NOT LISTED FOR SALE

1128 Ridge Rd Finksburg, MD 21048

Estimated Value: $490,000 - $523,000

4 Beds
3 Baths
1,056 Sq Ft
$478/Sq Ft Est. Value

Last Sold September 20, 2013

Last sale price $275,000 $260 Per Sq Ft

Est. 83% increase in value since last sale

Current estimated payment $3,058/month

146 Days on Market

Highlights

  • Eat-In Gourmet Kitchen
  • River View
  • Deck
  • Sandymount Elementary School Rated A-
  • 2.55 Acre Lot
  • Partially Wooded Lot

About This Home

As of September 2013

WOODS,PRIVACY,SECLUSION MAKES THIS RECENTLY UPDATED 4 br 3 BATH FINKSBURG SPLIT FOYER ON 2.55 AC WOODED LOT A DREAM COME TRUE. MUST SEE INSIDE WITH NEW GOURMET KITCHEN, GLEAMING WOOD FLOORS & CERAMIC BATHS. SPACIOUS COUNTRY KITCHEN WITH SLIDER TO A 3 TIER DECK. FREE STANDING GAS FP IN LR/FAMILY ROOM. ABSOLUTELY BEAUTIFUL CONDITION &READY FOR YOU TO MOVE IN & ENJOY. SECURITY SYSTEM.New heat pump.

Last Agent to Sell the Property

Bebe Rush

CENTURY 21 New Millennium Listed on: 03/20/2013

Last Buyer's Agent

Shawn Strauss

Cummings & Co. Realtors

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,749

Year Built

  • Built in 1997 | Remodeled in 2012

Lot Details

  • 2.55 Acre Lot
  • Irregular Lot
  • The property's topography is sloped
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Property is in very good condition

Property Views

  • River
  • Limited

Home Design

  • Split Foyer
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Recessed Lighting
  • 1 Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Insulated Doors
  • Six Panel Doors
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Utility Room
  • Wood Flooring
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Rear Basement Entry
  • Natural lighting in basement

Home Security

  • Home Security System
  • Storm Doors
  • Fire and Smoke Detector

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Shed

Schools

  • Sandymount Elementary School
  • Shiloh Middle School
  • Westminster High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Patapsco Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0704022254

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,749

Year Built

Built in 1997 | Remodeled in 2012

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1997
  • Year Renovated: 2012
  • Remarks Public: WOODS,PRIVACY,SECLUSION MAKES THIS RECENTLY UPDATED 4 br 3 BATH FINKSBURG SPLIT FOYER ON 2.55 AC WOODED LOT A DREAM COME TRUE. MUST SEE INSIDE WITH NEW GOURMET KITCHEN, GLEAMING WOOD FLOORS & CERAMIC BATHS. SPACIOUS COUNTRY KITCHEN WITH SLIDER TO A 3 TIER DECK. FREE STANDING GAS FP IN LR/FAMILY ROOM. ABSOLUTELY BEAUTIFUL CONDITION &READY FOR YOU TO MOVE IN & ENJOY. SECURITY SYSTEM.New heat pump.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Dryer, Exhaust Fan, Icemaker, Microwave, Refrigerator, Stove, Washer
  • Interior Amenities: Attic, Kitchen - Gourmet, Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Primary Bath(s), Window Treatments, Upgraded Countertops, Wood Floors, Recessed Lighting, Floor Plan - Traditional
  • Window Features: Vinyl Clad, Double Pane, Insulated, Screens
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall
  • Entry Location: Foyer
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Foyer, Bedroom 1, Laundry, Utility Room
  • Basement: Yes
  • Basement Type: Outside Entrance, Rear Entrance, Daylight, Full, Full, Fully Finished, Heated, Walkout Level
  • Living Area Units: Square Feet
  • Street Number Modifier: 1128

