NOT LISTED FOR SALE

Estimated Value: $222,673 - $271,000

3 Beds
1.5 Baths
1,468 Sq Ft
$168/Sq Ft Est. Value

Last Sold July 31, 2012

Last sale price $19,500 $13 Per Sq Ft

Est. 1,168% increase in value since last sale

Current estimated payment $1,443/month

65 Days on Market

Highlights

  • Open Floorplan
  • No HOA
  • Patio
  • Deck
  • Bathtub with Shower
  • Living Room

About This Home

As of July 2012

OFFER ACCEPTED 4/23/12. Property is being sold ''AS IS'' including any existing appliances, heating and air conditioning and electrical systems. All offers must include copy of earnest money check payable to Penland Realty Company. Seller REQUIRES Buyer to obtain a free prequalification letter from Wells Fargo Home Mortgage (WFHM), an entity which is a joint venture with WFHM, or the Neighborhood Assistance Corporation of America (NACA). Buyer may use lender of buyer's choice. Prequalification letter from buyer's lender of choice is required in addition to WFHM Pre-qualification. A proof of funds is required on all cash offers. Seller will not accept an offer until acceptable letter(s) is received. Offers will not be considered until seven calendar days after initial listing period, ers from buyers utilizing federal funds under the NSP municipalities, non-profit organizations and owner-occupants will be considered during the eighth (8) thru twelfth (12) calendar days after the initial listing date, seller will consider all offers from all buyers beginning on the 13th calendar day. Buyer is to inspect the property five days prior to closing to determine that the property is in the same condition as when the offer to purchase was executed. Conveyance from seller may run directly from the owner of record or from the Seller by Special Warranty Deed or its equivalent with covenants against grantor's acts. Employees and family members residing with employees of Wells Fargo Bank, its affiliates or subsidiaries or Wachovia Corp, its affiliates and subsidiaries are strictly prohibited from directly or indirectly purchasing this property. Agent or employees of the agent or agency and family members residing with the agent or employees of the agent or agency are prohibited from directly or indirectly purchasing this property. -----> Click here to report a possible violation on this listing <-----

Last Agent to Sell the Property

Jean Penland

Penland Realty Listed on: 03/01/2012

Last Buyer's Agent

Jean Penland

Penland Realty Listed on: 03/01/2012

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1962

Lot Details

  • Lot Dimensions are 110x90
  • Rural Setting
  • Gentle Sloping Lot

Home Design

  • Shingle Roof

Interior Spaces

  • 1,468 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Living Room
  • Basement
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Deck
  • Patio

Schools

  • Chattanooga Valley Elementary School
  • Chattanooga Valley Middle School
  • Ridgeland High School

Utilities

  • No Cooling
  • No Heating
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 0084 094

Home Details

Home Type

Single Family

Year Built

Built in 1962

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 110X90
  • Subdivision Name: None
  • Directions: Hwy 2 West, left on Hwy 193, left on Happy Valley Rd, left on Hill Top Circle, property on left.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1468.0
  • New Construction: No
  • Year Built: 1962
  • Location Tax and Legal Parcel Number2: 0084 094
  • Location Tax and Legal Elementary School: Chattanooga Valley Elementary
  • Location Tax and Legal Middle Or Junior School2: Chattanooga Valley Middle
  • Location Tax and Legal High School: Ridgeland High School
  • Location Tax and Legal:Tax Annual Amount: 708.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 110X90
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Levels:One: Yes
  • Lot Features Rural: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Cooling:None5: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Interior Amenities: Open Floorplan, Tub/shower Combo
  • Basement:Crawl Space: Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Lot Features: Gentle Sloping, Rural
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Gentle Sloping: Yes

Garage/Parking

  • General Property Information:Garage YN: No

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Cooling: None
  • Cooling Y N: No
  • Heating: None
  • Heating Yn: No
  • Sewer: Septic Tank
  • Utilities: Electricity Available
  • Water Source: Public
  • Sewer Septic Tank: Yes
  • Heating:None13: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Chattanooga Valley Elementary
  • High School: Ridgeland High School
  • Middle Or Junior School: Chattanooga Valley Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 0084 094

