1155 Spruce Tree Ln Annapolis, MD 21409
Cape Saint Claire NeighborhoodEstimated payment $3,371/month
Highlights
- Marina
- 5 Dock Slips
- Pier or Dock
- Cape St. Claire Elementary School Rated A-
- Pier
- Home fronts navigable water
About This Home
Welcome to this beautifully updated Cape St. Claire home, where extensive improvements, stylish finishes, and comfortable living spaces come together in a property that has been carefully maintained inside and out.
At the heart of the home is an updated kitchen featuring newer appliances, 42-inch cabinetry, quartz countertops, a custom backsplash, and a farmhouse apron sink. The home features two full bathrooms, including one that was completely renovated from top to bottom with a new tub, tile, flooring, toilet, vanity, and sink. The second full bath has also been refreshed with new flooring, vanity, and sink. Newer luxury vinyl plank flooring and carpeting add a fresh, cohesive feel throughout the interior, while all-new custom window treatments installed throughout the home in 2026 provide a polished finishing touch.
The finished lower level offers valuable additional living space with the flexibility to function as a recreation room, home office, or a combination of both. A fireplace adds warmth and character, creating an inviting setting for working, relaxing, or entertaining. A dedicated mini-split system installed in 2025 provides independent climate control for this level.
The home has benefited from a substantial list of recent improvements, including a new main-level HVAC system installed in 2024, Hardie siding and shutters in 2025, replacement windows in 2022, and a roof replaced in 2018. The home also includes a garage with a new door installed in 2025. A security system was added in 2026, and an owned whole-house water treatment and softener system was installed in 2024, providing added convenience and value for the next owner.
Outdoor living is equally appealing. A new deck completed in 2026 provides an ideal setting for dining, entertaining, or relaxing outdoors, while the fully fenced yard offers added privacy, security, and flexibility for pets or play. An expanded driveway and parking area installed in 2025 adds valuable everyday functionality and additional off-street parking.
Tucked along a quiet, lightly traveled street with just five homes, the property enjoys a more private neighborhood setting while remaining only a few blocks from the Cape St. Claire community beach. The location also offers convenient access to Annapolis, shopping, dining, recreation, and major commuter routes while retaining the neighborhood atmosphere that makes Cape St. Claire so sought after. The home is served by the highly regarded Broadneck school district.
With an updated kitchen, one fully renovated bath, a refreshed second full bath, extensive recent improvements, newer major systems, dedicated climate control on both finished levels, a garage, and substantial exterior upgrades already completed, this home offers the opportunity to simply move in and enjoy. Years of investment, care, and thoughtful enhancement have created a property where very little remains for the next owner to do.
Listing Agent
(844) 551-7325 dave.kolakowski@therealbrokerage.com Real Broker, LLC Brokerage Phone: 8445517325 License #643489
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,495
Year Built
- Built in 1968 | Remodeled in 2024
Lot Details
- 9,000 Sq Ft Lot
- Home fronts navigable water
- Property is Fully Fenced
- Privacy Fence
- Wood Fence
- Property is in excellent condition
- Property is zoned R5
HOA Fees
- HOA YN
Parking
- 1 Car Direct Access Garage
- 3 Driveway Spaces
- Front Facing Garage
- Garage Door Opener
- On-Street Parking
- Off-Street Parking
Home Design
- Contemporary Architecture
- Split Foyer
- Brick Exterior Construction
- Slab Foundation
- Architectural Shingle Roof
- HardiePlank Type
Interior Spaces
- Property has 2 Levels
- Open Floorplan
- Ceiling Fan
- Fireplace Mantel
- Window Screens
- Combination Dining and Living Room
- Recreation Room
- Home Security System
- Laundry on lower level
- Attic
Kitchen
- Stove
- Microwave
- Dishwasher
- Farmhouse Sink
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
Outdoor Features
- Pier
- Canoe or Kayak Water Access
- Private Water Access
- River Nearby
- Sail
- Dock has a Storage Area
- Swimming Allowed
- 5 Dock Slips
- Physical Dock Slip Conveys
- Powered Boats Permitted
- Lake Privileges
- Deck
- Screened Patio
- Shed
- Porch
Schools
- Cape St. Claire Elementary School
- Magothy River Middle School
- Broadneck High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Vented Exhaust Fan
- Propane
- Well
- Electric Water Heater
- Municipal Trash
Listing and Financial Details
- Coming Soon on 9/11/26
- Tax Lot 14
- Assessor Parcel Number 020316533164202
Community Details
Overview
- Condo Association YN: No
- Association fees include pier/dock maintenance
- Cape St. Claire HOA
- Cape St Claire Subdivision
Recreation
- Pier or Dock
- Marina
- Beach
- Community Playground
- Community Pool
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,877 | $402,000 | ||
| 2025 | $4,877 | $373,600 | ||
| 2024 | $4,553 | $345,200 | $230,000 | $115,200 |
| 2023 | $4,397 | $340,000 | $0 | $0 |
| 2022 | $4,129 | $334,800 | $0 | $0 |
| 2020 | $3,891 | $316,333 | $0 | $0 |
| 2019 | $3,750 | $303,067 | $0 | $0 |
| 2018 | $234 | $289,800 | $186,200 | $103,600 |
| 2017 | $3,365 | $275,467 | $0 | $0 |
| 2016 | $234 | $261,133 | $0 | $0 |
| 2015 | $234 | $246,800 | $0 | $0 |
| 2014 | -- | $246,800 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/29/2023 12/29/23 | Sold | $449,900 | 0.0% | $302 / Sq Ft | View Prior Sale |
| 12/01/2023 12/01/23 | For Sale | $449,900 | -- | $302 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $449,900 | Eagle Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $379,000 | -- | |
| Deed | $260,000 | -- | |
| Deed | $121,500 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $367,540 | New Conventional | |
| Closed | $359,920 | New Conventional | |
| Previous Owner | $347,834 | FHA | |
| Previous Owner | $56,850 | Stand Alone Second |
Source: Bright MLS
MLS Number: MDAA2156048
APN: 03-165-33164202
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Ask me questions while you tour the home.