Seller's Agent in 2025
Leda Quiaro
Keller Williams Infinity
(630) 638-4272
1 in this area
272 Total Sales
1140 Willoby Ln Elgin, IL 60120
Cobblers Crossing NeighborhoodEstimated Value: $461,681 - $481,000
4
Beds
2.5
Baths
2,707
Sq Ft
$175/Sq Ft
Est. Value
Highlights
- Deck
- Lower Floor Utility Room
- Soaking Tub
- Home Office
- Formal Dining Room
- 4-minute walk to Canterbury Park Place
About This Home
As of August 2025Spacious and Updated 5-Bedroom Home in a Desirable Elgin Location. This beautifully maintained home offers over 2,700 square feet of functional living space and thoughtful updates throughout. The main level features formal living and dining rooms, a large family room with a gas fireplace, a private office, and an eat-in kitchen-all with wood laminate flooring for a cohesive, modern look. Upstairs, you'll find four spacious bedrooms, including a primary suite with a walk-in closet and a fully updated en-suite bathroom featuring a soaking tub and separate shower. The secondary upstairs bathroom has also been renovated with contemporary finishes. The basement includes a finished fifth bedroom, offering the perfect space for guests, a home gym, or a quiet retreat-while still leaving room for additional storage or future expansion. Additional highlights include newer appliances, fresh interior paint, updated interior doors and trim, and a convenient first-floor laundry room. Located in one of Elgin's most sought-after neighborhoods, this home offers the perfect blend of space, style, and flexibility for today's modern lifestyle.
Last Agent to Sell the Property
Keller Williams Infinity License #471004203 Listed on: 06/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,969
Year Built
- Built in 1988
Lot Details
- 8,324 Sq Ft Lot
- Paved or Partially Paved Lot
HOA Fees
- $18 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,707 Sq Ft Home
- 2-Story Property
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Home Office
- Lower Floor Utility Room
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Cobblers Crossing Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 18, 2025
Closed on
Aug 26, 2025
Sold by
Polanco Eliel
Bought by
Issa Justin Ceasar and Issa Amber Sercne
Seller's Agent
Leda Quiaro
Keller Williams Infinity
Buyer's Agent
Steve McEwen
@properties Christie's International Real Estate
List Price
$475,000
Sold Price
$475,000
Views
201
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,080
Avg. Annual Appreciation
-1.50%
Original Mortgage
$451,250
Outstanding Balance
$450,879
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$22,041
Purchase Details
Listed on
Apr 12, 2018
Closed on
Aug 14, 2018
Sold by
First Midwest Bank
Bought by
Polanco Eilel
Seller's Agent
Heather Keller
Keller Williams Inspire
Buyer's Agent
Leda Quiaro
Keller Williams Infinity
List Price
$269,900
Sold Price
$245,000
Premium/Discount to List
-$24,900
-9.23%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.90%
Original Mortgage
$240,562
Interest Rate
5.75%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 7, 2008
Sold by
Graves Grace M
Bought by
Standard Bank & Trust Co and Trust #4101
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,000
Interest Rate
6.09%
Mortgage Type
Unknown
Purchase Details
Closed on
Dec 8, 1993
Sold by
Standard Bank & Trust Company
Bought by
Graves Rubin L and Graves Grace M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,600
Interest Rate
7.26%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Issa Justin Ceasar | $475,000 | Chicago Title | |
| Polanco Eilel | $245,000 | Landtrust National Title | |
| Standard Bank & Trust Co | -- | None Available | |
| Graves Grace M | -- | Residential Title Services | |
| Graves Rubin L | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Issa Justin Ceasar | $451,250 | |
| Previous Owner | Polanco Eilel | $240,562 | |
| Previous Owner | Graves Grace M | $276,000 | |
| Previous Owner | Graves Rubin L | $151,600 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/29/2025 08/29/25 | Sold | $475,000 | 0.0% | $175 / Sq Ft | |
| 06/18/2025 06/18/25 | For Sale | $475,000 | +93.9% | $175 / Sq Ft | |
| 08/27/2018 08/27/18 | Sold | $245,000 | -2.0% | $101 / Sq Ft | View Prior Sale |
| 05/07/2018 05/07/18 | Pending | -- | -- | -- | |
| 05/01/2018 05/01/18 | Price Changed | $249,900 | -7.4% | $103 / Sq Ft | |
| 04/12/2018 04/12/18 | For Sale | $269,900 | -- | $111 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,969 | $31,001 | $5,828 | $25,173 |
| 2023 | $7,715 | $31,001 | $5,828 | $25,173 |
| 2022 | $7,715 | $31,001 | $5,828 | $25,173 |
| 2021 | $7,827 | $26,043 | $3,746 | $22,297 |
| 2020 | $7,855 | $26,043 | $3,746 | $22,297 |
| 2019 | $7,818 | $28,937 | $3,746 | $25,191 |
| 2018 | $9,075 | $26,709 | $3,330 | $23,379 |
| 2017 | $9,046 | $26,709 | $3,330 | $23,379 |
| 2016 | $6,200 | $26,709 | $3,330 | $23,379 |
| 2015 | $7,181 | $24,995 | $2,913 | $22,082 |
| 2014 | $6,810 | $24,995 | $2,913 | $22,082 |
| 2013 | $6,743 | $24,995 | $2,913 | $22,082 |
Source: Public Records
Agents Affiliated with this Home
-
Leda Quiaro
-
Nicholas Olvera
N
Seller Co-Listing Agent in 2025
Nicholas Olvera
Keller Williams Infinity
(847) 421-1787
1 in this area
6 Total Sales
-
Steve McEwen
Buyer's Agent in 2025
Steve McEwen
@ Properties
(312) 307-9470
1 in this area
151 Total Sales
-
H
Seller's Agent in 2018
Heather Keller
Keller Williams Inspire
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12396354
APN: 06-07-210-007-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 1080 Wakefield Dr
- 1102 Coldspring Rd
- 1818 Kelberg Ave
- 6034 Delaney Dr Unit 171
- 1816 Kelberg Ave Unit 484
- 879 Dandridge Ct
- 6099 Canterbury Ln Unit 302
- 6073 Canterbury Ln Unit 335
- 1212 Shawford Way Unit 17
- 1503 Kenneth Cir
- 1104 Loganbury Ct Unit 33211
- Vacant Lot Parcel 1 Congdon Ave
- 1870 Hampshire Dr
- 904 Chippewa Dr
- 930 Jefferson Ave
- 12N100 Berner Dr
- 360 Olympia Ct
- 1798 Newberry Ln
- 5815 Fairview Ln
- 1103 Hiawatha Dr
- 1132 Willoby Ln
- 1148 Willoby Ln
- 1060 Wakefield Dr
- 1050 Wakefield Dr
- 1066 Wakefield Dr
- 1124 Willoby Ln
- 1156 Willoby Ln
- 1145 Willoby Ln
- 1135 Willoby Ln Unit 1
- 1151 Willoby Ln
- 1070 Wakefield Dr
- 1040 Wakefield Dr
- 1125 Willoby Ln
- 1162 Willoby Ln
- 1116 Willoby Ln
- 1157 Willoby Ln
- 1074 Wakefield Dr Unit 14
- 1030 Wakefield Dr Unit 14
- 1111 Willoby Ln
- 1015 Stockbridge Ct