NOT LISTED FOR SALE

115 Oak St Cumberland, MD 21502

Estimated Value: $104,000 - $148,000

3 Beds
2 Baths
1,643 Sq Ft
$72/Sq Ft Est. Value

Last Sold September 20, 2021

Last sale price $79,500 $48 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $679/month

121 Days on Market

Highlights

  • City View
  • No HOA
  • Bungalow
  • Wood Flooring
  • Living Room
  • Dining Room

About This Home

As of September 2021

Nice 3 bedroom 2 bath Ranch style home with open floor plan. Beautiful decorative fireplace in the living room. Original woodwork throughout. Separate dining room. Kitchen has tile flooring and a separate built in pantry. Enclosed back room-great for storage. Partial finished basement with a bedroom and bath. Baseboard heat. Huge back yard for family fun, Spacious front porch and small rear deck. Home needs some "TLC" but some work has been started! Call today to schedule a private showing.

Last Agent to Sell the Property

Pam Terry

(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC Listed on: 03/26/2021

EXP Realty, LLC

Last Buyer's Agent

Pam Terry

(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC Listed on: 03/26/2021

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,455

Year Built

  • Built in 1922

Lot Details

  • 6,055 Sq Ft Lot
  • Back Yard Fenced
  • Property is in average condition

Parking

  • On-Street Parking

Property Views

  • City
  • Mountain

Home Design

  • Bungalow
  • Brick Exterior Construction
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Living Room
  • Dining Room

Flooring

  • Wood
  • Carpet
  • Concrete
  • Vinyl

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Connecting Stairway
  • Rear Basement Entry

Schools

  • South Penn Elementary School
  • Washington Middle School
  • Fort Hill High School

Utilities

  • Vented Exhaust Fan
  • Hot Water Heating System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0104044010

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,455

Year Built

Built in 1922

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow
  • Ownership: Fee Simple
  • Inclusions: Clothes Washer and Dryer
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1922
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer, Dryer, Exhaust Fan
  • Flooring Type: Carpet, Concrete, Vinyl, Wood
  • Interior Amenities: Carpet, Dining Area
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Kitchen, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Partially Finished, Connecting Stairway, Rear Entrance
  • Total Sq Ft: 2122
  • Living Area Sq Ft: 1643
  • Price Per Sq Ft: 73.52
  • Above Grade Finished Sq Ft: 1061
  • Below Grade Finished Sq Ft: 582
  • Below Grade Sq Ft: 479
  • Total Below Grade Sq Ft: 1061
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Concrete, Vinyl Siding
  • Roof: Shingle, Asphalt
  • View: City, Mountain
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Hot Water
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: SOUTH PENN
  • High School: FORT HILL
  • Middle Or Junior School: WASHINGTON

Lot Info

  • Fencing: Rear
  • Improvement Assessed Value: 62700.00
  • Land Assessed Value: 12100.00
  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6055.00
  • Property Condition: Average
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14908072
  • Tax Annual Amount: 1455.00
  • Assessor Parcel Number: 0104044010
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2021
Closed on
Sep 20, 2021
Sold by
Peloquin Jacqueline M
Bought by
Lang Jennifer
Seller's Agent
Pam Terry
EXP Realty, LLC
Buyer's Agent
Pam Terry
EXP Realty, LLC
List Price
$78,000
Sold Price
$79,500
Premium/Discount to List
$1,500
1.92%
Current Estimated Value
$118,457

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$38,957
Avg. Annual Appreciation
9.60%
Original Mortgage
$78,059
Outstanding Balance
$71,028
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$47,429

Purchase Details

Listed on
Dec 3, 2018
Closed on
Aug 22, 2019
Sold by
Bear Club Properties Llc
Bought by
Peloquin Jacqueline M
Seller's Agent
Pam Terry
EXP Realty, LLC
Buyer's Agent
Pam Terry
EXP Realty, LLC
List Price
$65,000
Sold Price
$65,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.17%
Original Mortgage
$65,000
Interest Rate
3.8%
Mortgage Type
VA

Purchase Details

Closed on
Dec 31, 2015
Sold by
Prospectors Holdings Llc
Bought by
Bear Cub Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
3.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 14, 2008
Sold by
Miller and Miller Ew
Bought by
Prospectors Holdings Llc

Purchase Details

Closed on
Dec 21, 2007
Sold by
Turner Thurl E
Bought by
Miller Andre

Purchase Details

Closed on
Dec 17, 2007
Sold by
Miller and Miller Ew
Bought by
Prospectors Holdings Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Lang Jennifer $79,500 None Available
Peloquin Jacqueline M $65,000 None Available
Bear Cub Properties Llc $55,000 Attorney
Prospectors Holdings Llc -- --
Miller Andre $54,000 --
Prospectors Holdings Llc -- --
Miller Andre $54,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lang Jennifer $78,059
Previous Owner Peloquin Jacqueline M $65,000
Previous Owner Bear Cub Properties Llc $55,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/20/2021 09/20/21 Sold $79,500 +1.9% $48 / Sq Ft
08/24/2021 08/24/21 For Sale $78,000 0.0% $47 / Sq Ft
07/25/2021 07/25/21 Pending -- -- --
06/24/2021 06/24/21 For Sale $78,000 0.0% $47 / Sq Ft
05/19/2021 05/19/21 Pending -- -- --
03/26/2021 03/26/21 For Sale $78,000 +20.0% $47 / Sq Ft
08/22/2019 08/22/19 Sold $65,000 0.0% $40 / Sq Ft View Prior Sale
01/08/2019 01/08/19 Pending -- -- --
12/03/2018 12/03/18 For Sale $65,000 -- $40 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $753 $82,133 $0 $0
2024 $735 $78,467 $0 $0
2023 $696 $74,800 $12,100 $62,700
2022 $689 $74,267 $0 $0
2021 $690 $73,733 $0 $0
2020 $680 $73,200 $10,600 $62,600
2019 $660 $70,667 $0 $0
2018 $642 $68,133 $0 $0
2017 $619 $65,600 $0 $0
2016 $625 $65,200 $0 $0
2015 $622 $64,800 $0 $0
2014 $622 $64,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL136498

Bright MLS

APN: 04-044010