$629,000

Estimated payment $4,702/month

Total Views 5,939
3 Beds
2 Baths
1,628 Sq Ft
$386 Price per Sq Ft

Highlights

  • Waterfront Community
  • Deeded access to the beach
  • Fishing
  • Van R. Butler Elementary School Rated A-
  • Tennis Courts
  • Gulf View

About This Home

Beach? Check! Cash Flow? Check! No further questions! This hidden gem in the heart of Miramar Beach checks all of the boxes. This 2 story Florida cottage has 3 bedrooms, 2 bathrooms, and plenty of space for both families and vacationers alike. The open floor plan meshes the kitchen, dining, and living into a common space. Zero carpet in this beauty! The first floor has two generously sized bedrooms that share a full bathroom. The master is on the second floor with an oversized jet tub and walk-in shower. Off the master, enjoy the unbeatable beach breeze and sunsets from the back balcony. There is a bonus room / office that comfortably sleeps 2. Mainsail Cottages is gated and guarded 24/7 with amenities like 700 linear feet of PRIVATE deeded beach, two pools, tennis courts, pickle ball courts (under construction), basketball court, shuffleboard courts, fitness room, vending machines & persistent security. The Mainsail property has it all! Come see this cottage and make your 2nd Home dreams come true!

Listing Agent

James Byrd

EXP Realty LLC License #3483425 Listed on: 05/23/2025

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,213

Year Built

  • Built in 1992

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 50' x 110'
  • Property is zoned City, Resid Single Family

HOA Fees

  • $1,000 Monthly HOA Fees

Parking

  • 2 Carport Spaces

Home Design

  • Florida Architecture
  • Slab Foundation
  • Metal Roof
  • Stucco

Interior Spaces

  • 1,628 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Living Room
  • Laminate Flooring

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Home Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Outdoor Features

  • Deeded access to the beach
  • Tennis Courts

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 33-2S-21-42460-000-0080

Community Details

Overview

  • Association fees include accounting, ground keeping, legal, licenses/permits, management, recreational faclty, security
  • The Cottages At Mainsail Subdivision
  • Handicap Modified Features In Community

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Elevator

Recreation

  • Community Playground
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,213

Year Built

Built in 1992

Lot Details

0

HOA Fees

$1,000 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.13
  • Lot Size: 50' X 110'
  • Road Frontage Type: City Street
  • Subdivision Name: The Cottages at Mainsail
  • Directions: Hwy 98 to Sandestin Outlet stop light, turn on beach 98 then take immediate left into Mainsail. Turn right at gate, cottage will be first property on the left after it curves.
  • Architectural Style: Florida Cottage
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1992
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Laminate
  • Interior Amenities: Kitchen Island, Pantry
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Appliances:Freezer: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf
  • Construction Type: Stucco
  • Exterior Features: Balcony, Tennis Court
  • Foundation Details: Slab
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Tennis Court: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.0
  • Parking Features: Carport
  • General Property Info:Garage2: No
  • Parking Features:Carport3: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Community Room, Deed Access, Elevators, Exercise Room, Fishing, Gated Community, Handicap Provisions, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, Waterfront
  • Association #2 Fee: 3000.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Legal, Licenses/Permits, Management, Recreational Faclty, Security

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 5662.8
  • Parcel #: 33-2S-21-42460-000-0080
  • Zoning: City, Resid Single Family
  • Lot Features Coastal Barrier Zone: No

Tax Info

  • Tax Annual Amount: 4213.46
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,411 $480,499 $125,894 $354,605
2022 $4,256 $459,222 $139,742 $319,480
2021 $3,119 $335,115 $122,226 $212,889
2020 $2,810 $281,503 $111,822 $169,681
2019 $2,636 $265,467 $107,521 $157,946
2018 $2,568 $257,553 $0 $0
2017 $2,517 $253,984 $100,374 $153,610
2016 $2,488 $248,651 $0 $0
2015 $2,430 $239,050 $0 $0
2014 $2,399 $232,685 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 Price Changed $629,000 -1.6% $386 / Sq Ft
06/16/2025 06/16/25 Price Changed $639,000 -1.5% $393 / Sq Ft
05/23/2025 05/23/25 For Sale $649,000 -- $399 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $540,000 Aqua Title Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $432,000 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 977030

Emerald Coast Association of REALTORS®

APN: 33-2S-21-42460-000-0080