115 Coldwater Creek Dr Mineral Bluff, GA 30559
Estimated payment $5,415/month
Total Views
4,859
3
Beds
3.5
Baths
4,330
Sq Ft
$219
Price per Sq Ft
Highlights
- Docks
- River Front
- Deck
- Home fronts a creek
- Gated Community
- Private Lot
About This Home
Peaceful Mountain Retreat in Riverwalk on the Toccoa. Welcome to this beautifully maintained 3BR/3 1/2 BA home in the gated Riverwalk on the Toccoa community, offering a serene and private mountain lifestyle just minutes from downtown Blue Ridge. With over 4,300 sq. ft. of finished space, this one-owner home showcases quality craftsmanship and thoughtful design throughout. Enjoy vaulted ceilings, an open-concept living area with a floor-to-ceiling stone fireplace, and a spacious kitchen with custom cabinetry and generous counter space. The main-level primary suite features a spa-like bath with a steam shower, soaking tub, double vanities, and walk-in closets. Upstairs includes two additional bedrooms, a full bath, and an open loft perfect for a second living room or office. The terrace level provides a wet bar, large living space ideal for entertaining or relaxing, a flex room perfect for a gym or studio, and an unfinished workshop space with separate garage access-ideal for tools or golf cart parking. Enjoy year-round outdoor living on the screened-in porch with a wood-burning fireplace, a grilling deck, beautifully landscaped level yard, circular drive, covered portico, and raised garden beds. Community amenities include private access to the Toccoa River, a riverside pavilion for owners, and well-maintained paved roads throughout the neighborhood. Unlike busy rental areas, this community offers peace, privacy, and a strong sense of neighborhood-a true escape that still offers the best of Blue Ridge just minutes away. Whether you're enjoying the river, relaxing by the fire, or teeing off at Old Toccoa Farm Golf Course, this is North Georgia living at its finest.
Listing Agent
Mountain Sotheby's Int'l Realty Brokerage Phone: (770) 842-1920 License #371627 Listed on: 04/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,177
Year Built
- Built in 2012
Lot Details
- 1.77 Acre Lot
- Home fronts a creek
- River Front
- Private Lot
- Level Lot
- Partially Wooded Lot
- Garden
- Grass Covered Lot
HOA Fees
- $67 Monthly HOA Fees
Home Design
- Country Style Home
- Cabin
- Split Foyer
- Pillar, Post or Pier Foundation
- Composition Roof
- Wood Siding
Interior Spaces
- 4,330 Sq Ft Home
- 2-Story Property
- Wet Bar
- Beamed Ceilings
- Vaulted Ceiling
- Ceiling Fan
- Gas Log Fireplace
- Two Story Entrance Foyer
- Family Room with Fireplace
- 3 Fireplaces
- Great Room
- Living Room with Fireplace
- Home Office
- Loft
- Bonus Room
- Game Room
- Screened Porch
- Keeping Room
Kitchen
- Breakfast Area or Nook
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Solid Surface Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
- Walk-In Closet
- In-Law or Guest Suite
- Double Vanity
- Whirlpool Bathtub
- Bathtub Includes Tile Surround
- Separate Shower
Laundry
- Laundry in Mud Room
- Laundry Room
- Laundry in Kitchen
Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Fireplace in Basement
- Finished Basement Bathroom
Home Security
- Home Security System
- Storm Windows
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Parking
- 3 Parking Spaces
- Parking Accessed On Kitchen Level
- Side or Rear Entrance to Parking
- Drive Under Main Level
Outdoor Features
- Docks
- Deck
- Patio
- Outdoor Fireplace
Schools
- Blue Ridge Elementary School
- Fannin County Middle School
- Fannin County High School
Utilities
- Zoned Heating and Cooling System
- Dual Heating Fuel
- Heating System Uses Propane
- Underground Utilities
- Power Generator
- Propane
- Electric Water Heater
- Septic Tank
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 79
Community Details
Overview
- Association fees include ground maintenance, private roads
- Riverwalk On The Toccoa Subdivision
Security
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,177 | $279,452 | $21,600 | $257,852 |
| 2023 | $2,072 | $232,718 | $21,600 | $211,118 |
| 2022 | $2,088 | $235,016 | $21,600 | $213,416 |
| 2021 | $2,179 | $167,500 | $19,300 | $148,200 |
| 2020 | $2,150 | $161,000 | $12,800 | $148,200 |
| 2019 | $2,181 | $161,000 | $12,800 | $148,200 |
| 2018 | $2,355 | $163,800 | $15,600 | $148,200 |
| 2017 | $2,624 | $148,284 | $13,200 | $135,084 |
| 2016 | $2,041 | $122,184 | $15,600 | $106,584 |
| 2015 | $2,146 | $123,282 | $15,600 | $107,682 |
| 2014 | $2,245 | $131,786 | $9,600 | $122,186 |
| 2013 | -- | $111,100 | $9,600 | $101,500 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/26/2025 07/26/25 | Price Changed | $950,000 | -7.3% | $219 / Sq Ft |
| 06/30/2025 06/30/25 | Price Changed | $1,025,000 | -6.8% | $237 / Sq Ft |
| 05/30/2025 05/30/25 | Price Changed | $1,100,000 | -2.7% | $254 / Sq Ft |
| 04/18/2025 04/18/25 | For Sale | $1,130,000 | -- | $261 / Sq Ft |
Source: Georgia MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $12,500 | -- | |
| Foreclosure Deed | $16,915 | -- | |
| Deed | $140,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $225,000 | New Conventional | |
| Closed | $304,000 | New Conventional |
Source: Public Records
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Source: Georgia MLS
MLS Number: 10503557
APN: 0050-0883D
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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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