$285,000
SOLD MAY 13, 2025

114 Chiswell Rd Schenectady, NY 12304

3 Beds
2 Baths
1,728 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$165 Per Sq Ft

5% Below List Price

10 Days on Market

Highlights

  • Raised Ranch Architecture
  • No HOA
  • 1 Car Attached Garage
  • Corner Lot
  • Home Office
  • Built-In Features

About This Home

As of May 2025

Welcome to this beautifully updated raised ranch, complete with a one-car garage. This immaculate home has been lovingly maintained by a single owner for 54 years. You'll be greeted by gorgeous bamboo floors throughout & an abundance of kitchen cabinets, providing both beauty & functionality. With 3 bedrooms and 2 full bathrooms, this residence offers plenty of room for relaxation & entertaining. The dining room flows seamlessly into a bright open living room and the family room is huge! There's also a bonus room which is ideal for an office. The fenced yard is a perfect retreat, featuring a patio and a shed for added convenience. New roof is just 1 year old, and the furnace and hot water tank are only 4 years old. Conveniently located near shopping & restaurants. Must see!

Last Agent to Sell the Property

Maria Jurczynski

Howard Hanna Capital Inc License #10401217062 Listed on: 03/21/2025

Howard Hanna Capital Inc

Last Buyer's Agent

Scott Ziomek

Howard Hanna Capital Inc License #10401377318

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,660

Year Built

  • Built in 1970 | Remodeled

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 150 x 41.6
  • Gated Home
  • Landscaped
  • Corner Lot
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Raised Ranch Architecture
  • Shingle Roof
  • Aluminum Siding
  • Asphalt

Interior Spaces

  • 1,728 Sq Ft Home
  • Built-In Features
  • Paddle Fans
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Range
  • Dishwasher

Flooring

  • Carpet
  • Linoleum
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Ceramic Tile in Bathrooms

Outdoor Features

  • Patio
  • Exterior Lighting
  • Shed

Schools

  • Schenectady High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 1 / 4
  • Assessor Parcel Number 421500 60.55-4-1

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,660

Year Built

Built in 1970 | Remodeled

Lot Details

6,098 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1970
  • Directions: Albany St to Chiswell Rd
  • Above Grade Finished Sq Ft: 1728.0
  • Architectural Style: Raised Ranch
  • Financial Details General Taxes: 4220.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 1440.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.14
  • Lot Size: 150 x 41.6
  • New Construction: No
  • Parking Features Parking Total: 3.0
  • Full Bathroom Level: First
  • Laundry Room Level: First
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Flooring:Laminate: Yes
  • Percent Basement Finished: Yes
  • Cooling:Central Air: Yes
  • Flooring:Ceramic Tile: Yes
  • Architectural Style:Raised Ranch: Yes
  • Fencing:Fenced: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Bamboo, Carpet, Ceramic Tile, Laminate, Linoleum
  • Basement: Finished, Full
  • Interior Amenities: High Speed Internet, Paddle Fan, Built-in Features, Ceramic Tile Bath
  • Appliances: Dishwasher, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1728.0
  • Bedroom Level: Second
  • Dining Room Level: Second
  • Family Room Level: First
  • Kitchen Level: Second
  • Living Room Level: Second
  • Office Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Appliances Range: Yes
  • Interior Features:Built-in Features: Yes

Exterior Features

  • Exterior Features: Drive-Paved, Lighting
  • Roof: Shingle, Asphalt
  • Construction Type: Aluminum Siding
  • Fencing: Fenced, Gate
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Lot Features:Corner Lot: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Landscaped: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway
  • Attached Garage: Yes
  • Total Parking Spaces: 3.0
  • Property Detail:Garage Spaces: 1.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Laundry Room
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Corner Lot, Landscaped
  • Parcel #: 421500 60.55-4-1
  • Lot Size Sq Ft: 6098.4
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5660.0
  • Tax Block: 4
  • Tax Lot: 1

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 21, 2025
Closed on
May 13, 2025
Sold by
Lex Ruth E
Bought by
Umar Julie E
Seller's Agent
Maria Jurczynski
Howard Hanna Capital Inc
Buyer's Agent
Scott Ziomek
Howard Hanna Capital Inc
List Price
$299,900
Sold Price
$285,000
Premium/Discount to List
-$14,900
-4.97%
Views
69
Current Estimated Value
$297,956

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,956
Avg. Annual Appreciation
5.18%
Original Mortgage
$276,450
Outstanding Balance
$273,923
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$24,033

Purchase Details

Closed on
Apr 17, 2010
Sold by
Lex R
Bought by
Lex Ruth
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $285,000 None Listed On Document
Warranty Deed $285,000 None Listed On Document
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $276,450 New Conventional
Closed $276,450 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/13/2025 05/13/25 Sold $285,000 -5.0% $165 / Sq Ft
03/31/2025 03/31/25 Pending -- -- --
03/21/2025 03/21/25 For Sale $299,900 -- $174 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,709 $144,400 $21,700 $122,700
2023 $26 $144,400 $21,700 $122,700
2022 $2,447 $144,400 $21,700 $122,700
2021 $2,364 $144,400 $21,700 $122,700
2020 $2,302 $144,400 $21,700 $122,700
2019 $2,250 $144,400 $21,700 $122,700
2018 $2,338 $144,400 $21,700 $122,700
2017 $1,864 $144,400 $21,700 $122,700
2016 $2,485 $144,400 $21,700 $122,700
2015 -- $144,400 $21,700 $122,700
2014 -- $144,400 $21,700 $122,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202513789

Global MLS

APN: 060-055-0004-001-000-0000

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