NOT LISTED FOR SALE

1149 Owen Rd Schenectady, NY 12303

Estimated Value: $240,000 - $286,000

4 Beds
1 Bath
1,080 Sq Ft
$240/Sq Ft Est. Value

Last Sold January 22, 2021

Last sale price $185,500 $172 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $1,835/month

74 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • 2 Car Attached Garage
  • Wood Flooring
  • Porch
  • Eat-In Kitchen

About This Home

As of January 2021

Beautiful Rotterdam Cape with 4 spacious bedrooms, first floor bathroom with ceramic tile, modern kitchen with stainless steel appliances, formal dining room, living room with pellet stove for extra winter heating, finished basement, huge fenced yard, patio, porch, driveway, garage but not enough room for a car just storage and much more!! All across the street from Eunice Esposito Park and close to highway access. EZ 2C anytime! (PRIVATE SALE NOT REO) Very Good Condition

Last Agent to Sell the Property

Daniel Card

A 1 R E O Services LLC License #10301201196 Listed on: 08/13/2020

Last Buyer's Agent

Claude Lafarr

haha3

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,061

Year Built

  • Built in 1950

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 65x152
  • Fenced
  • Level Lot
  • Cleared Lot

Home Design

  • Cape Cod Architecture
  • Aluminum Siding
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • Paddle Fans
  • Sliding Doors
  • Living Room with Fireplace
  • Finished Basement
  • Laundry in Basement
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom
  • Ceramic Tile in Bathrooms

Parking

  • 2 Car Attached Garage
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Patio
  • Shed
  • Porch

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Radiant Heating System
  • Hot Water Heating System
  • Oil Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Laundry Facilities

Listing and Financial Details

  • Legal Lot and Block 14 / 3
  • Assessor Parcel Number 422800 59.18-3-14

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,061

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1950
  • Directions: Curry Rd to Owen Rd across from Eunice Esposito Park
  • Above Grade Finished Sq Ft: 1080.0
  • Architectural Style: Cape Cod
  • Financial Details General Taxes: 2041.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2995.0
  • School Taxes Description: Actual
  • Village Taxes Description: Actual
  • Lot Size Acres: 0.22
  • Lot Size: 65x152
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Possession Possession Legacy: Closing
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: Yes
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Percent Basement Finished: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Flooring:Wood: Yes
  • Architectural Style:Cape Cod: Yes
  • Fencing:Fenced: Yes
  • Laundry Features:In Basement: Yes
  • Laundry Features:Common Area: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Wood, Carpet, Ceramic Tile
  • Basement: Finished
  • Interior Amenities: Paddle Fan, Ceramic Tile Bath, Eat-in Kitchen
  • Appliances: Microwave, Oil Water Heater, Oven, Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 600.0
  • Door Features: Sliding Doors
  • Fireplace Features: Living Room
  • Living Area: 1080.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Fireplace: Yes
  • Interior Features:Paddle Fan: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Living Room: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Appliances:Oil Water Heater: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Attic Features:Eaves: Yes

Exterior Features

  • Exterior Features: Drive-Paved
  • Roof: Asphalt
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Fencing: Fenced
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio, Porch
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Porch: Yes
  • Door Features:Sliding Doors: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Parking Features: Off Street, Paved, Attached, Driveway
  • Attached Garage: Yes
  • Total Parking Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: None
  • Heating: Hot Water, Oil, Radiant
  • Laundry Features: Common Area, In Basement
  • Security: Smoke Detector(s)
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Oil: Yes
  • Heating:Hot Water: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Mohonasen

Lot Info

  • Lot Features: Level, Cleared
  • Parcel #: 422800 59.18-3-14
  • Lot Size Sq Ft: 9583.2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5061.0
  • Tax Block: 3
  • Tax Lot: 14
  • Tax Tract: 59.18

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 13, 2020
Closed on
Jan 19, 2021
Sold by
Upien Justin A
Bought by
Fitch Luke R
Seller's Agent
Daniel Card
A 1 R E O Services LLC
Buyer's Agent
Claude Lafarr
haha3
List Price
$194,500
Sold Price
$185,500
Premium/Discount to List
-$9,000
-4.63%
Current Estimated Value
$258,992

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$73,492
Avg. Annual Appreciation
7.49%
Original Mortgage
$182,139
Outstanding Balance
$163,136
Interest Rate
2.65%
Mortgage Type
FHA
Estimated Equity
$95,856

Purchase Details

Listed on
Aug 13, 2020
Closed on
Jan 17, 2021
Sold by
Fitch Luke A
Bought by
Fitch Luke R
Seller's Agent
Daniel Card
A 1 R E O Services LLC
Buyer's Agent
Claude Lafarr
haha3
List Price
$194,500
Sold Price
$185,500
Premium/Discount to List
-$9,000
-4.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,139
Outstanding Balance
$163,136
Interest Rate
2.65%
Mortgage Type
FHA
Estimated Equity
$95,856

Purchase Details

Closed on
Jun 16, 2020
Sold by
Stephens Alyssa Renae and Lupien Justin
Bought by
Lupien Justin A

Purchase Details

Listed on
Aug 21, 2017
Closed on
Oct 10, 2017
Sold by
Ducharme James T and Rajczak Jennifer
Bought by
Stephens Alyssa Renae and Lupien Justin
Seller's Agent
Sandra LaValle
Howard Hanna Capital, Inc.
Buyer's Agent
Shannon Muth
Howard Hanna Capital Inc
List Price
$169,900
Sold Price
$171,900
Premium/Discount to List
$2,000
1.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.33%
Original Mortgage
$168,785
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
May 19, 2006
Sold by
Andrews Douglas C Gary O
Bought by
Ducharme James T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$31,300
Interest Rate
6.55%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jan 30, 1996
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fitch Luke R $185,500 Legacy Title Services Llc
Fitch Luke R $185,500 Legacy Title
Lupien Justin A -- None Available
Stephens Alyssa Renae $172,000 None Available
Ducharme James T $156,500 Dean Riggi
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fitch Luke R $182,139
Closed Fitch Luke R $182,139
Previous Owner Stephens Alyssa Renae $168,785
Previous Owner Ducharme James T $151,014
Previous Owner Ducharme James T $31,300
Previous Owner Ducharme James T $125,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/22/2021 01/22/21 Sold $185,500 +4.9% $172 / Sq Ft
10/26/2020 10/26/20 Pending -- -- --
10/22/2020 10/22/20 Price Changed $176,900 -4.1% $164 / Sq Ft
09/14/2020 09/14/20 Price Changed $184,500 -5.1% $171 / Sq Ft
08/13/2020 08/13/20 For Sale $194,500 +13.1% $180 / Sq Ft
10/16/2017 10/16/17 Sold $171,900 +1.2% $115 / Sq Ft
08/22/2017 08/22/17 Pending -- -- --
08/21/2017 08/21/17 For Sale $169,900 -- $113 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,208 $155,000 $9,900 $145,100
2023 $5,208 $155,000 $9,900 $145,100
2022 $5,762 $155,000 $9,900 $145,100
2021 $5,606 $155,000 $9,900 $145,100
2020 $5,035 $155,000 $9,900 $145,100
2019 $2,019 $155,000 $9,900 $145,100
2018 $2,860 $155,000 $9,900 $145,100
2017 $4,300 $155,000 $9,900 $145,100
2016 $4,355 $155,000 $9,900 $145,100
2015 -- $155,000 $10,800 $144,200
2014 -- $155,000 $10,800 $144,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202025255

Global MLS

APN: 059-018-0003-014-000-0000