NOT LISTED FOR SALE

Estimated Value: $450,000 - $493,163

4 Beds
3 Baths
-- Sq Ft
0.43 Acres

Last Sold June 07, 2016

Last sale price $290,000

Est. 65% increase in value since last sale

Current estimated payment $3,412/month

45 Days on Market

Highlights

  • Wood Flooring
  • Attached Garage
  • Patio
  • Western Avenue Elementary School Rated 9+
  • Breakfast Bar
  • Central Air

About This Home

As of June 2016

LOCATION, LOCATION, LOCATION! Want to walk to the river, downtown Geneva, Sunset Pool, Western Avenue Elementary or parks? Easy to do from this lovely home, where freshly painted walls and newly refinished floors means you can move right in! If you feel like staying home, retreat to your backyard, where no back neighbors and mature evergreens mean you'll have total privacy. These owners have replaced the roof, heating system and updated the bathrooms. A comfortable layout allows for relaxing by the fireplace and entertaining in either the living room or family room. A main level office could be a fourth bedroom, while an unfinished sub basement with lots of shelving allows for plenty of storage. Enjoy easy access to the best of Geneva from this wonderful house!

Last Agent to Sell the Property

Alexa Schwab

@properties Christie's International Real Estate License #475166224 Listed on: 03/10/2016

@properties Christie's International Real Estate

Co-Listed By

Ginny Sylvester

Berkshire Hathaway HomeServices Starck Real Estate License #471018013

Last Buyer's Agent

Margaret Rowe

Compass License #471000175

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,644

Year Built

  • 1964

Lot Details

  • 0.43

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Asphalt Shingled Roof
  • Aluminum Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Wood Burning Fireplace
  • Wood Flooring
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Partial Basement
  • Sub-Basement

Outdoor Features

  • Patio

Utilities

  • Central Air
  • One Cooling System Mounted To A Wall/Window
  • Baseboard Heating
  • Hot Water Heating System

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,644

Year Built

1964

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: Commuter Train
  • Age: 51-60 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: Split Level w/ Sub
  • Estimated Year Built: 1964
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1964

Interior Features

  • Interior Property Features: Hardwood Floors
  • Number Of Rooms: 8
  • Living Room: Dimensions: 14X19, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Equipment: CO Detectors
  • Fireplace Details: Wood Burning
  • Fireplace Location: Family Room
  • Basement: Partial
  • Basement: Partially Finished, Sub-Basement
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 10X10, On Level: Basement, Flooring: Other
  • Dining Room: Dimensions: 11X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 15X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 13X13, On Level: 2nd Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 11X9, On Level: 2nd Level, Flooring: Hardwood
  • Bedroom 3: Dimensions: 10X9, On Level: 2nd Level, Flooring: Hardwood, Windows: None
  • Bedroom 4: Dimensions: 9X11, On Level: Main Level, Flooring: Hardwood
  • Dining Room Type: Combined w/ LivRm
  • Family Room: Dimensions: 13X20, On Level: Main Level, Flooring: Hardwood

Exterior Features

  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Aluminum Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Storms/Screens

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air, 1 (Window/Wall Unit)
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Hot Water/Steam, Baseboard

Schools

  • School District: 304
  • Elementary School: WESTERN AVENUE ELEMENTARY SCHOOL
  • Middle School: GENEVA MIDDLE SCHOOL
  • High School: GENEVA COMMUNITY HIGH SCHOOL
  • Junior High Dist: 304

Lot Info

  • Lot Dimensions: 18,000 SQUARE FEET
  • Parcel Identification Number: 1210301004

Tax Info

  • Taxes: 7062.42

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 9, 2020
Sold by
Vail Steven J
Bought by
Vail Steven J and Bartsch Jessica
Current Estimated Value
$478,620

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Outstanding Balance
$205,420
Interest Rate
2.75%
Mortgage Type
New Conventional
Estimated Equity
$269,371

Purchase Details

Closed on
Dec 22, 2017
Sold by
Weisman Daniel J and Gargaro Megan R
Bought by
Vail Steven J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
4.25%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 10, 2016
Closed on
Jun 7, 2016
Sold by
Bruggeman Gregory and Bruggeman Jennifer
Bought by
Gargaro Megan R and Weisman Daniel J
Seller's Agent
Alexa Schwab
@properties Christie's International Real Estate
Buyer's Agent
Margaret Rowe
Compass
List Price
$300,000
Sold Price
$290,000
Premium/Discount to List
-$10,000
-3.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.50%
Original Mortgage
$261,000
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 7, 2012
Sold by
Bruggeman Gregory and Bruggeman Greg
Bought by
Bruggeman Gregory and Bruggeman Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$257,000
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 20, 2008
Sold by
The Bank Of New York
Bought by
Bruggerman Greg and Kupferer Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,875
Interest Rate
5.19%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 7, 2008
Sold by
Xagas Steven
Bought by
The Bank Of New York

Purchase Details

Closed on
Sep 22, 2005
Sold by
Xagas Steven G and Xagas Yvonne S
Bought by
Xagas Steven G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,500
Interest Rate
8.99%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Mar 28, 1997
Sold by
Ludwig Richard A
Bought by
Xagas Steven G and Xagas Yvonne S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,750
Interest Rate
7%

Purchase Details

Closed on
Jun 24, 1996
Sold by
Ludwig Loraine D
Bought by
Ludwig Loraine D
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vail Steven J -- None Available
Vail Steven J $290,000 Fidelity National Title
Gargaro Megan R $290,000 Chicago Title Insurance Comp
Bruggeman Gregory -- None Available
Bruggerman Greg $272,500 Forum Title Insurance Co
The Bank Of New York -- None Available
Xagas Steven G -- Specialty Title
Xagas Steven G $165,000 Chicago Title Insurance Co
Ludwig Loraine D -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vail Steven J $230,000
Closed Vail Steven J $232,000
Previous Owner Gargaro Megan R $261,000
Previous Owner Bruggeman Gregory $257,000
Previous Owner Bruggerman Greg $258,875
Previous Owner Xagas Steven $388,000
Previous Owner Xagas Steven $97,000
Previous Owner Xagas Steven G $456,000
Previous Owner Xagas Steven G $432,000
Previous Owner Xagas Steven G $369,750
Previous Owner Xagas Steven G $322,500
Previous Owner Xagas Steven G $240,352
Previous Owner Xagas Steven G $11,000
Previous Owner Xagas Yvonne S $237,002
Previous Owner Xagas Steven G $58,000
Previous Owner Xagas Steven G $45,000
Previous Owner Xagas Steven G $20,000
Previous Owner Xagas Steven G $156,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/07/2016 06/07/16 Sold $290,000 -1.7% --
04/24/2016 04/24/16 Pending -- -- --
04/06/2016 04/06/16 Price Changed $295,000 -1.7% --
03/10/2016 03/10/16 For Sale $300,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,644 $134,745 $50,805 $83,940
2023 $9,393 $122,495 $46,186 $76,309
2022 $9,003 $113,822 $42,916 $70,906
2021 $8,737 $109,592 $41,321 $68,271
2020 $8,636 $107,919 $40,690 $67,229
2019 $8,612 $105,876 $39,920 $65,956
2018 $8,600 $105,876 $39,920 $65,956
2017 $8,501 $103,052 $38,855 $64,197
2016 $8,110 $96,818 $33,489 $63,329
2015 -- $79,696 $31,840 $47,856
2014 -- $78,804 $31,840 $46,964
2013 -- $78,804 $31,840 $46,964
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09162380

Midwest Real Estate Data (MRED)

APN: 12-10-301-004