$245,000
SOLD OCT 7, 2025

1127 Pebble Creek Dr Elsmere, KY 41018

3 Beds
2 Baths
1,044 Sq Ft
1996 Built

Recently Sold

$235 Per Sq Ft

8 Days on Market

Highlights

  • Open Floorplan
  • Recreation Room
  • Cathedral Ceiling
  • Deck
  • Traditional Architecture
  • No HOA

About This Home

As of October 2025

Discover your dream home nestled in a serene quiet cul-de-sac! This charming home
features 3 spacious bedrooms & 2 updated full baths. Enjoy the expansive flat backyard,
perfect for outdoor gatherings, along with a lovely deck for relaxation. Inside, you'll be
greeted by cathedral ceilings that enhance the open feel, complemented by modern LVT
flooring . This home combines comfort and style!

Last Agent to Sell the Property

Kathy Heimbrock

Sibcy Cline, REALTORS-Florence License #219882 Listed on: 08/15/2025

Sibcy Cline, REALTORS-Florence

Co-Listed By

Blake Heimbrock

Sibcy Cline, REALTORS-Florence License #275463

Last Buyer's Agent

Aaron Vince

Hand in Hand Realty License #247341

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1996

Lot Details

  • Cul-De-Sac
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Front Facing Garage

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,044 Sq Ft Home
  • Open Floorplan
  • Cathedral Ceiling
  • Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Family Room
  • Recreation Room
  • Carpet
  • Neighborhood Views
  • Basement
  • Finished Basement Bathroom
  • Laundry on lower level

Kitchen

  • Electric Range
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck

Schools

  • Arnett Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 016-10-02-084.00

Home Details

Home Type

Single Family

Year Built

Built in 1996

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Year Built: 1996
  • Lot Size: Of Record
  • Road Surface Type: Paved
  • Co List Office Mls Id: o432500055
  • Co List Office Phone: 859-525-8888
  • Ownership: Consumer
  • Directions: 275 to South on Turkeyfoot, right on Autumn, right on Garvey, right on Pebble Creek.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Arnett Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Location Tax Legal Info:Subdivision2: Ripple Creek
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Of Record
  • General Property Description:Approx SqFt2: 1044.0
  • Remarks Misc:Agent Only Remarks: Seller providing Cinch Warranty
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 016-10-02-084.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Lower Level: Yes
  • Levels:Bi-Level: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Open Floorplan, Entrance Foyer, Cathedral Ceiling(s)
  • Basement: Full Finished Bath
  • Heating: Natural Gas
  • Levels: Bi-Level
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Disposal, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Window Features: Insulated Windows
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Range: Yes
  • Basement:Full Finished Bath: Yes
  • Basement:Carpet Flooring7: Yes
  • Interior Features:Cathedral Ceiling(s): Yes

Exterior Features

  • View: Neighborhood
  • Roof: Shingle
  • Lot Features: Cul-De-Sac, Level
  • View: Yes
  • Construction Type: Aluminum Siding, Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Garage, Garage Faces Front
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Arnett Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2025
Closed on
Oct 7, 2025
Sold by
Herald Megan M and Herald Brandon M
Bought by
Bailey John Thomas and Courtney Zoey Marie
Seller's Agent
Kathy Heimbrock
Sibcy Cline, REALTORS-Florence
Buyer's Agent
Aaron Vince
Hand in Hand Realty
List Price
$245,000
Sold Price
$245,000
Views
66

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.44%
Original Mortgage
$218,762
Outstanding Balance
$218,762
Interest Rate
6.56%
Mortgage Type
FHA
Estimated Equity
$29,372

Purchase Details

Closed on
Feb 22, 2008
Sold by
King Julius and King Cyndi
Bought by
Herald Megan M and Herald Brandon M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,200
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 20, 2002
Sold by
Harris Kimberly S
Bought by
King Julius and King Cyndi

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,145
Interest Rate
6.86%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 5, 1997
Sold by
Trademark Properties Inc
Bought by
Harris Kimberly S and Cordes James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,122
Interest Rate
7.9%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 26, 1996
Sold by
Bermec Corp
Bought by
Trademark Properties Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
8.36%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $245,000 360 American Title
Warranty Deed $116,000 Advanced Land Title Agency
Deed $109,000 --
Deed $91,000 --
Deed $17,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $218,762 FHA
Previous Owner $81,200 Purchase Money Mortgage
Previous Owner $108,145 FHA
Previous Owner $89,122 FHA
Previous Owner $70,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/07/2025 10/07/25 Sold $245,000 0.0% $235 / Sq Ft
08/23/2025 08/23/25 Pending -- -- --
08/15/2025 08/15/25 For Sale $245,000 -- $235 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,792 $183,800 $27,500 $156,300
2024 $2,821 $183,800 $27,500 $156,300
2023 $2,755 $183,800 $27,500 $156,300
2022 $1,978 $118,000 $25,000 $93,000
2021 $2,003 $118,000 $25,000 $93,000
2020 $1,992 $118,000 $25,000 $93,000
2019 $1,965 $118,000 $25,000 $93,000
2018 $1,973 $116,000 $20,000 $96,000
2017 $1,852 $116,000 $20,000 $96,000
2015 $2,186 $116,000 $20,000 $96,000
2014 $2,138 $116,000 $20,000 $96,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 635406

Northern Kentucky Multiple Listing Service

APN: 016-10-02-084.00