NOT LISTED FOR SALE

11328 Gum Point Rd Berlin, MD 21811

Estimated Value: $608,000 - $666,000

2 Beds
2 Baths
1,272 Sq Ft
$502/Sq Ft Est. Value

Last Sold July 01, 2025

Last sale price $645,000 $507 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $3,671/month

52 Days on Market

Highlights

  • 150 Feet of Waterfront
  • Parking available for a boat
  • Creek or Stream View
  • Showell Elementary School Rated A-
  • 0.53 Acre Lot
  • Stream or River on Lot

About This Home

As of July 2025

The ultimate opportunity to own a 1250 sq foot waterfront cottage on Turville Creek. These homes never become available. No Hoa fees, or associations to deal with. 2br 2bath with several small outbuildings. Incredible riverfront lot (23,147) sq ft with Southern exposure. 24hr notice to show. Do not go without an appointment. Call listing agent to make the appointment. This is a great waterfront cottage that will not last long. Pre-qualification or proof of funds required with all offers.

Last Agent to Sell the Property

Ken Church

(410) 251-3987 kenchurch7@aol.com Coldwell Banker Bud Church Realty,Inc. Listed on: 03/27/2025

Coldwell Banker Bud Church Realty,Inc.

Last Buyer's Agent

Qin Zheng

(703) 505-5268 qinczheng@gmail.com Fairfax Realty Select

Fairfax Realty Select

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,489

Year Built

  • Built in 1978

Lot Details

  • 0.53 Acre Lot
  • 150 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • North Facing Home
  • Property is in good condition
  • Property is zoned R-2

Home Design

  • Rambler Architecture
  • Block Foundation
  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,272 Sq Ft Home
  • Property has 1 Level
  • Creek or Stream Views

Kitchen

  • Electric Oven or Range
  • Stove
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Parking

  • 5 Parking Spaces
  • 5 Driveway Spaces
  • Parking available for a boat

Outdoor Features

  • Water Access
  • Stream or River on Lot

Location

  • Flood Risk
  • Property is near a creek

Schools

  • Showell Elementary School
  • Stephen Decatur Middle School
  • Stephen Decatur High School

Utilities

  • Central Heating and Cooling System
  • 150 Amp Service
  • Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 2403012409

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,489

Year Built

Built in 1978

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Exclusions: Sold Unfurnished
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: Yes
  • Year Built: 1978
  • Automatically Close On Close Date: Yes
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Stove, Washer
  • Flooring Type: Carpet, Wood
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1272
  • Living Area Sq Ft: 1272
  • Price Per Sq Ft: 530.58
  • Above Grade Finished Sq Ft: 1272
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Mixed, Vinyl Siding
  • Exterior Features: Boat Storage
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • View: Creek/Stream
  • Water Access: Yes
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 150

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 150 Amps
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Utilities: Cable Tv Available, Electric Available
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: SHOWELL
  • High School: STEPHEN DECATUR
  • Middle Or Junior School: STEPHEN DECATUR

Lot Info

  • Additional Parcels: No
  • Lot Features: Stream/Creek
  • Lot Size Acres: 0.53
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 23147.00
  • Property Condition: Good
  • Soil Types: Unknown
  • Zoning: R-2
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3489.00
  • Assessor Parcel Number: 2403012409
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
Jun 30, 2025
Sold by
11328 Gum Point Rd Llc
Bought by
Rental Aa Homes Llc
Seller's Agent
Ken Church
Coldwell Banker Bud Church Realty,Inc.
Buyer's Agent
Qin Zheng
Fairfax Realty Select
List Price
$699,000
Sold Price
$645,000
Premium/Discount to List
-$54,000
-7.73%
Views
95
Current Estimated Value
$637,918

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,082
Avg. Annual Appreciation
-2.53%
Original Mortgage
$483,750
Outstanding Balance
$482,932
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$154,986

Purchase Details

Closed on
Jul 17, 2020
Sold by
Assat Rd Llc
Bought by
11328 Gum Point Rd Llc

Purchase Details

Closed on
Jun 14, 2011
Sold by
Rogers Donald L
Bought by
Assat Rd Llc

Purchase Details

Closed on
Jun 7, 2011
Sold by
Rogers Donald L
Bought by
Assat Rd Llc

Purchase Details

Closed on
Jan 5, 2004
Sold by
Rogers Donald Christopher
Bought by
Rogers Donald L

Purchase Details

Closed on
Feb 10, 1998
Sold by
Smack Lester J
Bought by
Christopher Rogers Donald and Mary Shanan
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rental Aa Homes Llc $645,000 First American Title
Rental Aa Homes Llc $645,000 First American Title
11328 Gum Point Rd Llc -- None Available
Assat Rd Llc -- --
Assat Rd Llc -- --
Rogers Donald L $485,000 --
Christopher Rogers Donald $165,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rental Aa Homes Llc $483,750
Closed Rental Aa Homes Llc $483,750
Closed Christopher Rogers Donald --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/01/2025 07/01/25 Sold $645,000 -4.4% $507 / Sq Ft
04/25/2025 04/25/25 Price Changed $674,900 -3.4% $531 / Sq Ft
03/27/2025 03/27/25 For Sale $699,000 -- $550 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,789 $404,000 $0 $0
2024 $3,534 $364,600 $211,000 $153,600
2023 $3,322 $342,400 $0 $0
2022 $3,111 $320,200 $0 $0
2021 $2,912 $298,000 $211,000 $87,000
2020 $2,847 $291,233 $0 $0
2019 $2,782 $284,467 $0 $0
2018 $2,678 $277,700 $192,000 $85,700
2017 $2,601 $273,000 $0 $0
2016 $2,679 $268,300 $0 $0
2015 $2,389 $263,600 $0 $0
2014 $2,389 $263,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDWO2029752

Bright MLS

APN: 03-012409