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • View: Limited, River
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Type Of Parking: Off Street, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Central, Electric
  • Heating Type: Central, Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector, Security System
  • Sewer/Septic System: Septic Exists
  • Utilities: Cable Tv Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: SANDYMOUNT
  • Middle School: SHILOH
  • High School: WESTMINSTER
  • School District Key: 121139051837
  • Elementary School: SANDYMOUNT
  • High School: WESTMINSTER
  • Middle Or Junior School: SHILOH

Lot Info

  • Lot Features: Backs To Trees, Irregular, Partly Wooded, Trees/Wooded
  • Lot Size Acres: 2.55
  • Lot Size Area: 111078
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 111078.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Topography: Sloped
  • Year Assessed: 2012

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2749.40
  • Assessor Parcel Number: 0704022254
  • Tax Total Finished Sq Ft: 1056
  • County Tax Payment Frequency: Annually
  • Tax Year: 2012
  • Close Date: 09/20/2013

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 3, 2021
Sold by
Montgomery Jason Adam and Montgomery Jason
Bought by
Montgomery Jason Adam and Montgomery Lana Deanne
Current Estimated Value
$504,272

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,140
Outstanding Balance
$212,640
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$288,391

Purchase Details

Listed on
Mar 20, 2013
Closed on
Sep 20, 2013
Sold by
Wallis Jeremy S and Wallis Julie A
Bought by
Montgomery Jason
Seller's Agent
Bebe Rush
CENTURY 21 New Millennium
Buyer's Agent
Shawn Strauss
Cummings & Co. Realtors
List Price
$279,900
Sold Price
$275,000
Premium/Discount to List
-$4,900
-1.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.15%
Original Mortgage
$261,250
Interest Rate
4.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 11, 2005
Sold by
Heiner Stephen D
Bought by
Wallis Jeremy S and Wallis Julie A

Purchase Details

Closed on
Dec 7, 1998
Sold by
Heiner Stephen D
Bought by
Heiner Stephen D and Heiner Cathy J

Purchase Details

Closed on
Mar 10, 1997
Sold by
Shamer William A
Bought by
Heiner Stephen D and Heiner Cathy J
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Montgomery Jason Adam -- Avenue 365 Lender Svcs Llc
Montgomery Jason $275,000 North American Title Ins Co
Wallis Jeremy S $274,900 --
Heiner Stephen D -- --
Heiner Stephen D $19,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Montgomery Lana Deanne $20,000
Open Montgomery Jason Adam $234,140
Closed Montgomery Jason $261,250
Previous Owner Wallis Jeremy S $256,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/20/2013 09/20/13 Sold $275,000 -1.8% $260 / Sq Ft
08/13/2013 08/13/13 Pending -- -- --
03/20/2013 03/20/13 For Sale $279,900 -- $265 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,796 $363,500 $161,500 $202,000
2024 $3,796 $333,600 $0 $0
2023 $3,461 $303,700 $0 $0
2022 $3,126 $273,800 $136,800 $137,000
2021 $6,347 $270,200 $0 $0
2020 $3,073 $266,600 $0 $0
2019 $3,032 $263,000 $136,800 $126,200
2018 $2,954 $258,400 $0 $0
2017 $2,902 $253,800 $0 $0
2016 -- $249,200 $0 $0
2015 -- $245,467 $0 $0
2014 -- $241,733 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2013

    Bebe Rush

    CENTURY 21 New Millennium

    Section Image

  • S

    Buyer's Agent in 2013

    Shawn Strauss

    Cummings & Co Realtors

    (410) 627-2006

    13 in this area

    54 Total Sales

    Shawn Strauss
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 1003399820

Bright MLS

APN: 04-022254

Maryland Carroll County Finksburg 21048

1128 Ridge Rd, Finksburg, MD

This home is located at 1128 Ridge Rd, Finksburg, MD 21048 since 20 March 2013 and is currently estimated at $504,272, approximately $477 per square foot. This property was built in 1997. 1128 Ridge Rd is a home located in Carroll County with nearby schools including Sandymount Elementary School, Shiloh Middle School, and Westminster High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.

Nearby Homes