$625,000
SOLD MAY 22, 2025
4 Beds
3 Baths
2,216 Sq Ft
9,000 Sq Ft Lot

Recently Sold

$282 Per Sq Ft

4% Below List Price

6 Days on Market

Highlights

  • 5 Dock Slips
  • Beach
  • Canoe or Kayak Water Access
  • Cape St. Claire Elementary School Rated A-
  • Home fronts navigable water
  • Boat Ramp

About This Home

As of May 2025

Value opportunity, Seller says "Let's make a deal". Step into a home where timeless charm meets modern sophistication. Built in 1973 but completely transformed, this 4-bedroom, 3-bathroom stunner in sought-after Cape St. Claire offers all the features of a newer home with the character and charm of an established community.
Every inch of this home has been thoughtfully reimagined, creating a truly turnkey retreat just steps from the Magothy River. The main level boasts a bright and open-concept design, anchored by a shiplap-accented wall, gleaming new hardwood floors, and a striking wooden entry door. The brand-new kitchen is a showstopper, featuring quartz countertops, stainless steel appliances, and Shaker-style cabinetry. Adjacent dining and living spaces flow seamlessly to a new rear deck, perfect for entertaining or unwinding in your serene, private backyard.
Upstairs, discover two spacious bedrooms and two brand-new bathrooms, including a luxurious primary suite with a spa-like en-suite and generous closet space. The fully renovated lower level offers two additional bedrooms—one ideal for a home office—and a cozy living area with an electric fireplace, making it a perfect retreat for movie nights or gatherings.
No stone has been left unturned: this home boasts a brand-new roof, windows, siding, gutters, and HVAC system, ensuring worry-free living for years to come. The striking stone facade adds curb appeal, while the fenced backyard provides privacy and peace.
Beyond the home itself, Cape St. Claire offers a waterfront lifestyle that’s hard to beat. Enjoy three beaches, three marinas, a fishing pier, a boat ramp, and kayak storage—all just steps from your door. The optional membership to the Cape St. Claire Swim Club adds to the sense of community, with activities like a competitive swim team (Go Dolphins!) and more.
Located in the award-winning Broadneck School District and just minutes from downtown Annapolis, this home also offers quick access to major routes to Washington, D.C., Baltimore, and Ft. Meade. With nearby parks, trails, shopping, and dining, this home blends the best of modern convenience and idyllic waterfront living.
This isn’t just a home; it’s a lifestyle. Schedule your showing today to experience all this beautifully renovated property has to offer!

Last Agent to Sell the Property

Teresa Klem

(410) 263-3400 teresa@goannapolis.com Long & Foster Real Estate, Inc. License #524738 Listed on: 01/24/2025

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Alicyn DelZoppo

(410) 465-1770 alicyn@northroprealty.com Northrop Realty

Northrop Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,519

Year Built

  • Built in 1973 | Remodeled in 2025

Lot Details

  • 9,000 Sq Ft Lot
  • Home fronts navigable water
  • Back Yard Fenced
  • Level Lot
  • Property is in excellent condition
  • Property is zoned R5

HOA Fees

  • HOA YN

Home Design

  • Split Foyer
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Self Contained Fireplace Unit Or Insert
  • Family Room
  • Living Room
  • Dining Room
  • Laundry on lower level

Kitchen

  • Gourmet Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Boat Ramp
  • 5 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted
  • Lake Privileges

Schools

  • Cape St. Claire Elementary School
  • Magothy River Middle School
  • Broadneck High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 020316517054199

Community Details

Overview

  • Condo Association YN: No
  • Association fees include common area maintenance, management, pier/dock maintenance, reserve funds
  • Cape St Claire Improvement Association
  • Cape St Claire Subdivision

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Party Room

Recreation

  • Boat Dock
  • Pier or Dock
  • Mooring Area
  • Beach
  • Community Playground
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,519

Year Built

Built in 1973 | Remodeled in 2025

Lot Details

0

HOA Fees

$1 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2025-01-24
  • Year Built: 1973
  • Year Renovated: 2025
  • Automatically Close On Close Date: No
  • Special Features: 4098
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater
  • Flooring Type: Carpet, Luxury Vinyl Tile, Hardwood
  • Interior Amenities: Carpet, Ceiling Fan(s), Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Wood Floors
  • Fireplace Features: Insert
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Other
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Full, Heated, Improved, Walkout Level, Windows, Fully Finished
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2216
  • Living Area Sq Ft: 2216
  • Price Per Sq Ft: 567.69
  • Above Grade Finished Sq Ft: 1108
  • Below Grade Finished Sq Ft: 1108
  • Total Below Grade Sq Ft: 1108
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Composite, Shingle
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Magothy River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Dock/Slip, Club House, Meeting Room, Mooring Area, Party Room, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds
  • HOA Name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: CAPE ST. CLAIRE
  • High School: BROADNECK
  • Middle Or Junior School: MAGOTHY RIVER

