$1,440,000
SOLD JAN 21, 2026

1128 Mill Creek Dr Saint Johns, FL 32259

5 Beds
6 Baths
5,280 Sq Ft
34,848 Sq Ft

Recently Sold

$273 Per Sq Ft

4% Below List Price

Highlights

  • 100 Feet of Waterfront
  • Community Boat Dock
  • Fitness Center
  • Hickory Creek Elementary School Rated A
  • Boat Lift
  • Solar Heated In Ground Pool

About This Home

As of January 2026

TRULY CUSTOM; ONE OF A KIND WATERFRONT POOL HOME! This lovely estate home has everything a discerning buyer could want; 12-22' ceilings, full walls of windows all overlooking the 2 story pool screen complete with summer kitchen, fenced yard & private dock with boathouse & lift on navigable Mill Creek, about 10 houses from the St. Johns River. There are several rooms that have a multitude of uses; one is currently a theater room, another bonus/office upstairs has an amazing balcony, then a 3rd bonus over the garage could be a 5th or 6th bedroom. Grand circular staircase has custom iron railing & wood treads, stunning 2 story Tabbystone fireplace and fabulous chandelier (that lowers electronically) plus motorized blinds give the family room loads of WOW factor. The kitchen has custom wood cabinets, 48'' built in Kitchenaid fridge, 6 burner JennAire gas range and more. Surround sound speakers, water softener, solar heated pool, central vacuum, safe room under stairs & SO much more

Last Agent to Sell the Property

Dana Hancock

RE/MAX SPECIALISTS License #0666417 Listed on: 01/26/2026

RE/MAX SPECIALISTS

Last Buyer's Agent

Joshua Cotton

ROUND TABLE REALTY License #3471086

ROUND TABLE REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,123

Year Built

  • Built in 2004

Lot Details

  • 0.8 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • Front and Back Yard Sprinklers
  • Wooded Lot

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Property Views

  • Woods
  • Creek or Stream

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Shingle Roof
  • Stone Veneer
  • Stucco

Interior Spaces

  • 5,280 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Central Vacuum
  • Built-In Features
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Butlers Pantry
  • Convection Oven
  • Electric Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Dual Closets
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • In-Law or Guest Suite
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry on lower level
  • Washer and Gas Dryer Hookup

Home Security

  • Closed Circuit Camera
  • Smart Thermostat
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Lighting

Pool

  • Solar Heated In Ground Pool
  • In Ground Spa
  • Screen Enclosure

Outdoor Features

  • Boat Lift
  • Docks
  • Wetlands on Lot
  • Balcony
  • Covered Patio or Porch
  • Outdoor Kitchen

Schools

  • Hickory Creek Elementary School
  • Switzerland Point Middle School
  • Bartram Trail High School

Utilities

  • Zoned Heating and Cooling
  • Heating Available
  • Gas Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 0006330010

Community Details

Overview

  • River Oaks Plantation Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Community Boat Dock
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Children's Pool
  • Park
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,123

Year Built

Built in 2004

Lot Details

0.8 Acres

HOA Fees

$58 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2004
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.8
  • Lot Size: 100 x
  • Road Surface Type: Asphalt
  • Subdivision Name: River Oaks Plantation
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Efficiency: Lighting
  • General Property Information Accessibility Features YN2: No
  • General Property Information Water Frontage Feet: 100
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Built-in Features, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Eat-in Kitchen, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Thermostat, Wet Bar, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Butler Pantry, Split Bedrooms, Breakfast Nook, Guest Suite, Jack and Jill Bath
  • Major Appliances: Convection Oven, Disposal, Dishwasher, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned
  • Furnished: Unfurnished
  • Spa Features: In Ground
  • Full Bathrooms: 3
  • Half Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Living Area: 5280.0

Exterior Features

  • Waterfront: Yes
  • Exterior: Balcony, Dock, Outdoor Kitchen, Boat Lift
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear, Wetlands, Wooded
  • Pool Features: Heated, In Ground, Screen Enclosure, Solar Heat
  • Pool Private: Yes
  • View: Trees/Woods, Creek/Stream
  • Waterfront Features: Canal Front, Navigable Water, River Access
  • Construction Type: Frame, Stucco, Stone Veneer
  • Other Structures: Boat House
  • Patio And Porch Features: Covered, Rear Porch
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0