Tax Info

  • Tax Annual Amount: 708.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 15, 2017
Sold by
Leslie Hayman
Bought by
Cagle Caroline
Current Estimated Value
$247,168

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,600
Outstanding Balance
$75,455
Interest Rate
3.95%
Mortgage Type
New Conventional
Estimated Equity
$171,713

Purchase Details

Closed on
Apr 12, 2017
Sold by
Fife Robert Craig
Bought by
Leslie Hayman and Hayman Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 1, 2012
Closed on
Sep 14, 2012
Sold by
Hayman Leslie R
Bought by
Fife Robert Craig
Seller's Agent
Jean Penland
Penland Realty
Buyer's Agent
Jean Penland
Penland Realty
List Price
$24,500
Sold Price
$19,500
Premium/Discount to List
-$5,000
-20.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.16%

Purchase Details

Closed on
May 11, 2012
Sold by
Wells Fargo Bank
Bought by
Hayman Leslie R

Purchase Details

Closed on
Jan 3, 2012
Sold by
Stanard Robert
Bought by
Wells Fargo Bank

Purchase Details

Closed on
May 25, 2006
Sold by
Not Provided
Bought by
Stanard Robert As His Sole

Purchase Details

Closed on
Dec 2, 2005
Sold by
Scholtz Charles G
Bought by
Restis Properties Inc

Purchase Details

Closed on
May 6, 2005
Sold by
Not Provided
Bought by
Stanard Robert As His Sole

Purchase Details

Closed on
Feb 12, 2001
Sold by
Abbott Melvin Levon and Abbott Barbara
Bought by
Mccormick Patty J

Purchase Details

Closed on
Feb 2, 1993
Sold by
A Mortgage Company
Bought by
Abbott Melvin Levon and Abbott Barbara

Purchase Details

Closed on
Sep 1, 1992
Sold by
Lee Robyn
Bought by
Secretary Of Housing & Urban

Purchase Details

Closed on
Dec 13, 1989
Sold by
Wallace Barry E and Wallace Darlene J
Bought by
Lee Robyn

Purchase Details

Closed on
Jan 1, 1975
Sold by
Wilson Philip M and Wilson Sarah E
Bought by
Wallace Barry E and Wallace Darlene J

Purchase Details

Closed on
May 25, 1969
Bought by
Wilson Philip M and Wilson Sarah E
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cagle Caroline $112,000 --
Leslie Hayman $40,000 --
Fife Robert Craig -- --
Hayman Leslie R $19,500 --
Wells Fargo Bank $19,296 --
Stanard Robert As His Sole -- --
Restis Properties Inc $47,000 --
Stanard Robert As His Sole $67,900 --
Mccormick Patty J $41,100 --
Abbott Melvin Levon -- --
Secretary Of Housing & Urban -- --
A Mortgage Company -- --
Lee Robyn -- --
Wallace Barry E -- --
Wilson Philip M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cagle Caroline $89,600
Previous Owner Leslie Hayman $50,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/31/2012 07/31/12 Sold $19,500 -20.4% $13 / Sq Ft
05/04/2012 05/04/12 Pending -- -- --
02/29/2012 02/29/12 For Sale $24,500 -- $17 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,633 $71,617 $2,765 $68,852
2023 $1,585 $67,923 $2,765 $65,158
2022 $1,487 $58,527 $2,765 $55,762
2021 $1,162 $40,248 $2,765 $37,483
2020 $987 $32,236 $2,765 $29,471
2019 $979 $32,236 $2,765 $29,471
2018 $853 $32,236 $2,765 $29,471
2017 $727 $20,881 $3,149 $17,732
2016 $641 $20,881 $3,149 $17,732
2015 $695 $21,685 $3,836 $17,849
2014 $612 $21,685 $3,836 $17,849
2013 -- $21,684 $3,836 $17,848
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1175052

Greater Chattanooga REALTORS®

APN: 0084-094