$440,000
$25K PRICE DROP

Estimated payment $2,631/month

Total Views 3,698
3 Beds
2.5 Baths
2,142 Sq Ft
$205 Price per Sq Ft

Highlights

  • Private Lot
  • Traditional Architecture
  • Recreation Facilities
  • Wooded Lot
  • Community Pool
  • Covered Patio or Porch

About This Home

Welcome home to 11403 Ridge Oak Dr in the desirable Crossings neighborhood! This beautifully updated 3 bed/2.5 bath home offers you the perfect blend of comfort and convenience. Inside, you'll find fresh updates throughout, including new LVP flooring on the main level, freshly painted walls and baseboard, and a stylishly updated kitchen with new countertops, backsplash and brand new cabinetry. The inviting floor plan features a first-floor primary suite complete with a large walk-in closet and a spa-like bath with dual vanities, a garden tub and a separate shower. Upstairs, you’ll find two secondary bedrooms, a full bath and a spacious flex room over the garage — offering you the ideal space a home office, gym or bonus living space. Enjoy outdoor living at its best with a private, fenced-in backyard featuring a relaxing patio, perfect for unwinding or entertaining. With its prime location near I-485, I-77, Carowinds, Lake Wylie, Charlotte Premium Outlets, Charlotte Douglas Airport and Uptown, and just a short distance from Lake Wylie Elementary this home offers both convenience and lifestyle!

Listing Agent

Julie Nguyen

Yancey Realty, LLC Brokerage Email: julie@yanceyrealty.com License #303283 Listed on: 10/09/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1996

Lot Details

  • Wood Fence
  • Back Yard Fenced
  • Private Lot
  • Level Lot
  • Wooded Lot
  • Property is zoned R-9(CD)

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Family Room with Fireplace
  • Crawl Space
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • Soaking Tub
  • Garden Bath

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 201-353-13

Community Details

Overview

  • Cusick Community Management Association
  • The Crossings Subdivision
  • Mandatory home owners association

Recreation

  • Recreation Facilities
  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Year Built

Built in 1996

Lot Details

0

HOA Fees

$54 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1996
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 205.42
  • Geocode Confidence: High
  • Attribution Contact: julie@yanceyrealty.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Interior Amenities: Breakfast Bar, Cable Prewire, Garden Tub, Pantry, Split Bedroom, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1276
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 866
  • Appliances: Dishwasher, Disposal, Gas Range, Microwave
  • Above Grade Finished Sq Ft: 2142
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Family Room
  • Living Area: 2142
  • Bedroom Main: 1

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Back Yard, Wood
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Covered, Front Porch, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Outdoor Pool, Playground, Recreation Area, Walking Trails
  • Association Fee: 162.14
  • Association Fee Frequency: Quarterly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Cusick Community Management

Association/Amenities

  • Association Annual Expense: 648.56

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Level, Private, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 201-353-13
  • Development Status: Completed
  • Additional Parcels: No
  • Zoning Specification: R-9(CD)

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,184 $400,200 $80,000 $320,200
2024 $3,184 $400,200 $80,000 $320,200
2023 $3,075 $400,200 $80,000 $320,200
2022 $2,499 $246,000 $45,000 $201,000
2021 $2,488 $246,000 $45,000 $201,000
2020 $2,481 $246,000 $45,000 $201,000
2019 $2,465 $246,000 $45,000 $201,000
2018 $2,215 $163,200 $35,000 $128,200
2017 $2,175 $163,200 $35,000 $128,200
2016 $2,166 $163,200 $35,000 $128,200
2015 $2,154 $163,200 $35,000 $128,200
2014 $2,221 $168,100 $35,000 $133,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/18/2025 12/18/25 Price Changed $440,000 0.0% $205 / Sq Ft
12/18/2025 12/18/25 For Sale $440,000 -2.2% $205 / Sq Ft
12/04/2025 12/04/25 Off Market $450,000 -- --
10/29/2025 10/29/25 Price Changed $450,000 -3.2% $210 / Sq Ft
10/09/2025 10/09/25 For Sale $465,000 +9.4% $217 / Sq Ft
08/25/2022 08/25/22 Sold $425,000 +2.4% $203 / Sq Ft View Prior Sale
07/25/2022 07/25/22 Pending -- -- --
07/22/2022 07/22/22 For Sale $415,000 -- $198 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $425,000 Allied Title
Warranty Deed $178,500 Investors Title Insurance Co
Warranty Deed $156,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $382,500 New Conventional
Previous Owner $160,650 New Conventional
Previous Owner $148,000 Purchase Money Mortgage
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4303471

Canopy MLS (Canopy Realtor® Association)

APN: 201-353-13