Utilities

  • Utilities: Cable Available, Electricity Connected, Propane, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
  • Security: Closed Circuit Camera(s), Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units, Zoned
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 349.5
  • Association Fee Frequency: Semi-Annually
  • Senior Community: No
  • Amenities: Basketball Court, Boat Dock, Barbecue, Clubhouse, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s), Children's Pool, Management - Off Site, Pool
  • Association: Yes

Schools

  • Elementary School: Hickory Creek
  • High School: Bartram Trail
  • Middle Or Junior School: Switzerland Point

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 34848.0
  • Parcel #: 0006330010
  • Zoning Description: Single Family

Tax Info

  • Tax Annual Amount: 9123.49
  • Tax Year: 2023

Matterport 3D Tour

Floorplan

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 26, 2026
Closed on
Jan 21, 2026
Sold by
Zakaria Samir and Zakaria Abir
Bought by
Grover Victor Kenneth and Adkins Jeanette
Seller's Agent
Dana Hancock
RE/MAX SPECIALISTS
Buyer's Agent
Joshua Cotton
ROUND TABLE REALTY
List Price
$1,499,900
Sold Price
$1,440,000
Premium/Discount to List
-$59,900
-3.99%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-59.66%
Original Mortgage
$900,000
Outstanding Balance
$900,000
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$427,013

Purchase Details

Closed on
May 21, 2021
Sold by
Zakarin Abir J
Bought by
Plit Iosif

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 7, 2016
Sold by
Pmt Npl Financing 2015-1
Bought by
Zakaria Samir and Zakaria Abir

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 23, 2015
Sold by
Pennymac Corp
Bought by
Pmt Npl Financing 2015-1

Purchase Details

Closed on
Feb 2, 2015
Sold by
Dore Dennis P and Dore Pamela N
Bought by
Pennymac Corp

Purchase Details

Closed on
Oct 30, 2007
Sold by
Hancock James R and Hancock Dana A
Bought by
Dore Dennis P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$804,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 25, 2002
Sold by
Patterson Rex A and Patterson Wendy J
Bought by
Hancock James R and Hancock Dana A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,000
Interest Rate
6.53%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,440,000 None Listed On Document
Warranty Deed $123,500 None Listed On Document
Special Warranty Deed $585,000 Liberty Title & Escrow Co
Quit Claim Deed -- Attorney
Trustee Deed -- None Available
Warranty Deed $1,005,000 Associated Land Title Group
Warranty Deed $170,000 Benchmark Title Services Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $900,000 New Conventional
Previous Owner $92,000 New Conventional
Previous Owner $300,000 New Conventional
Previous Owner $804,000 Purchase Money Mortgage
Previous Owner $153,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/21/2026 01/21/26 Sold $1,440,000 -4.0% $273 / Sq Ft
11/30/2025 11/30/25 Off Market $1,499,900 -- --
09/18/2025 09/18/25 For Sale $1,499,900 +156.4% $284 / Sq Ft
12/17/2023 12/17/23 Off Market $585,000 -- --
03/07/2017 03/07/17 Sold $585,000 -25.9% $133 / Sq Ft View Prior Sale
12/02/2016 12/02/16 Pending -- -- --
11/03/2016 11/03/16 For Sale $789,000 -- $180 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,123 $1,111,201 $335,000 $776,201
2024 $9,123 $674,282 -- --
2023 $9,123 $654,643 $0 $0
2022 $8,928 $635,576 $0 $0
2021 $8,691 $617,064 $0 $0
2020 $8,621 $608,544 $0 $0
2019 $8,794 $594,862 $0 $0
2018 $8,683 $583,770 $0 $0
2017 $9,579 $598,690 $131,000 $467,690
2016 $10,826 $663,012 $0 $0
2015 $10,999 $658,815 $0 $0
2014 $10,777 $635,973 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2109359

realMLS (Northeast Florida Multiple Listing Service)

APN: 000633-0010

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