2025
  • View Type:Pond View: Typical
  • Lot Description Waterfront: No
  • Air Conditioner: None
  • Reso Association Amenities: Sauna, Drywalls, Dryer Hook-Ups, Washer Hook-Ups
  • Amenities Exterior: Fenced Yard - Partial
  • Half Bathrooms: 1
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 1138
  • Garage Type: Detached
  • Heat: Propane
  • MainFloorBath: Yes
  • Reso Roof: Asphalt Shingles
  • Room 10: Spa/Sauna
  • Bedroom 3: Kitchen
  • TotalBedrooms: 2
  • Year Built: 1930
  • Level 1 Bedroom: Main
  • RoomLevel10: Basement
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Main
  • RoomLevel6: Main
  • RoomLevel7: Upper
  • RoomLevel8: Upper
  • RoomLevel9: Upper
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer
  • Basement Features: Washer Hook-Ups, Dryer Hook-Ups
  • Basement Material: Poured Concrete
  • Basement Style: Full
  • Bathroom Description: Full Main Floor, 1/4 Upper
  • Formal Dining: Informal Dining Room
  • Extra Rooms: Family/Rec, Spa/Sauna, Entry
  • Fireplace: No
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Living Room
  • Bathroom 2: Dining Room
  • Main Residence Features:Family Room4: Bedroom
  • Bedroom 5: Bathroom
  • Stories: 1.25 - 1.75 Story
  • Room 6: Mud Room
  • Room 7: Bonus Room
  • Room 8: Bedroom
  • Room 9: Bathroom
  • Total Bathrooms: 2
  • Total Fin Square Footage: 1138
  • Exercise Room Level2: Main

Exterior Features

  • Road Frontage: City
  • Construction Status: Previously Owned
  • Exterior: Vinyl
  • Window Features:Insulated Windows: Vinyl Frame

Garage/Parking

  • Parking Driveway: Off Street
  • Garage Features: Slab
  • Garage Capacity: 2
  • ParkingFeaturesGarageDimensions: 24 x 30

Utilities

  • Power Company: City Of Ely
  • Sewer: City
  • Water: City

Condo/Co-op/Association

  • Association Fee: No

Schools

  • Junior High Dist: Ely #696

Lot Info

  • Estimated Lot Dimensions: 30 x 125
  • Estimated Number of Acres: 0.08
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Lot Description: Level
  • Parcel Number: 030-0380-01870

Rental Info

  • Lease Terms: Cash, Conventional

Tax Info

  • Tax Amount: 871

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 17, 2025
Closed on
Aug 22, 2025
Sold by
Holder Zachary Andrew and Kimbell Dana Rachelle
Bought by
Urbas Anna
Seller's Agent
Beth Ohlhauser
Bear Island Realty LLC
Buyer's Agent
Jodi Nyman
Z' Up North Realty
List Price
$199,000
Sold Price
$190,000
Premium/Discount to List
-$9,000
-4.52%
Views
8
Current Estimated Value
$187,841

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,159
Avg. Annual Appreciation
-1.62%
Original Mortgage
$184,300
Outstanding Balance
$183,168
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$4,673

Purchase Details

Listed on
Apr 11, 2023
Closed on
Aug 11, 2023
Sold by
Innis Earl J
Bought by
Holder Zachary Andrew and Kimbell Dana Rachelle
Seller's Agent
Chris Eilrich
Wildwoods Land Company
Buyer's Agent
Jim Burke
Keller Williams Classic Realty NW
List Price
$116,500
Sold Price
$116,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.25%

Purchase Details

Listed on
Jul 30, 2021
Closed on
Sep 18, 2021
Sold by
Horvat Ernest James and Horvat Allison Michelle
Bought by
Innis Earl J
Seller's Agent
Andrea Zupancich
Z' Up North Realty
Buyer's Agent
Chris Eilrich
Wildwoods Land Company
List Price
$110,500
Sold Price
$110,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.79%
Original Mortgage
$107,185
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 30, 2021
Closed on
Sep 14, 2021
Sold by
Michelle Akins and James Horvat Ernest
Bought by
Innis Earl
Seller's Agent
Andrea Zupancich
Z' Up North Realty
Buyer's Agent
Chris Eilrich
Wildwoods Land Company
List Price
$110,500
Sold Price
$110,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,185
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 15, 2021
Sold by
Michael Loe and Loe Michael T
Bought by
Horvat Ernest and Horvat Allison Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,200
Interest Rate
2.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 23, 2014
Sold by
Frost Nicole Sophia and Stern Nicole Sophia
Bought by
Horvat Ernest James and Akins Allison Michelle

