F
Seller's Agent in 2025
Farrah Dobbs
Lake Cumberland Real Estate Professionals
(606) 802-3360
3 in this area
6 Total Sales
115 Hearthside Dr Somerset, KY 42503
3
Beds
2
Baths
1,864
Sq Ft
43,560
Sq Ft
Highlights
- 1 Acre Lot
- Wood Flooring
- Home Office
- Ranch Style House
- Neighborhood Views
- Porch
About This Home
As of September 2025Charming Home Just Minutes from It All!
Welcome to this beautifully maintained 3-bedroom, 2-bath gem in a wonderful neighborhood situated perfectly between downtown Somerset and Nancy, & minutes from Lee's Ford Marina on Lake Cumberland, local schools, and major highways.
This inviting home features a cozy sunroom filled with natural light—perfect for relaxing mornings or evening gatherings. The spacious 2-car attached garage adds convenience, while the beautifully landscaped yard showcases the care and love poured into this property.
Whether you're a first-time buyer looking for the ideal starter home or seeking a peaceful retirement retreat, this home checks all the boxes. Come see why this property is a perfect blend of comfort, location, and charm!
Don't miss your chance to own a slice of Somerset living!
Last Agent to Sell the Property
Lake Cumberland Real Estate Professionals License #290761 Listed on: 06/02/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2004
Lot Details
- 1 Acre Lot
Home Design
- Ranch Style House
- Brick Veneer
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,864 Sq Ft Home
- Ceiling Fan
- Blinds
- Window Screens
- Dining Room
- Home Office
- Utility Room
- Neighborhood Views
Kitchen
- Oven
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Garage
- Front Facing Garage
- Driveway
Outdoor Features
- Patio
- Porch
Schools
- Northern Elementary School
- Northern Pulaski Middle School
- Pulaski Co High School
Utilities
- Cooling Available
- Air Source Heat Pump
- Electric Water Heater
- Septic Tank
Community Details
- Rural Subdivision
Listing and Financial Details
- Assessor Parcel Number 049-3-0-49
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 2, 2025
Closed on
Sep 9, 2025
Sold by
Bray Barry and Bray Rosemary
Bought by
Oakes Audrey
Seller's Agent
Farrah Dobbs
Lake Cumberland Real Estate Professionals
Buyer's Agent
Kathy Jones
CENTURY 21 Advantage Realty
List Price
$274,999
Sold Price
$232,000
Premium/Discount to List
-$42,999
-15.64%
Views
68
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,901
Avg. Annual Appreciation
6.02%
Original Mortgage
$185,600
Outstanding Balance
$184,194
Interest Rate
0.63%
Mortgage Type
Construction
Estimated Equity
$53,707
Purchase Details
Closed on
Aug 4, 2007
Sold by
Federal Home Loan Mtg Corp
Bought by
Bray William L and Bray Brenda
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $232,000 | Imag Title Llc | |
| Grant Deed | $115,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $185,600 | Construction |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/09/2025 09/09/25 | Sold | $232,000 | -9.0% | $124 / Sq Ft |
| 08/12/2025 08/12/25 | Pending | -- | -- | -- |
| 06/30/2025 06/30/25 | Price Changed | $254,900 | -7.3% | $137 / Sq Ft |
| 06/02/2025 06/02/25 | For Sale | $274,999 | -- | $148 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,057 | $175,000 | $10,000 | $165,000 |
| 2024 | $1,036 | $140,000 | $10,000 | $130,000 |
| 2023 | $729 | $140,000 | $140,000 | $0 |
| 2022 | $785 | $140,000 | $140,000 | $0 |
| 2021 | $818 | $140,000 | $140,000 | $0 |
| 2020 | $626 | $115,000 | $115,000 | $0 |
| 2019 | $647 | $115,000 | $115,000 | $0 |
| 2018 | $651 | $115,000 | $115,000 | $0 |
| 2017 | $639 | $115,000 | $115,000 | $0 |
| 2016 | $644 | $115,000 | $115,000 | $0 |
| 2015 | $630 | $115,000 | $115,000 | $0 |
| 2014 | $620 | $115,000 | $115,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Farrah Dobbs
-
Kathy Jones
Buyer's Agent in 2025
Kathy Jones
CENTURY 21 Advantage Realty
(606) 909-3114
2 in this area
99 Total Sales
Map
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 25011516
APN: 049-3-0-49
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