NOT LISTED FOR SALE

1131 Ridgemont Rd Waterloo, IA 50701

Estimated Value: $218,000 - $249,249

3 Beds
2.5 Baths
2,322 Sq Ft
$101/Sq Ft Est. Value

Sale Details

Date Sold: November 4, 2025

Last sale price $220,000 $95 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $1,555 / mo

34 Days on Market

Highlights

  • Fireplace
  • Central Air
  • Heating Available

About This Home

As of November 2025

Welcome to this charming ranch-style home located in the heart of Waterloo! The main level features three bedrooms and full bath. The main level includes a spacious master bedroom with an attached full bath. Downstairs, you’ll find a finished basement complete with a bar, plenty of storage, and a convenient half bath. Outside, enjoy the large backyard, a double-stall garage, and an extra storage shed offering over 300 sq ft of additional space. This home sits in a prime location close to schools, parks, and all the amenities Waterloo has to offer.

Last Agent to Sell the Property

Tori Lockard

Lockard Realty Company License #B6364900 Listed on: 07/18/2025

Last Buyer's Agent

Jakob Elmquist-Tsui

AWRE, EXP Realty, LLC License #S71819000

AWRE, EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,576

Year Built

  • Built in 1968

Lot Details

  • 12,740 Sq Ft Lot
  • Lot Dimensions are 11x82x140

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,322 Sq Ft Home
  • Fireplace
  • Finished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • 2 Car Garage
  • Workshop in Garage

Schools

  • Lou Henry Elementary School
  • Hoover Intermediate
  • West High School

Utilities

  • Central Air
  • Heating Available

Listing and Financial Details

  • Assessor Parcel Number 881304304009

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,576

Year Built

Built in 1968

Lot Details

0.29 Acres

Listing Details

  • Parcel Number: 881304304009
  • Year Built: 1968
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • Lot Size Acres: 0.29
  • Road Surface Type: Concrete
  • Co List Office Phone: 319-277-8000
  • MLS Status: Closed
  • Reso Fireplace Features: One, Wood Burning
  • Reso Roof: Shingle
  • TotalFinishedSquareFootage: 2322
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1000
  • BelowGradeArea: 1322

Exterior Features

  • Construction Type: Vinyl Siding

Garage/Parking

  • Parking Features: 2 Stall, Workshop in Garage

Utilities

  • Cooling: Central Air
  • Heating: Electric
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Lou Henry
  • High School: West High
  • Middle Or Junior School: Hoover Intermediate

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 11x82x140
  • Lot Size Sq Ft: 12740
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 3575.78

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2025
Closed on
Oct 23, 2025
Sold by
Bought by
Seller's Agent
Tori Lockard
Lockard Realty Company
Buyer's Agent
Jakob Elmquist-Tsui
AWRE, EXP Realty, LLC
List Price
$230,000
Sold Price
$220,000
Premium/Discount to List
-$10,000
-4.35%
Views
122
Current Estimated Value
$234,312

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,312
Avg. Annual Appreciation
11.69%
Original Mortgage
$173,800
Outstanding Balance
$173,800
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$60,512

Purchase Details

Closed on
Apr 7, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,000
Interest Rate
6.33%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$220,000 None Listed On Document
-- Black Hawk County Abstract C
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $173,800
Previous Owner $167,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/04/2025 11/04/25 Sold $220,000 -4.3% $95 / Sq Ft
08/21/2025 08/21/25 Pending -- -- --
07/18/2025 07/18/25 For Sale $230,000 -- $99 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,742 $222,590 $37,600 $184,990
2024 $3,742 $196,380 $37,600 $158,780
2023 $3,402 $196,380 $37,600 $158,780
2022 $3,310 $163,760 $37,600 $126,160
2021 $3,148 $163,760 $37,600 $126,160
2020 $3,094 $147,610 $30,550 $117,060
2019 $3,094 $147,610 $30,550 $117,060
2018 $3,096 $147,610 $30,550 $117,060
2017 $3,194 $147,610 $30,550 $117,060
2016 $3,150 $147,610 $30,550 $117,060
2015 $3,150 $147,610 $30,550 $117,060
2014 $3,062 $141,100 $30,550 $110,550
Source: Public Records

Agents Affiliated with this Home

  • Tori Lockard

    Seller's Agent in 2025

    Tori Lockard

    Lockard Realty Company

    (319) 504-4934

    106 Total Sales

    Tori Lockard
    Section Image

  • J

    Buyer's Agent in 2025

    Jakob Elmquist-Tsui

    AWRE, EXP Realty, LLC

    (319) 269-2477

    33 Total Sales

    Jakob Elmquist-Tsui
    Section Image
See All Agents

Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20253436

Northeast Iowa Regional Board of REALTORS®

APN: 8813-04-304-009

Iowa Black Hawk County Waterloo 50701

1131 Ridgemont Rd, Waterloo, IA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northeast Iowa Regional Board of REALTORS® All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Northeast Iowa Regional Board of REALTORS® as distributed by MLS GRID.
Based on information submitted to the MLS GRID

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.