Purchase Details

Closed on
Mar 20, 2012
Sold by
Loe Michael T
Bought by
Stern Nicole

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,500
Interest Rate
7%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Aug 13, 2010
Sold by
Reynolds Laura and Loe Laura
Bought by
Loe Michael T and Loe Michael

Purchase Details

Closed on
Apr 29, 2003
Sold by
Maki Brian J
Bought by
Loe Michael T and Loe Laura A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Urbas Anna $190,000 Northeast Title
Holder Zachary Andrew $116,500 Northeast Title Company
Innis Earl J $110,500 Northeast Title Company
Innis Earl $110,500 Northwest Title
Horvat Ernest $58,000 Northwest Title
Horvat Ernest James -- None Available
Stern Nicole $58,000 Ne Title Co
Loe Michael T -- Northeast Title Company
Loe Michael T $58,000 Northeast Title Company
Innis Earl Earl $110,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Urbas Anna $184,300
Previous Owner Innis Earl J $107,185
Previous Owner Innis Earl $107,185
Previous Owner Horvat Ernest $71,200
Previous Owner Stern Nicole $55,500
Previous Owner Loe Michael T $60,000
Closed Innis Earl Earl $107,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/29/2025 08/29/25 Sold $190,000 -4.5% $167 / Sq Ft
07/31/2025 07/31/25 Pending -- -- --
07/17/2025 07/17/25 For Sale $199,000 +70.8% $175 / Sq Ft
08/18/2023 08/18/23 Sold $116,500 0.0% $102 / Sq Ft View Prior Sale
07/28/2023 07/28/23 Pending -- -- --
04/11/2023 04/11/23 For Sale $116,500 +5.4% $102 / Sq Ft
09/15/2021 09/15/21 Sold $110,500 0.0% $56 / Sq Ft View Prior Sale
08/13/2021 08/13/21 Pending -- -- --
07/30/2021 07/30/21 For Sale $110,500 -- $56 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,050 $117,500 $5,400 $112,100
2023 $956 $102,400 $5,200 $97,200
2022 $554 $95,500 $5,000 $90,500
2021 $562 $67,200 $4,500 $62,700
2020 $478 $60,100 $4,500 $55,600
2019 $440 $60,100 $4,500 $55,600
2018 $406 $59,100 $4,500 $54,600
2017 $422 $56,500 $4,500 $52,000
2016 $442 $54,500 $4,100 $50,400
2015 $414 $33,900 $2,700 $31,200
2014 $414 $33,900 $2,700 $31,200
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2025

    Beth Ohlhauser

    Bear Island Realty LLC

    (218) 235-1676

    9 in this area

    22 Total Sales

    Beth Ohlhauser
    Section Image
  • Jodi Nyman

    Buyer's Agent in 2025

    Jodi Nyman

    Z' Up North Realty

    (218) 343-1654

    23 in this area

    43 Total Sales

    Jodi Nyman
    Section Image

  • C

    Seller's Agent in 2023

    Chris Eilrich

    Wildwoods Land Company

    (218) 343-6169

    26 in this area

    142 Total Sales

    Chris Eilrich
    Section Image

  • J

    Buyer's Agent in 2023

    Jim Burke

    Keller Williams Classic Realty NW

    Section Image
  • Andrea Zupancich

    Seller's Agent in 2021

    Andrea Zupancich

    Z' Up North Realty

    (218) 749-0159

    58 in this area

    426 Total Sales

    Andrea Zupancich
    Section Image
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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6120789

APN: 030038001870

Minnesota St Louis County Ely 55731

1127 E Chapman St, Ely, MN

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Listings courtesy of Lake Superior Area REALTORS® as distributed by MLS GRID

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