NOT LISTED FOR SALE

11328 Spencer Rd Saginaw, MI 48609

Estimated Value: $432,000 - $561,000

4 Beds
3 Baths
4,051 Sq Ft
$123/Sq Ft Est. Value

Last Sold October 30, 2015

Last sale price $375,833 $93 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $3,141/month

68 Days on Market

Highlights

  • Outdoor Pool
  • Cape Cod Architecture
  • Wood Flooring
  • Waterfront
  • Cathedral Ceiling
  • Whirlpool Bathtub

About This Home

As of October 2015

Enjoy a resort lifestyle year round in this amazing custom built brick home. The perfect place where indoor and outdoor living is seamless. Perfect for entertaining or private relaxation, this home offers an array of unique details. Features include volume ceilings, custom milled wood trim and moldings. Stunning hardwood flooring, open stair case, masterful updated kitchen complete with coffee bar, quartz counter tops. Second kitchen, family room plus full bath in lower level. Simply view the lake from your beautiful home or go outside to swim, fish, skate or boat---or use one of many outdoor living areas on site to relax, cook, chat or play. Located on Austyn Lake

Last Agent to Sell the Property

Brenda Lemmer

Berkshire Hathaway HomeServices License #SBR-6506045201 Listed on: 07/17/2015

Berkshire Hathaway HomeServices

Last Buyer's Agent

Kimberly Kloha

EXP Realty License #SBR-6506047323

EXP Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,822

Year Built

  • Built in 1995

Lot Details

  • 0.88 Acre Lot
  • Lot Dimensions are 150x257
  • Waterfront
  • Rural Setting
  • Sprinkler System

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction

Interior Spaces

  • 1.5-Story Property
  • Bar Fridge
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • Bay Window
  • Living Room with Fireplace
  • Home Security System

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Whirlpool Bathtub
  • Hydromassage or Jetted Bathtub

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • Block Basement Construction
  • Basement Window Egress

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener

Eco-Friendly Details

  • Air Cleaner

Outdoor Features

  • Outdoor Pool
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • $3,822 Total Annual Tax in 2015
  • Assessor Parcel Number 26-11-3-17-1208-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,822

Year Built

Built in 1995

Lot Details

0

HOA Fees

$13 per month

Listing Details

  • Originating MLS: Saginaw Board
  • Class: RESIDENTIAL CONDO
  • Type Of Property: Residential
  • Architecture Style: Cape Cod
  • Structure Style: 1 1/2 Story
  • Total Tax Year: 2015
  • Year Built: 1995
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: 9 ft + Ceilings, Bay Window, Cathedral/Vaulted Ceiling, Ceramic Floors, Hardwood Floors, Spa/Jetted Tub, Security System, Sump Pump, Walk-In Closet, Window Treatment(s)
  • Appliances: Air Cleaner, Bar-Refrigerator, Dishwasher, Disposal, Humidifier, Microwave, Range/Oven, Refrigerator
  • Fireplace: Yes
  • Fireplaces: LivRoom Fireplace
  • Basement: Yes
  • Basement: Block, Egress/Daylight Windows, Finished, Full, Outside Entrance
  • Bedrooms: 4
  • Bedroom 1: On 1st Floor, Dimensions: 23 x 13
  • Bedroom 2: On 2nd Floor, Dimensions: 20 x 13
  • Bedroom 3: On 2nd Floor, Dimensions: 13 x 13
  • Bedroom 4: On 2nd Floor, Dimensions: 14 x 11
  • Bathrooms Description: Basement Full Bath, First Flr Lavatory, MstrBdrm Full Bathroom, Second Flr Lavatory, Whirlpool/Hot Tub
  • Full Bathrooms: 3
  • Total Bathrooms: 5
  • Dining Room: On 1st Floor, Dimensions: 14 x 12
  • Family Room: On Lower Floor, Dimensions: 18 x 13
  • Kitchen: On 1st Floor, Dimensions: 23 x 14
  • Kitchen Features: Eat-In Kitchen, Formal Dining Room
  • Laundry: On 1st Floor
  • Library Den: On 1st Floor, Dimensions: 12 x 11
  • Living Room: On 1st Floor, Dimensions: 23 x 17
  • Below Grade Sq Ft: 1981
  • Finished Below Grade Sq Ft: 1000
  • Half Bathrooms: 2
  • Above Grade Finished Sq Ft: 3051
  • Total Finished Sq Ft: 4051