Lot Info

  • Fencing: Rear
  • Lot Features: Level
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9000.00
  • Property Condition: Excellent
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4519.00
  • Assessor Parcel Number: 020316517054199
  • Tax Lot: 8
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 24, 2025
Closed on
May 22, 2025
Sold by
Elite Properties Of Md Llc
Bought by
Queen Cynthia and Garrison Angel
Seller's Agent
Teresa Klem
Long & Foster Real Estate, Inc.
Buyer's Agent
Alicyn DelZoppo
Northrop Realty
List Price
$649,000
Sold Price
$625,000
Premium/Discount to List
-$24,000
-3.7%
Views
856
Current Estimated Value
$605,527

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$19,473
Avg. Annual Appreciation
-4.55%
Original Mortgage
$593,750
Outstanding Balance
$591,692
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$13,835

Purchase Details

Listed on
Jan 5, 2024
Closed on
Apr 30, 2024
Sold by
Securitized Asset Backed Recei and Deutsche Bank Nat'L Trust Co
Bought by
Elite Properties Of Md Llc
Seller's Agent
Sherry Price
RealHome Services and Solutions, Inc.
Buyer's Agent
Teresa Klem
Long & Foster Real Estate, Inc.
List Price
$378,200
Sold Price
$371,000
Premium/Discount to List
-$7,200
-1.9%
Views
273

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
63.56%

Purchase Details

Closed on
Feb 5, 2024
Sold by
Wilkins Jeremy B
Bought by
Securitized Asset Backed Recei and Jones

Purchase Details

Closed on
Mar 24, 1997
Sold by
Secretary Of Veterans Affairs
Bought by
Jones Robert A and Jones Genevieve D

Purchase Details

Closed on
Feb 12, 1997
Sold by
Roch Curtis R
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Nov 7, 1989
Sold by
Kozel Frank
Bought by
Roch Curtis R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,650
Interest Rate
9.82%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $625,000 Manor Title
Special Warranty Deed $625,000 Manor Title
Special Warranty Deed $371,000 Premium Title Services Inc
Special Warranty Deed $371,000 Premium Title Services Inc
Trustee Deed $356,302 None Listed On Document
Deed $115,000 --
Deed $100,595 --
Deed $119,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $593,750 New Conventional
Closed $593,750 New Conventional
Previous Owner $120,650 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/22/2025 05/22/25 Sold $625,000 -0.6% $282 / Sq Ft
04/09/2025 04/09/25 Price Changed $629,000 -1.6% $284 / Sq Ft
03/10/2025 03/10/25 Price Changed $639,000 -1.5% $288 / Sq Ft
02/20/2025 02/20/25 Price Changed $649,000 0.0% $293 / Sq Ft
02/20/2025 02/20/25 For Sale $649,000 +2.2% $293 / Sq Ft
02/19/2025 02/19/25 Off Market $634,900 -- --
01/31/2025 01/31/25 For Sale $634,900 0.0% $287 / Sq Ft
01/31/2025 01/31/25 Pending -- -- --
01/24/2025 01/24/25 For Sale $634,900 0.0% $287 / Sq Ft
01/22/2025 01/22/25 Price Changed $634,900 +71.1% $287 / Sq Ft
04/30/2024 04/30/24 Sold $371,000 -1.9% $335 / Sq Ft View Prior Sale
04/04/2024 04/04/24 Pending -- -- --
03/27/2024 03/27/24 For Sale $378,200 0.0% $341 / Sq Ft
03/27/2024 03/27/24 Price Changed $378,200 -5.2% $341 / Sq Ft
02/15/2024 02/15/24 Pending -- -- --
01/25/2024 01/25/24 Price Changed $399,000 -2.5% $360 / Sq Ft
01/05/2024 01/05/24 For Sale $409,200 -- $369 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,912 $396,067 -- --
2024 $4,912 $378,000 $230,000 $148,000
2023 $3,226 $371,200 $0 $0
2022 $3,023 $364,400 $0 $0
2020 $968 $344,733 $0 $0
2019 $2,823 $331,867 $0 $0
2018 $234 $319,000 $186,200 $132,800
2017 $2,646 $304,167 $0 $0
2016 $234 $289,333 $0 $0
2015 $234 $274,500 $0 $0
2014 -- $274,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2102194

Bright MLS

APN: 03-165-17054199