Seller's Agent in 2024
Brenda Albert
Laer Realty
(978) 621-3168
33 in this area
175 Total Sales
116 High St Gardner, MA 01440
Estimated Value: $443,000 - $538,000
4
Beds
2.5
Baths
2,585
Sq Ft
$190/Sq Ft
Est. Value
Highlights
- Golf Course Community
- 0.64 Acre Lot
- Fruit Trees
- Medical Services
- Colonial Architecture
- Fireplace in Primary Bedroom
About This Home
As of May 2024Experience the perfect blend of classic charm and modern luxury in this stunning South Village home. Featuring elegant trim work, wide pine flooring, 2 fireplaces, 2 staircases, and over 8-foot ceilings, this residence seamlessly merges old-world appeal with contemporary amenities. Enter through the grand foyer to discover a remodeled kitchen with a butler pantry, dining room with a pellet stove, family room with fireplace, and a living room boasting a charming box window. The second and third floors offer 4 bedrooms, 2 updated bathrooms, including a main bedroom with fireplace and walk-in closet. The versatile third floor provides endless possibilities, with two means of egress. Outside, enjoy .64 acres of usable land featuring a custom stone fireplace, lush plantings, fruit tree, a shed, and a two-car detached garage. With ample indoor and outdoor space, this property is an oasis of comfort and style.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,681
Year Built
- Built in 1880
Lot Details
- 0.64 Acre Lot
- Fruit Trees
- Property is zoned R1
Parking
- 2 Car Detached Garage
- Side Facing Garage
- Driveway
- Open Parking
- Off-Street Parking
Home Design
- Colonial Architecture
- Stone Foundation
- Frame Construction
- Spray Foam Insulation
- Blown Fiberglass Insulation
- Shingle Roof
Interior Spaces
- 2,585 Sq Ft Home
- Ceiling Fan
- Recessed Lighting
- Decorative Lighting
- Light Fixtures
- Bay Window
- Window Screens
- French Doors
- Mud Room
- Family Room with Fireplace
- 2 Fireplaces
- Dining Area
- Attic Access Panel
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
Flooring
- Wood
- Wall to Wall Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Fireplace in Primary Bedroom
- Primary bedroom located on second floor
- Walk-In Closet
- Double Vanity
- Bathtub with Shower
Laundry
- Dryer
- Washer
Basement
- Walk-Out Basement
- Interior Basement Entry
- Sump Pump
- Block Basement Construction
- Laundry in Basement
Outdoor Features
- Outdoor Storage
- Rain Gutters
Location
- Property is near public transit
- Property is near schools
Schools
- Gardner Eleme Elementary School
- Gardner Middle School
- Gardner High School
Utilities
- No Cooling
- 1 Heating Zone
- Heating System Uses Oil
- Heating System Uses Steam
- Generator Hookup
- Power Generator
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number M:R12 B:10 L:29,3538495
Community Details
Overview
- No Home Owners Association
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Golf Course Community
- Park
- Bike Trail
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 6, 2025
Sold by
Banks Ian
Bought by
Banks Ian and Banks Yukari
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,627
Outstanding Balance
$380,627
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$110,813
Purchase Details
Listed on
Mar 26, 2024
Closed on
May 31, 2024
Sold by
Desai Colleen and Kiritkumar-Desai Nilesh
Bought by
Banks Ian
Seller's Agent
Brenda Albert
LAER Realty Partners
Buyer's Agent
The Fulford Group
LAER Realty Partners
List Price
$489,900
Sold Price
$489,900
Views
89
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.19%
Original Mortgage
$367,400
Interest Rate
7.1%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 15, 2021
Sold by
Desai Colleen
Bought by
Desai Colleen and Kiritkumar-Desai Nilesh
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,600
Interest Rate
2.67%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 1, 2015
Closed on
Aug 21, 2015
Sold by
David P Phillips Ret and Phillips
Bought by
Desai Colleen
Seller's Agent
Paul Collette
Keller Williams Realty North Central
Buyer's Agent
Bambi Azarian
Keller Williams Realty North Central
List Price
$179,900
Sold Price
$164,000
Premium/Discount to List
-$15,900
-8.84%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.17%
Original Mortgage
$169,412
Interest Rate
4.07%
Mortgage Type
VA
Purchase Details
Closed on
Aug 23, 2013
Sold by
Phillips David P
Bought by
David P Phillips Ret and Phillips
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Banks Ian | -- | -- | |
| Banks Ian | $489,900 | None Available | |
| Desai Colleen | -- | None Available | |
| Desai Colleen | -- | None Available | |
| Desai Colleen | $164,000 | -- | |
| David P Phillips Ret | -- | -- | |
| David P Phillips Ret | -- | -- | |
| David P Phillips Ret | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Banks Ian | $380,627 | |
| Previous Owner | Banks Ian | $367,400 | |
| Previous Owner | Desai Colleen | $172,600 | |
| Previous Owner | Desai Colleen | $169,412 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/17/2024 05/17/24 | Sold | $489,900 | 0.0% | $190 / Sq Ft | |
| 04/22/2024 04/22/24 | Pending | -- | -- | -- | |
| 04/21/2024 04/21/24 | For Sale | $489,900 | 0.0% | $190 / Sq Ft | |
| 04/12/2024 04/12/24 | Pending | -- | -- | -- | |
| 03/26/2024 03/26/24 | For Sale | $489,900 | +198.7% | $190 / Sq Ft | |
| 08/21/2015 08/21/15 | Sold | $164,000 | 0.0% | $73 / Sq Ft | View Prior Sale |
| 07/07/2015 07/07/15 | Pending | -- | -- | -- | |
| 06/28/2015 06/28/15 | Off Market | $164,000 | -- | -- | |
| 06/01/2015 06/01/15 | For Sale | $179,900 | -- | $80 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $48 | $333,600 | $79,200 | $254,400 |
| 2024 | $4,681 | $312,300 | $72,000 | $240,300 |
| 2023 | $4,607 | $285,600 | $70,900 | $214,700 |
| 2022 | $4,423 | $237,900 | $53,800 | $184,100 |
| 2021 | $4,254 | $212,300 | $46,800 | $165,500 |
| 2020 | $3,989 | $202,100 | $46,800 | $155,300 |
| 2019 | $3,800 | $188,700 | $46,800 | $141,900 |
| 2018 | $3,464 | $170,900 | $46,800 | $124,100 |
| 2017 | $3,531 | $172,400 | $46,800 | $125,600 |
| 2016 | $3,285 | $160,500 | $46,800 | $113,700 |
| 2015 | $3,147 | $157,500 | $46,800 | $110,700 |
| 2014 | $3,051 | $161,700 | $52,500 | $109,200 |
Source: Public Records
Agents Affiliated with this Home
-
Brenda Albert
-
The Fulford Group
Buyer's Agent in 2024
The Fulford Group
Laer Realty
(978) 475-4855
1 in this area
133 Total Sales
-
Paul Collette
Seller's Agent in 2015
Paul Collette
Keller Williams Realty North Central
(978) 860-3605
9 in this area
97 Total Sales
-
B
Buyer's Agent in 2015
Bambi Azarian
Keller Williams Realty North Central
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73216593
APN: GARD-000012R-000010-000029
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