NOT LISTED FOR SALE

1140 Umbria Ln St. Cloud, FL 34771

Estimated Value: $474,000 - $518,000

3 Beds
2.5 Baths
2,462 Sq Ft
$202/Sq Ft Est. Value

Last Sold April 30, 2021

Last sale price $370,000 $150 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $3,125/month

1 Day on Market

Highlights

  • Water Views
  • Community Pool
  • Solid Wood Cabinet
  • Loft
  • 2 Car Attached Garage
  • Walk-In Closet

About This Home

As of April 2021

This beautifully maintained 3 bedrooms, 2.5 bath, 2 car garage home will have a NEW ROOF installed the 2nd week in March by the sellers. Upon entry, you will find a spacious foyer, a BONUS ROOM, a family room, dining area, and an open kitchen. The kitchen features granite countertops, wood cabinets, stainless steel appliances, a walk-in closet pantry, and an island with breakfast bar seating. The dining area overlooks the back yard and patio through a sliding glass door. The Master Suite includes a walk-in closet and a garden tub. The loft on the second floor makes for a great game, office, or gym space. You can find a variety of shopping and dining options nearby. Close to major highways and expressways for convenient commutes throughout Central Florida. Located minutes away from Lake Nona. This opportunity will not last long!

Last Agent to Sell the Property

Lindsey Bailey

FATHOM REALTY FL LLC License #3359788 Listed on: 03/05/2021

FATHOM REALTY FL LLC

Last Buyer's Agent

Anthony Candelario

ANTHONY JOSEPH REALTY License #3310866

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,760

Year Built

  • Built in 2015

Lot Details

  • 5,663 Sq Ft Lot
  • East Facing Home
  • Fenced

HOA Fees

  • $90 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Water
  • Pool

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,462 Sq Ft Home
  • Blinds
  • Sliding Doors
  • Family Room
  • Loft
  • Bonus Room

Kitchen

  • Convection Oven
  • Range
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Schools

  • Narcoossee Elementary School
  • Narcoossee Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 83 / 1
  • Assessor Parcel Number 20-25-31-4258-0001-0830

Community Details

Overview

  • Association fees include community pool
  • Arian Rivera Association, Phone Number (407) 982-3139
  • Narcoossee Village Ph 1 Subdivision

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,760

Year Built

Built in 2015

Lot Details

0

HOA Fees

$90 per month

Parking

2

Listing Details

  • HOA Fee Includes: Community Pool
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Water View: Yes
  • Construction Materials: Block, Stucco, Wood Frame
  • Living Area: 2462.00
  • Homestead: Yes
  • Lot Size Acres: 0.13
  • Year Built: 2015
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5927973?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5927973?w=Customer
  • Lot Size Sq Ft: 5663
  • Down Payment Resource Assistance: https://www.workforce-resource.com/dpr/listing/MFRMLS/O5927973?w=PubMLS
  • Escrow City: Orlando
  • Escrow Postal Code: 32819
  • Escrow State: FL
  • Escrow Street Name: Vineland Rd., Ste 301
  • Escrow Street Number: 5979
  • List Office Head Office Key Nume: 167834599
  • Status: Sold
  • Tax Year: 2020
  • Special Features: None

Interior Features

  • Room Count: 9
  • Living Area Units: Square Feet
  • Additional Rooms: Bonus Room, Family Room, Loft
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Window Features: Blinds
  • Living Area Meters: 228.73

Exterior Features

  • Direction Faces: East
  • Exterior Features: Fenced, Sliding Doors
  • Roof: Shingle
  • Water View: Pond
  • Flood Zone Code: X
  • View: Pool, Water

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Playground, Pool
  • Monthly HOA Fees: 90.00
  • Association Amenities: Pool
  • Association Fee: 90.00
  • Association Fee Frequency: Monthly
  • Association Fee Requirement: Required
  • Association Name: Arian Rivera
  • Phone: (407) 982-3139
  • Association: Yes
  • Association Email: arrivera@lelandmanagement.com
  • Association Website: http://www.LelandManagement.com

Fee Information

  • Total Annual Fees: 1080.00
  • Total Monthly Fees: 90.00

Schools

  • Elementary School: Narcoossee Elementary
  • High School: Harmony High
  • Middle Or Junior School: Narcoossee Middle

Lot Info

  • Total Acreage: 0 to less than 1/4
  • Zoning: RES
  • Parcel Number: 20-25-31-4258-0001-0830
  • Lot Features: Sidewalk, Street Paved
  • Lot Size Square Meters: 526

Rental Info

  • Minimum Lease: 7 Months
  • Lease Restrictions: Yes
  • Pets Allowed: Yes

Tax Info

  • Tax Annual Amount: 3760.00
  • Tax Block: 1
  • Tax Book Number: 22-141
  • Tax Lot: 83

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2021
Closed on
Apr 30, 2021
Sold by
Brusco Anthony Edwardi and Brusco Taryn Marie
Bought by
Ramos Katian and Ramos Pedro
Seller's Agent
Lindsey Bailey
FATHOM REALTY FL LLC
Buyer's Agent
Anthony Candelario
ANTHONY JOSEPH REALTY
List Price
$356,000
Sold Price
$370,000
Premium/Discount to List
$14,000
3.93%
Current Estimated Value
$497,497

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$127,497
Avg. Annual Appreciation
6.71%
Original Mortgage
$346,750
Outstanding Balance
$313,751
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$183,746

Purchase Details

Closed on
Mar 31, 2015
Sold by
M/I Homes Of Orlando Llc
Bought by
Brusco Anthony Edward and Brusco Taryn Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,421
Interest Rate
3.87%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramos Katian $370,000 Traditions T&E Llc
Brusco Anthony Edward $282,600 M-I Title Agency Ltd Lc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramos Katian $346,750
Previous Owner Brusco Anthony Edward $277,421
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2021 04/30/21 Sold $370,000 +3.9% $150 / Sq Ft
03/06/2021 03/06/21 Pending -- -- --
03/05/2021 03/05/21 For Sale $356,000 -- $145 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,956 $361,024 -- --
2023 $4,956 $350,509 $0 $0
2022 $4,772 $340,300 $60,000 $280,300
2021 $3,814 $265,668 $0 $0
2020 $3,760 $262,000 $50,000 $212,000
2019 $3,704 $255,700 $46,000 $209,700
2018 $3,700 $257,802 $0 $0
2017 $3,699 $252,500 $0 $0
2016 $3,661 $247,900 $0 $0
2015 $1,128 $45,000 $45,000 $0
2014 -- $42,000 $42,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O5927973

Stellar MLS

APN: 20-25-31-4258-0001-0830