$420,000
SOLD DEC 5, 2025

114 Breakwater Ct Joppa, MD 21085

3 Beds
2 Baths
1,584 Sq Ft
4,556 Sq Ft Lot

Recently Sold

$265 Per Sq Ft

5% Below List Price

1 Day on Market

Highlights

  • 35 Feet of Waterfront
  • Pier
  • Open Floorplan
  • 2 Dock Slips
  • Gourmet Kitchen
  • Canal View

About This Home

As of December 2025

This beautifully remodeled Semi-Detached WATERFRONT
Located on Rumsey Island Has Modern upgrades throughout the home, that blend luxury and coastal vibes. Featuring open-concept living spaces. it's perfect for relaxation or entertaining. The remodel includes a gourmet kitchen, bathrooms, coffee bar and premium flooring throughout. home offers the ultimate boating lifestyle. a private pier with two boat slips, dedicated boat and Jetski lifts, perfect for avid boaters or those seeking waterfront living. A rare gem that combines style, comfort, and unbeatable location! .

Last Agent to Sell the Property

Margaret Steen

(410) 808-2213 msteen@steenproperties.com Steen Properties License #93185 Listed on: 11/27/2025

Last Buyer's Agent

Carol Strasfeld

(301) 806-8871 carolstrasfeld@gmail.com Unrepresented Buyer Office

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,909

Year Built

  • Built in 1977

Lot Details

  • 4,556 Sq Ft Lot
  • 35 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • Property is Fully Fenced
  • Property is in excellent condition

Home Design

  • Semi-Detached or Twin Home
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,584 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Bay Window
  • Family Room Off Kitchen
  • Dining Area
  • Luxury Vinyl Plank Tile Flooring
  • Canal Views
  • Attic

Kitchen

  • Gourmet Kitchen
  • Gas Oven or Range
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on upper level
  • Washer

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Water Access
  • Property is near a canal
  • Electric Hoist or Boat Lift
  • Manual Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Patio

Utilities

  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Rumsey Island Subdivision

Listing and Financial Details

  • Tax Lot 38
  • Assessor Parcel Number 1301118897

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,909

Year Built

Built in 1977

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Ownership: Fee Simple
  • Inclusions: boat lift,Pergola
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1977
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Disposal, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Attic, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet
  • Window Features: Bay/Bow
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 1584
  • Living Area Sq Ft: 1584
  • Price Per Sq Ft: 277.71
  • Above Grade Finished Sq Ft: 1584
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Veneer, Frame, Vinyl Siding
  • Roof: Architectural Shingle
  • View: Canal, Water
  • Water Access Features: Boat - Powered
  • Water Access: Yes
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 35

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Natural Gas Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Fully
  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4556.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Excellent
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2909.00
  • Assessor Parcel Number: 1301118897
  • Tax Lot: 38
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 27, 2025
Closed on
Dec 5, 2025
Sold by
Vanatta Bradley P
Bought by
Winand Brian and Winand Kristie
Seller's Agent
Margaret Steen
Steen Properties
Buyer's Agent
Carol Strasfeld
Unrepresented Buyer Office
List Price
$439,900
Sold Price
$420,000
Premium/Discount to List
-$19,900
-4.52%
Views
78

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.91%

Purchase Details

Listed on
Jan 17, 2021
Closed on
Jan 15, 2021
Sold by
Lowery Howard T and Lowery Teresa Spahn
Bought by
Vanatta Bradley P
Seller's Agent
datacorrect BrightMLS
Non Subscribing Office
Buyer's Agent
Margaret Steen
Steen Properties
List Price
$348,900
Sold Price
$335,000
Premium/Discount to List
-$13,900
-3.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.73%
Original Mortgage
$318,250
Interest Rate
2.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 18, 2017
Sold by
Lowery Howard T
Bought by
Lowery Howard T and Lowery Teresa Spahn

Purchase Details

Closed on
Oct 30, 1990
Sold by
Schneider Robert C
Bought by
Lowery Howard T and Lowery Rebecca F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,700
Interest Rate
10.17%

Purchase Details

Closed on
Apr 15, 1988
Sold by
Allen John Taylor
Bought by
Schneider Robert C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $420,000 Swan Title
Deed $335,000 Atg Title Inc
Interfamily Deed Transfer -- Express Title Solutions Inc
Deed $140,000 --
Deed $15,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $318,250 New Conventional
Previous Owner $129,700 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/05/2025 12/05/25 Sold $420,000 -4.5% $265 / Sq Ft
11/28/2025 11/28/25 Pending -- -- --
11/27/2025 11/27/25 For Sale $439,900 +26.1% $278 / Sq Ft
01/17/2021 01/17/21 For Sale $348,900 +4.1% $220 / Sq Ft
01/15/2021 01/15/21 Sold $335,000 -- $211 / Sq Ft View Prior Sale
12/10/2020 12/10/20 Pending -- -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,595 $266,900 $0 $0
2024 $2,595 $238,100 $120,400 $117,700
2023 $2,554 $234,300 $0 $0
2022 $2,512 $230,500 $0 $0
2021 $2,512 $226,700 $120,400 $106,300
2020 $2,616 $226,700 $120,400 $106,300
2019 $2,616 $226,700 $120,400 $106,300
2018 $2,812 $245,900 $147,400 $98,500
2017 $2,797 $245,900 $0 $0
2016 -- $243,300 $0 $0
2015 $3,347 $242,000 $0 $0
2014 $3,347 $242,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2049840

Bright MLS

APN: 01-118897