$170,000
PENDING

Estimated payment $1,062/month

Total Views 7,966
3 Beds
2 Baths
1,758 Sq Ft
$97 Price per Sq Ft

Highlights

  • Traditional Architecture
  • Home Office
  • Fireplace
  • No HOA
  • Formal Dining Room
  • Window Unit Cooling System

About This Home

This versatile two-story home, which has benefited from some updates, features durable vinyl flooring throughout the main level and a functional, traditional floor plan with distinct living and dining areas. The first floor includes a dedicated study, a well-equipped kitchen with modern appliances, a private bedroom, and a separate full bathroom located off the dining room. Upstairs, the second floor houses two additional generously sized bedrooms, a full bathroom, and a highly convenient, dedicated laundry room. The exterior offers a low maintenance exterior with ample off-street parking for multiple vehicles. The age of the roof and HVAC system is specific to the property's maintenance history and would need verification, as updates may have occurred at various times.

Listing Agent

Missy Emory

Huff Realty - CC License #201924 Listed on: 11/25/2025

Huff Realty - CC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1883

Lot Details

  • 8,400 Sq Ft Lot
  • Lot Dimensions are 60x140

Parking

  • Driveway

Home Design

  • Traditional Architecture
  • Block Foundation
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,758 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Vinyl Clad Windows
  • Living Room
  • Formal Dining Room
  • Home Office
  • Unfinished Basement

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level

Schools

  • Ninth District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • HUD Owned
  • Assessor Parcel Number 056-41-02-051.00

Home Details

Home Type

Single Family

Year Built

Built in 1883

Lot Details

0

Listing Details

  • Cooling: Window Unit(s)
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.19
  • Year Built: 1883
  • Lot Size: 60x140
  • Road Frontage Type: City Street
  • Ownership: HUD Owned
  • Directions: Route 16 to right on East 42nd street, house on the left
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ninth District Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 60x140
  • General Property Description:Approx SqFt2: 1700.0
  • Remarks Misc:Agent Only Remarks: Case # 201-679104 As is with all faults. Financing options include 203K. FHA Fin: IE (Insurable w/ escrow). Submit bids https://www.hudhomestore.gov/. Forms https://rainecompany.com/resources/. Check https://www.hudhomestore.gov/ prior to show for availability. IF YOU SUBMIT THE WINNING BID, CONTACT THE LISTING AGENT. EARNEST MONEY PAYABLE TO THE TITLE COMPANY BUT DELIVERED TO LISTING AGENT .
  • Appliances Microwave: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1928
  • General Property Description:Living Area: 1758.0
  • General Property Description:Lot Size Square Feet: 8400.0
  • Laundry Features:Laundry Room2: Yes
  • Architecture:Traditional: Yes
  • Laundry Features:Upper Level: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 056-41-02-051.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Foundation:Stone3: Yes
  • Cooling:Window Unit(s): Yes
  • Property Ownership:HUD Owned: Yes
  • Special Listing Conditions:HUD Owned2: Yes
  • Special Features: None

Interior Features

  • Basement: Unfinished
  • Heating: Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Range, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1758.0
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Basement:Unfinished2: Yes
  • Appliances:Electric Range: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Block, Stone
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room, Upper Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Ninth District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 8400.0
  • Zoning Description: Residential

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,054 $155,000 $10,000 $145,000
2024 $2,038 $155,000 $10,000 $145,000
2023 $2,065 $155,000 $10,000 $145,000
2022 $2,322 $173,600 $10,000 $163,600
2021 $2,392 $155,000 $10,000 $145,000
2020 $1,190 $75,000 $10,000 $65,000
2019 $1,203 $75,000 $10,000 $65,000
2018 $1,228 $75,000 $10,000 $65,000
2017 $387 $20,000 $10,000 $10,000
2015 $1,721 $85,000 $10,000 $75,000
2014 $1,788 $85,000 $10,000 $75,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/24/2025 12/24/25 Pending -- -- --
11/25/2025 11/25/25 For Sale $170,000 +9.7% $97 / Sq Ft
10/09/2020 10/09/20 Sold $155,000 -6.1% $88 / Sq Ft View Prior Sale
07/24/2020 07/24/20 Pending -- -- --
06/29/2020 06/29/20 Price Changed $165,000 -2.9% $94 / Sq Ft
05/23/2020 05/23/20 For Sale $170,000 -- $97 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- Service Link
Commissioners Deed $150,000 None Listed On Document
Commissioners Deed $150,000 None Listed On Document
Warranty Deed $155,000 360 American Title Svcs Llc
Special Warranty Deed $20,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $152,192 FHA
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 638290

Northern Kentucky Multiple Listing Service

APN: 056-41-02-051.00