$554,000
SOLD MAY 28, 2026

1138 Pine Bluff Dr Chipley, FL 32428

Chipley Area
4 Beds
3 Baths
2,744 Sq Ft
1.48 Acre Lot

Sale Details

Date Sold: May 28, 2026

$202 Per Sq Ft

1% Above List Price

5 Days on Market

Highlights

  • In Ground Pool
  • Deck
  • Covered Patio or Porch
  • 1.48 Acre Lot
  • Traditional Architecture
  • Breakfast Room

About This Home

As of May 2026

Located in the sought-after Pine Bluff area, this beautifully maintained 4-bedroom, 3-bathroom stucco home offers a perfect combination of style, space, and thoughtful design. From the moment you step inside, you'll appreciate the inviting layout featuring a spacious living area that flows seamlessly into a formal dining space--ideal for both everyday living and entertaining. The interior showcases a variety of upscale finishes, including tray ceilings, elegant wainscoting, granite countertops, hardwood flooring, and tile accents throughout. Every detail has been carefully selected to create a warm yet refined atmosphere. Outdoors, the home continues to impress with a screened-in porch overlooking a sparkling in-ground pool, creating the perfect settLocated in the sought-after Pine Bluff area, this beautifully maintained 4-bedroom, 3-bathroom stucco home offers a perfect combination of style, space, and thoughtful design. Situated on one of the few lots in the neighborhood with desirable street-to-street access, the property features entrances from both sides--providing added convenience, flexibility, and enhanced accessibility. From the moment you step inside, you'll appreciate the inviting layout featuring a spacious living area that flows seamlessly into a formal dining space--ideal for both everyday living and entertaining. The interior showcases a variety of upscale finishes, including tray ceilings, elegant wainscoting, granite countertops, hardwood flooring, and tile accents throughout, creating a warm yet refined atmosphere. Step outside to enjoy your own private retreat, complete with a screened-in porch overlooking a sparkling in-ground pool. The pool area is enclosed with classic black wrought iron fencing, and a covered gazebo offers the perfect place to unwind or host guests. Completing the property is a 2-car detached garage, conveniently positioned at the rear and easily accessible thanks to the dual-entry lot. This home is a rare find, offering both luxury and functionality in one of the area's most desirable locations.ing for relaxing or hosting guests. The pool area is fully enclosed with black wrought iron fencing, and a covered gazebo adds an extra touch of charm and functionality. Completing the property is a convenient 2-car detached garage, tucked at the rear of the home for easy access. This property offers a wonderful opportunity to enjoy comfortable, well-appointed living in a highly desirable location.

Last Agent to Sell the Property

Cindy Birge

Elite Realty License #3055777 Listed on: 05/02/2026

Last Buyer's Agent

Tyler Smith

Legacy Premier Agency License #SL3492940

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,214

Year Built

  • Built in 2003

Lot Details

  • 1.48 Acre Lot

Parking

  • 4 Car Garage
  • Garage Door Opener
  • Circular Driveway

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1-Story Property
  • Coffered Ceiling
  • Living Room
  • Breakfast Room
  • Dining Room
  • Electric Range

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Pool

  • In Ground Pool
  • Fence Around Pool

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Kate M. Smith Elementary School
  • Roulhac Middle School
  • Chipley High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Property has a Home Owners Association
  • Pine Bluff Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,214

Year Built

Built in 2003

Lot Details

1.48 Acres

Parking

4

Listing Details

  • Property Type: Residential
  • Year Built: 2003
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.48
  • Lot Size: irr
  • Subdivision Name: Pine Bluff
  • Architectural Style: Traditional
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Range, Electric Water Heater
  • Interior Amenities: Coffered Ceiling(s)
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Dining Room Type: Breakfast Room/Nook, Bedroom, Dining Room, Garage, Kitchen, Laundry, Living Room, Primary Bedroom
  • Stories: 1

