NOT LISTED FOR SALE

1128 Ridge Rd Finksburg, MD 21048

Estimated Value: $454,000 - $523,000

4 Beds
3 Baths
1,056 Sq Ft
$471/Sq Ft Est. Value

Last Sold September 20, 2013

Last sale price $275,000 $260 Per Sq Ft

Est. 81% increase in value since last sale

Current estimated payment $3,086/month

146 Days on Market

Highlights

  • Eat-In Gourmet Kitchen
  • River View
  • Deck
  • Sandymount Elementary School Rated A-
  • 2.55 Acre Lot
  • Partially Wooded Lot

About This Home

As of September 2013

WOODS,PRIVACY,SECLUSION MAKES THIS RECENTLY UPDATED 4 br 3 BATH FINKSBURG SPLIT FOYER ON 2.55 AC WOODED LOT A DREAM COME TRUE. MUST SEE INSIDE WITH NEW GOURMET KITCHEN, GLEAMING WOOD FLOORS & CERAMIC BATHS. SPACIOUS COUNTRY KITCHEN WITH SLIDER TO A 3 TIER DECK. FREE STANDING GAS FP IN LR/FAMILY ROOM. ABSOLUTELY BEAUTIFUL CONDITION &READY FOR YOU TO MOVE IN & ENJOY. SECURITY SYSTEM.New heat pump.

Last Agent to Sell the Property

Bebe Rush

CENTURY 21 New Millennium Listed on: 03/20/2013

Last Buyer's Agent

Shawn Strauss

Cummings & Co. Realtors

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,749

Year Built

  • Built in 1997 | Remodeled in 2012

Lot Details

  • 2.55 Acre Lot
  • Irregular Lot
  • The property's topography is sloped
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Property is in very good condition

Property Views

  • River
  • Limited

Home Design

  • Split Foyer
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Recessed Lighting
  • 1 Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Insulated Doors
  • Six Panel Doors
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Utility Room
  • Wood Flooring
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Rear Basement Entry
  • Natural lighting in basement

Home Security

  • Home Security System
  • Storm Doors
  • Fire and Smoke Detector

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Shed

Schools

  • Sandymount Elementary School
  • Shiloh Middle School
  • Westminster High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Patapsco Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0704022254

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,749

Year Built

Built in 1997 | Remodeled in 2012

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1997
  • Year Renovated: 2012
  • Remarks Public: WOODS,PRIVACY,SECLUSION MAKES THIS RECENTLY UPDATED 4 br 3 BATH FINKSBURG SPLIT FOYER ON 2.55 AC WOODED LOT A DREAM COME TRUE. MUST SEE INSIDE WITH NEW GOURMET KITCHEN, GLEAMING WOOD FLOORS & CERAMIC BATHS. SPACIOUS COUNTRY KITCHEN WITH SLIDER TO A 3 TIER DECK. FREE STANDING GAS FP IN LR/FAMILY ROOM. ABSOLUTELY BEAUTIFUL CONDITION &READY FOR YOU TO MOVE IN & ENJOY. SECURITY SYSTEM.New heat pump.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Dryer, Exhaust Fan, Icemaker, Microwave, Refrigerator, Stove, Washer
  • Interior Amenities: Attic, Kitchen - Gourmet, Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Primary Bath(s), Window Treatments, Upgraded Countertops, Wood Floors, Recessed Lighting, Floor Plan - Traditional
  • Window Features: Vinyl Clad, Double Pane, Insulated, Screens
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall
  • Entry Location: Foyer
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Foyer, Bedroom 1, Laundry, Utility Room
  • Basement: Yes
  • Basement Type: Outside Entrance, Rear Entrance, Daylight, Full, Full, Fully Finished, Heated, Walkout Level
  • Living Area Units: Square Feet
  • Street Number Modifier: 1128

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • View: Limited, River
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Type Of Parking: Off Street, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Central, Electric
  • Heating Type: Central, Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector, Security System
  • Sewer/Septic System: Septic Exists
  • Utilities: Cable Tv Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: SANDYMOUNT
  • Middle School: SHILOH
  • High School: WESTMINSTER
  • School District Key: 121139051837
  • Elementary School: SANDYMOUNT
  • High School: WESTMINSTER
  • Middle Or Junior School: SHILOH

Lot Info

  • Lot Features: Backs To Trees, Irregular, Partly Wooded, Trees/Wooded
  • Lot Size Acres: 2.55
  • Lot Size Area: 111078
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 111078.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Topography: Sloped
  • Year Assessed: 2012

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2749.40
  • Assessor Parcel Number: 0704022254
  • Tax Total Finished Sq Ft: 1056
  • County Tax Payment Frequency: Annually
  • Tax Year: 2012
  • Close Date: 09/20/2013

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 3, 2021
Sold by
Montgomery Jason Adam and Montgomery Jason
Bought by
Montgomery Jason Adam and Montgomery Lana Deanne
Current Estimated Value
$497,281

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,140
Outstanding Balance
$214,430
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$282,226

Purchase Details

Listed on
Mar 20, 2013
Closed on
Sep 20, 2013
Sold by
Wallis Jeremy S and Wallis Julie A
Bought by
Montgomery Jason
Seller's Agent
Bebe Rush
CENTURY 21 New Millennium
Buyer's Agent
Shawn Strauss
Cummings & Co. Realtors
List Price
$279,900
Sold Price
$275,000
Premium/Discount to List
-$4,900
-1.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.16%
Original Mortgage
$261,250
Interest Rate
4.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 11, 2005
Sold by
Heiner Stephen D
Bought by
Wallis Jeremy S and Wallis Julie A

Purchase Details

Closed on
Dec 7, 1998
Sold by
Heiner Stephen D
Bought by
Heiner Stephen D and Heiner Cathy J

Purchase Details

Closed on
Mar 10, 1997
Sold by
Shamer William A
Bought by
Heiner Stephen D and Heiner Cathy J
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Montgomery Jason Adam -- Avenue 365 Lender Svcs Llc
Montgomery Jason $275,000 North American Title Ins Co
Wallis Jeremy S $274,900 --
Heiner Stephen D -- --
Heiner Stephen D $19,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Montgomery Lana Deanne $20,000
Open Montgomery Jason Adam $234,140
Closed Montgomery Jason $261,250
Previous Owner Wallis Jeremy S $256,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/20/2013 09/20/13 Sold $275,000 -1.8% $260 / Sq Ft
08/13/2013 08/13/13 Pending -- -- --
03/20/2013 03/20/13 For Sale $279,900 -- $265 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,796 $333,600 $0 $0
2023 $3,461 $303,700 $0 $0
2022 $3,126 $273,800 $136,800 $137,000
2021 $6,347 $270,200 $0 $0
2020 $3,073 $266,600 $0 $0
2019 $3,032 $263,000 $136,800 $126,200
2018 $2,954 $258,400 $0 $0
2017 $2,902 $253,800 $0 $0
2016 -- $249,200 $0 $0
2015 -- $245,467 $0 $0
2014 -- $241,733 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1003399820

Bright MLS

APN: 04-022254