$699,900

Estimated payment $5,024/month

Total Views 4,744
3 Beds
2.5 Baths
1,847 Sq Ft
$379 Price per Sq Ft

Highlights

  • Beach
  • Deeded access to the beach
  • Beach House
  • Van R. Butler Elementary School Rated A-
  • Gated Community
  • Main Floor Primary Bedroom

About This Home

Elegant Coastal Retreat | Mainsail Cottages, Miramar Beach

Indulge in the quintessential Florida lifestyle with this beautifully appointed two-story beach cottage nestled in the exclusive, guard-gated enclave of Mainsail Cottages. Ideally positioned in the heart of Miramar Beach along the famed Emerald Coast, this elegant residence blends refined coastal living with luxurious amenities and strong rental potential.

Designed with an open-concept layout, the home offers seamless flow between the kitchen, dining, and living spaces—perfect for both relaxed living and sophisticated entertaining. The main floor features the master suite and a half bath, while the upper level offers two bedrooms and one full bath, complete with a spa-inspired jetted tub. Step out onto the private balcony and enjoy Gulf breezes and golden sunsets.

Residents of Mainsail enjoy 700 feet of PRIVATE deeded beach frontage, two resort-style pools, a fitness center, tennis courts, basketball and shuffleboard courts, and pickleball court and gated security.

Whether you're seeking a luxurious full-time residence, refined second home, or high-performing investment, this coastal gem on the Emerald Coast checks every box. Experience elevated beachside living just moments from world-class dining, shopping, and golf.

Listing Agent

Destin Lowery

Home Town Realty Partners LLC License #681394 Listed on: 07/22/2025

Co-Listing Agent

Karen Brewer

Home Town Realty Partners LLC License #3609131

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,064

Year Built

  • Built in 1992

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 50x110
  • Sprinkler System
  • Property is zoned County, Resid Multi-Family

HOA Fees

  • $1,000 Monthly HOA Fees

Parking

  • 2 Attached Carport Spaces

Home Design

  • Beach House
  • Frame Construction
  • Metal Roof
  • Stucco

Interior Spaces

  • 1,847 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Living Room
  • Fire and Smoke Detector

Kitchen

  • Walk-In Pantry
  • Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded access to the beach
  • Covered Patio or Porch

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • High Efficiency Air Conditioning
  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 33-2S-21-42460-000-0130

Community Details

Overview

  • Association fees include ground keeping, internet service, legal, licenses/permits, management, master, recreational faclty, security, cable TV, trash
  • Mainsail The Cottages At Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Game Room
  • Recreation Room
  • Elevator

Recreation

  • Beach

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,064

Year Built

Built in 1992

Lot Details

0

HOA Fees

$1,000 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.13
  • Lot Size: 50x110
  • Road Surface Type: Paved
  • Co List Office Mls Id: EHTP
  • Co List Office Phone: 850-982-5423
  • Subdivision Name: MAINSAIL THE COTTAGES AT
  • Directions: Across from the Silver Sands outlets and across from Chick-fil-A in Miramar Beach. Mainsail is 24 hour gated security complex on the beach side.
  • Architectural Style: Beach House
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1992
  • Remarks Misc:Remarks: Elegant Coastal Retreat | Mainsail Cottages, Miramar Beach Indulge in the quintessential Florida lifestyle with this beautifully appointed two-story beach cottage nestled in the exclusive, guard-gated enclave of Mainsail Cottages. Ideally positioned in the heart of Miramar Beach along the famed Emerald Coast, this elegant residence blends refined coastal living with luxurious amenities and strong rental potential. Designed with an open-concept layout, the home offers seamless flow between the kitchen, dining, and living spaces—perfect for both relaxed living and sophisticated entertaining. The main floor features the master suite and a half bath, while the upper level offers two bedrooms and one full bath, complete with a spa-inspired jetted tub. Step out onto the private
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Kitchen Island, Pantry
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Kitchen Island: Yes

Exterior Features

  • Lot Features: Covenants, Restrictions
  • Pool Features: Pool Type
  • Construction Type: Frame, Stucco
  • Exterior Features: Balcony, Sprinkler System
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Sprinkler System: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.0
  • Covered Parking Spaces: 2.0
  • Parking Features: Carport Attached, Covered
  • General Property Info:Garage2: No
  • Parking Features:Carport Attached: Yes
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Elevators, Exercise Room, Game Room, Gated Community, Pets Allowed, Picnic Area, Pool, Tennis, TV Cable, Waterfront
  • Association #2 Fee: 3000.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Internet Service, Legal, Licenses/Permits, Management, Master Association, Recreational Faclty, Security, Cable TV, Trash

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 5662.8
  • Parcel #: 33-2S-21-42460-000-0130
  • Zoning: County, Resid Multi-Family

Tax Info

  • Tax Annual Amount: 4064.0
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,879 $477,275 $125,894 $351,381
2023 $3,879 $378,258 $0 $0
2022 $3,680 $456,323 $139,742 $316,581
2021 $3,150 $338,487 $122,226 $216,261
2020 $2,837 $284,191 $111,822 $172,369
2019 $2,661 $267,968 $107,521 $160,447
2018 $2,592 $259,994 $0 $0
2017 $2,541 $256,418 $100,374 $156,044
2016 $2,512 $251,062 $0 $0
2015 $2,454 $241,408 $0 $0
2014 $2,423 $235,072 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/18/2025 10/18/25 Price Changed $699,900 -6.7% $379 / Sq Ft
07/22/2025 07/22/25 For Sale $749,900 -- $406 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Attorney
Warranty Deed $583,500 --
Warranty Deed $310,000 Mcneese Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $466,800 Unknown
Previous Owner $200,000 Unknown
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 981434

Emerald Coast Association of REALTORS®

APN: 33-2S-21-42460-000-0130