Exterior Features

  • Pool Features: Fenced, In Ground, Private
  • Pool Private: Yes
  • Waterfront: No
  • Construction Type: Stucco
  • Exterior Features: Deck, Porch
  • Foundation Details: Slab
  • Patio And Porch Features: Deck, Covered, Open, Porch, Screened
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 4.0
  • Parking Features: Circular Driveway, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: Yes

Schools

  • Middle Or Junior School: Roulhac

Lot Info

  • Lot Features: Sprinkler System, Paved
  • Lot Size Sq Ft: 64469.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 3214.0
  • Tax Year: 2025

MLS Schools

  • Elementary School: Kate M. Smith
  • High School: Chipley

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2026
Closed on
May 22, 2026
Sold by
Bought by
Seller's Agent
Cindy Birge
Elite Realty
Buyer's Agent
Tyler Smith
Legacy Premier Agency
List Price
$549,900
Sold Price
$554,000
Premium/Discount to List
$4,100
0.75%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.70%

Purchase Details

Closed on
May 17, 2021
Sold by
Bought by

Purchase Details

Listed on
May 2, 2020
Closed on
Jun 9, 2020
Sold by
Bought by
Seller's Agent
Cindy Birge
Elite Realty
Buyer's Agent
Cindy Birge
Elite Realty
List Price
$399,900
Sold Price
$395,000
Premium/Discount to List
-$4,900
-1.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.44%
Original Mortgage
$316,000
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 22, 2016
Closed on
Jun 17, 2014
Sold by
Bought by
Seller's Agent
Cindy Birge
Elite Realty
Buyer's Agent
Cindy Birge
Elite Realty
List Price
$315,000
Sold Price
$280,000
Premium/Discount to List
-$35,000
-11.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.91%
Original Mortgage
$281,371
Interest Rate
4.36%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
May 29, 2009
Sold by
Bought by

Purchase Details

Closed on
Oct 29, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$18,000
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Chipley, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $554,000 Florida Land Title & Trust
Quit Claim Deed $100 None Listed On Document
Warranty Deed $395,000 Florida Land Title & Trust
Warranty Deed $395,000 Florida Land Title & Tr Co
Warranty Deed $280,000 Florida Land Title & Tr Co
Special Warranty Deed -- Attorney
Corporate Deed $22,500 Associated Land Title Group
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $316,000 New Conventional
Previous Owner $316,000 New Conventional
Previous Owner $281,371 Future Advance Clause Open End Mortgage
Previous Owner $18,000 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/28/2026 05/28/26 Sold $554,000 +0.7% $202 / Sq Ft
05/07/2026 05/07/26 Pending -- -- --
05/02/2026 05/02/26 For Sale $549,900 +39.2% $200 / Sq Ft
06/20/2022 06/20/22 Off Market $395,000 -- --
06/20/2022 06/20/22 Off Market $280,000 -- --
06/09/2020 06/09/20 Sold $395,000 -1.2% $145 / Sq Ft View Prior Sale
05/01/2020 05/01/20 Pending -- -- --
03/15/2020 03/15/20 For Sale $399,900 +42.8% $147 / Sq Ft
06/13/2014 06/13/14 Sold $280,000 -11.1% $109 / Sq Ft View Prior Sale
05/23/2014 05/23/14 Pending -- -- --
04/01/2014 04/01/14 For Sale $315,000 -- $123 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,214 $272,891
2024 $3,022 $265,200
2023 $2,960 $257,476 $0 $0
2022 $2,881 $249,977 $0 $0
2021 $2,862 $242,696 $0 $0
2020 $2,850 $240,407 $0 $0
2019 $2,880 $235,002 $0 $0
2018 $2,920 $230,620 $30,000 $200,620
2017 $2,989 $227,285 $30,000 $197,285
2016 $2,982 $223,088 $0 $0
2015 $3,023 $221,537 $0 $0
2014 -- $185,708 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 789280

Central Panhandle Association of REALTORS®

APN: 00000000-00-2391-0114

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