115 Harbor Dr Oswego, IL 60543
Northwest Oswego NeighborhoodEstimated payment $2,669/month
About This Home
Turn-Key 4-Unit Investment Opportunity with Exceptional Capital Improvements: Strategically positioned just off Route 25 with seamless access to Route 34, Orchard Road and the Bypass 30 corridor, this fully leased and extensively renovated 4-unit building presents a rare opportunity for investors seeking stable income and long-term performance. This well-maintained building has undergone substantial capital improvements, creating a truly turnkey asset well-suited for portfolio expansion or a 1031 exchange buyer seeking reliability and minimal deferred maintenance. Building Improvements Include: Roof replaced approximately 2020, Exterior professionally painted July 2023, Vinyl plank flooring throughout all units (no carpet), Windows largely original with Unit 1A bedroom window replaced November 2023. Each of the four residences has been thoughtfully renovated with modern finishes and in-unit washer/dryer combinations - a highly desirable amenity that enhances tenant retention and rental strength. Unit Highlights: Unit 1A - Fully remodeled December 2025 with comprehensive upgrades including new washer/dryer combo, stainless steel appliances (refrigerator, stove, microwave), kitchen cabinetry, quartz countertops, bath vanity, tub and surround, toilet, updated lighting, new baseboard heaters with thermostat, vinyl plank flooring throughout, and complete interior paint. Additional improvements include new wall A/C (September 2022), water heater (April 2023), and bedroom window (November 2023). Unit 1B - Renovated around 2019 with vinyl plank flooring and granite countertops. Improvements include new stove (December 2019), new refrigerator (August 2021), and full interior paint (July 2021). Unit 2A - Renovated around 2019 with vinyl plank flooring and granite countertops. Mechanical upgrades include new baseboard heaters (May 2022 and February 2023), new wall A/C (October 2022), new hot water heater (May 2024), and new washer/dryer combo (July 2024). Unit 2B - Fully remodeled around 2020 featuring vinyl plank flooring, tiled shower, updated bath vanity, kitchen cabinetry, granite countertops, and stainless steel appliances (refrigerator, stove, microwave). Additional updates include new wall A/C (September 2021) and full interior repaint (June 2024). The result is a cohesive, low-maintenance asset offering modern interiors, updated mechanicals, and consistent finish quality throughout. With all units leased and substantial renovations completed in recent years, this property delivers both immediate cash flow and operational confidence.
Listing Agent
@properties Christie's International Real Estate License #471017195 Listed on: 03/02/2026
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,802
Year Built
- Built in 1974
Lot Details
- Lot Dimensions are 36 x 57
- Paved or Partially Paved Lot
Home Design
- Vinyl Siding
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 4 Bathrooms
Parking
- 4 Parking Spaces
- Parking Available
- Parking Included in Price
- Unassigned Parking
Utilities
- Heating Available
- Private Water Source
Community Details
Overview
- 4 Units
Building Details
- Electric Expense $209
- Insurance Expense $2,800
- Maintenance Expense $2,500
- Water Sewer Expense $5,313
- Gross Income $52,800
- Net Operating Income $32,376
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,802 | $60,667 | $13,012 | $47,655 |
| 2023 | $5,389 | $60,667 | $13,012 | $47,655 |
| 2022 | $5,389 | $60,667 | $13,012 | $47,655 |
| 2021 | $5,585 | $60,667 | $13,012 | $47,655 |
| 2020 | $5,641 | $60,667 | $13,012 | $47,655 |
| 2019 | $5,731 | $60,667 | $13,012 | $47,655 |
| 2018 | $4,577 | $45,907 | $8,363 | $37,544 |
| 2017 | $4,635 | $45,907 | $8,363 | $37,544 |
| 2016 | $4,704 | $45,907 | $8,363 | $37,544 |
| 2015 | $4,936 | $45,907 | $8,363 | $37,544 |
| 2014 | -- | $51,007 | $9,292 | $41,715 |
| 2013 | -- | $53,692 | $9,781 | $43,911 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/10/2026 03/10/26 | Pending | -- | -- | -- | |
| 03/02/2026 03/02/26 | For Sale | $425,000 | +102.4% | -- | |
| 08/15/2018 08/15/18 | Sold | $210,000 | -6.6% | -- | View Prior Sale |
| 07/18/2018 07/18/18 | Pending | -- | -- | -- | |
| 06/29/2018 06/29/18 | Price Changed | $224,900 | -4.3% | -- | |
| 06/06/2018 06/06/18 | For Sale | $234,900 | +2.2% | -- | |
| 06/06/2018 06/06/18 | Price Changed | $229,900 | -2.1% | -- | |
| 05/03/2018 05/03/18 | Pending | -- | -- | -- | |
| 03/16/2018 03/16/18 | For Sale | $234,900 | +56.6% | -- | |
| 05/28/2014 05/28/14 | Sold | $150,000 | +3.5% | -- | View Prior Sale |
| 04/12/2014 04/12/14 | Pending | -- | -- | -- | |
| 03/31/2014 03/31/14 | Price Changed | $144,900 | -3.3% | -- | |
| 03/23/2014 03/23/14 | Price Changed | $149,900 | -9.1% | -- | |
| 11/05/2013 11/05/13 | Price Changed | $164,900 | -2.9% | -- | |
| 09/13/2013 09/13/13 | For Sale | $169,900 | 0.0% | -- | |
| 07/27/2013 07/27/13 | Pending | -- | -- | -- | |
| 07/18/2013 07/18/13 | Price Changed | $169,900 | -7.7% | -- | |
| 01/31/2013 01/31/13 | For Sale | $184,000 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | Ata National Title Group Llc | |
| Warranty Deed | $210,000 | Attorney | |
| Warranty Deed | $130,000 | Chicago Title Insurance Co | |
| Special Warranty Deed | $126,000 | First American Title | |
| Quit Claim Deed | -- | First American Title | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $350,000 | Ticor Title | |
| Deed | -- | Ticor Title | |
| Quit Claim Deed | -- | Ticor Title | |
| Warranty Deed | $225,000 | First American Title Ins Co | |
| Corporate Deed | $115,500 | First American Title Ins Co | |
| Commissioners Deed | -- | First American Title Ins Co | |
| Deed | $135,000 | -- | |
| Deed | $110,000 | -- | |
| Deed | $100,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $155,000 | New Conventional | |
| Previous Owner | $157,500 | New Conventional | |
| Previous Owner | $108,000 | Purchase Money Mortgage | |
| Previous Owner | $94,500 | Purchase Money Mortgage | |
| Previous Owner | $245,000 | Purchase Money Mortgage | |
| Previous Owner | $103,500 | No Value Available | |
| Closed | -- | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12576681
APN: 03-08-105-006
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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