Exterior Features

  • Pool: Yes
  • Exterior: Brick
  • Exterior Features: Lawn Sprinkler, Patio, Porch
  • Foundation: Basement
  • Lake Name: Austyn Lake
  • Road: City/County
  • Water Features: Lake Frontage, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage: Attached Garage, Electric in Garage, Gar Door Opener, Side Loading Garage
  • Garage Spaces: 3
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Septic
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s), Central A/C

Condo/Co-op/Association

  • HOA Fees: 150
  • HOA Fee Frequency: Yearly
  • Association Fee: Yes

Lot Info

  • Assessor Parcel Number: 26-11-3-17-1208-000
  • Location: Rural
  • Lot Description: Deep Lot - 150+ Ft., Platted, Treed
  • Lot Dimensions: 150X257
  • Acreage: 0.88
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2014, Amount: $1,653.00
  • Winter Tax: Year: 2015, Amount: $2,169.18
  • Taxable Value: 148400
  • Total Tax: Year: 2015
  • SEV Year: 2015

MLS Schools

  • School District: St Charles Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 19, 2024
Sold by
Frank Tara J
Bought by
Frank Kevin R and Frank Tara J
Current Estimated Value
$496,722

Purchase Details

Closed on
Jul 27, 2018
Sold by
Girard Michael S
Bought by
Frank Tara J

Purchase Details

Listed on
Jul 17, 2015
Closed on
Nov 16, 2015
Sold by
Dehart Del and Dehart Kathleen
Bought by
Girard Tara and Girard Michael
Seller's Agent
Brenda Lemmer
Berkshire Hathaway HomeServices
Buyer's Agent
Kimberly Kloha
EXP Realty
List Price
$389,900
Sold Price
$375,833
Premium/Discount to List
-$14,067
-3.61%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.83%
Original Mortgage
$290,000
Interest Rate
3.74%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 28, 2011
Closed on
Jan 27, 2012
Sold by
Schroeder Timothy and Schroeder Ann K
Bought by
Dehart Del and Dehart Kathleen
Seller's Agent
Ann Schroeder
Wilson Realty
Buyer's Agent
Randy Bartkowiak
Century 21 Signature Realty
List Price
$420,000
Sold Price
$375,000
Premium/Discount to List
-$45,000
-10.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.06%
Original Mortgage
$337,500
Interest Rate
3.9%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 9, 1994
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Frank Kevin R -- None Listed On Document
Frank Tara J -- --
Girard Tara $375,833 --
Dehart Del $375,000 --
-- $36,800 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Girard Tara $290,000
Previous Owner Dehart Del $337,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/30/2015 10/30/15 Sold $375,833 -3.6% $93 / Sq Ft
09/23/2015 09/23/15 Pending -- -- --
07/17/2015 07/17/15 For Sale $389,900 +4.0% $96 / Sq Ft
01/30/2012 01/30/12 Sold $375,000 -10.7% $123 / Sq Ft View Prior Sale
12/02/2011 12/02/11 Pending -- -- --
07/28/2011 07/28/11 For Sale $420,000 -- $138 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,027 $244,100 $0 $0
2024 $1,890 $214,300 $0 $0
2023 $1,800 $171,700 $0 $0
2022 $5,071 $159,200 $0 $0
2021 $4,623 $151,500 $0 $0
2020 $4,658 $153,300 $0 $0
2019 $4,552 $153,700 $16,400 $137,300
2018 $1,698 $154,900 $0 $0
2017 $4,246 $153,200 $0 $0
2016 $4,259 $153,900 $0 $0
2014 -- $148,400 $0 $128,300
2013 -- $156,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 31253439

Michigan Multiple Listing Service

APN: 26113171208000