NOT LISTED FOR SALE

11310 Cove Lake Rd Lusby, MD 20657

Estimated Value: $494,000 - $525,540

4 Beds
3 Baths
2,693 Sq Ft
$191/Sq Ft Est. Value

Last Sold September 13, 2018

Last sale price $305,000 $113 Per Sq Ft

Est. 68% increase in value since last sale

Current estimated payment $3,079/month

Highlights

  • Boat or Launch Ramp
  • Water Access
  • Spa
  • Home fronts navigable water
  • Sandy Beach
  • Bay View

About This Home

As of September 2018

4BR, 3BA,WATER VIEW RAMBLER WITH FINISHED BASEMENT, CORNER LOT at Cove lake and very short walk to Chesapeake Bay and private Beach!. 3BR, 2BA Main Level, 1 BR, 1BA Lower Level. Large Living Room with beamed ceilings, sliding glass doors lead to screened-in Porch overlooking lake. Great location and over an acre of land. .

Last Agent to Sell the Property

Sally Celmer

(410) 535-6291 sallyjeancelmer@gmail.com RE/MAX One License #535457 Listed on: 07/29/2018

RE/MAX One

Last Buyer's Agent

Kirsten Trenton

(410) 286-1496 ktrenton@hometowneteam.com Home Towne Real Estate

Home Towne Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,550

Year Built

  • Built in 1982 | Remodeled in 2017

Lot Details

  • 1.06 Acre Lot
  • Home fronts navigable water
  • Sandy Beach
  • Southeast Facing Home
  • Corner Lot

HOA Fees

  • $43 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • 1 Fireplace
  • Wood Burning Stove
  • Flue
  • Window Treatments
  • Bay Views

Kitchen

  • Country Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Cooktop
  • Microwave
  • ENERGY STAR Qualified Refrigerator
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Natural lighting in basement

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Spa
  • Water Access
  • Property near a bay
  • Boat or Launch Ramp
  • Shared Waterfront
  • Deck
  • Screened Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • Cove Lake Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot B
  • Assessor Parcel Number 0501157345

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,550

Year Built

Built in 1982 | Remodeled in 2017

Lot Details

0

HOA Fees

$43 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1982
  • Year Renovated: 2017
  • Remarks Public: 4BR, 3BA,WATER VIEW RAMBLER WITH FINISHED BASEMENT, CORNER LOT at Cove lake and very short walk to Chesapeake Bay and private Beach!. 3BR, 2BA Main Level, 1 BR, 1BA Lower Level. Large Living Room with beamed ceilings, sliding glass doors lead to screened-in Porch overlooking lake. Great location and over an acre of land. .
  • Special Assessment Payment: Annually
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Energy Star Refrigerator, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Interior Amenities: Kitchen - Country, Entry Level Bedroom, Upgraded Countertops, Window Treatments, Primary Bath(s), Stove - Wood, Floor Plan - Traditional
  • Fireplace Features: Flue For Stove
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Rear Entrance, Sump Pump, Connecting Stairway, Daylight, Full, Fully Finished, Outside Entrance, Walkout Level
  • Living Area Units: Square Feet
  • Total Sq Ft: 2912
  • Living Area Sq Ft: 2693
  • Price Per Sq Ft: 209.48
  • Above Grade Finished Sq Ft: 1456
  • Below Grade Finished Sq Ft: 1237
  • Below Grade Sq Ft: 219
  • Total Below Grade Sq Ft: 1456
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 11310

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Hot Tub
  • Road Surface Type: Black Top
  • View: Water, Bay
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Type Of Parking: Off Street, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Utilities: Cable Tv Available
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 514.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Lot Info

  • Improvement Assessed Value: 139500.00
  • Land Assessed Value: 153000.00
  • Lot Features: Corner
  • Lot Size Acres: 1.06
  • Lot Size Area: 45999
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 45999.00
  • Outdoor Living Structures: Deck(s), Porch(es), Screened
  • Year Assessed: 2018
  • Zoning: R-1

Rental Info

  • Total Actual Rent: 24000.00
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14943229
  • Tax Annual Amount: 3549.86
  • Assessor Parcel Number: 0501157345
  • Tax Lot: B
  • Tax Page Number: 56
  • Tax Total Finished Sq Ft: 1456
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017
  • Close Date: 09/13/2018

Multi Family

  • Dock Slip Conveyance: None Available
  • Mean Low Water Feet: 3
  • Waterfront Features: Boat/Launch Ramp, Sandy Beach, Shared

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2018
Closed on
Sep 13, 2018
Sold by
Ford C Berkley C and Ford Marian E
Bought by
Torres Jose R and Smith Clyde R
Seller's Agent
Sally Celmer
RE/MAX One
Buyer's Agent
Kirsten Trenton
Home Towne Real Estate
List Price
$305,000
Sold Price
$305,000
Current Estimated Value
$513,635

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$208,635
Avg. Annual Appreciation
7.59%
Original Mortgage
$165,000
Outstanding Balance
$143,593
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$370,042

Purchase Details

Closed on
Jun 3, 1991
Sold by
Sweetland Randall R
Bought by
Ford Ford C and Ford Marian E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
9.45%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Torres Jose R $305,000 Velocity Natl Title Co Llc
Ford Ford C $195,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Torres Jose R $165,000
Previous Owner Ford Ford C $195,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/13/2018 09/13/18 Sold $305,000 0.0% $113 / Sq Ft
07/31/2018 07/31/18 Pending -- -- --
07/29/2018 07/29/18 For Sale $305,000 0.0% $113 / Sq Ft
07/16/2016 07/16/16 Rented $2,000 0.0% --
07/15/2016 07/15/16 Under Contract -- -- --
06/17/2016 06/17/16 For Rent $2,000 +15.9% --
01/29/2012 01/29/12 Rented $1,725 0.0% --
01/29/2012 01/29/12 Under Contract -- -- --
11/10/2011 11/10/11 For Rent $1,725 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,106 $389,400 $0 $0
2024 $4,106 $360,400 $0 $0
2023 $3,657 $331,400 $153,000 $178,400
2022 $3,520 $318,433 $0 $0
2021 $7,039 $305,467 $0 $0
2020 $3,259 $292,500 $153,000 $139,500
2019 $3,068 $292,500 $153,000 $139,500
2018 $3,068 $292,500 $153,000 $139,500
2017 $3,323 $295,100 $0 $0
2016 -- $295,100 $0 $0
2015 $3,732 $295,100 $0 $0
2014 $3,732 $297,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2018

    Sally Celmer

    RE/MAX

    Section Image

  • K

    Buyer's Agent in 2018

    Kirsten Trenton

    Kevin Turner

    Section Image

  • P

    Seller's Agent in 2012

    Paul Celmer

    Kevin Turner

See All Agents

Map

Source: Bright MLS

MLS Number: 1002121564

Bright MLS

APN: 01-157345

Maryland Calvert County Lusby 20657

11310 Cove Lake Rd, Lusby, MD

This home is located at 11310 Cove Lake Rd, Lusby, MD 20657 since 29 July 2018 and is currently estimated at $513,635, approximately $190 per square foot. This property was built in 1982. 11310 Cove Lake Rd is a home located in Calvert County with nearby schools including Dowell Elementary School, Southern Middle School, and Patuxent High School.

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