$800,000
SOLD OCT 16, 2025

1160 Deer Moss Loop Niceville, FL 32578

4 Beds
3 Baths
2,579 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$310 Per Sq Ft

3% Below List Price

Highlights

  • Florida Architecture
  • Great Room
  • Community Pool
  • James E. Plew Elementary School Rated A-
  • Wine Refrigerator
  • Golf Cart Parking

About This Home

As of October 2025

2.5 % VA ASSUMPTION. only 21 years of a 25 year mortgage remaining, for those that qualify.

Immaculate and spacious, 4 bedroom, 3 full ensuite baths Florida Cottage Style home backing up to the greenbelt, w/ privacy out back! Located in the highly sought after neighborhood of DEER MOSS CREEK in Niceville, FL. Home features many upgrades, like wet bar in the great room, custom shiplap, trim work & custom shelving through out. Pocket doors, Spray Foam Insulation in the attic, for energy efficiency as well as Impact Resistant Windows & doors.Tons of new custom, cabinetry & a laundry sink in the laundry. Custom Mud space and drop zone.6 cameras in & around the home operated by Siri .Custom landscape lighting in front & wired in back yard. 2 New, double wood side gate for golf cart, jet s or small Boat or jet skiis. NEW Custom bench in Mud space and drop zone inside the garage entry way. 2 NEW 220V Outlets for Electric vehicles charging in the garage to cover charging any where in that space ( does not include the charger that plugs into it ). EPOXY flooring in the garage floors, peg board storage walls and ceiling mounted bicycle storage for up to 6 bike. Stones throw away from the community club house, pool, children's park, 1/2 basketball ct and natural walking trails.

Last Agent to Sell the Property

Valerie Waters- Auclair

Ruckel Properties Inc License #3327076 Listed on: 07/14/2025

Last Buyer's Agent

MATT GARDNER

EXP Realty LLC License #3426679

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,156

Year Built

  • Built in 2021

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 75 x 129.98 x 7 x 129.98
  • Back Yard Fenced
  • Level Lot
  • Sprinkler System
  • Property is zoned City, Resid Single Family

HOA Fees

  • $77 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Automatic Garage Door Opener
  • Golf Cart Parking

Home Design

  • Florida Architecture
  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Three Sided Brick Exterior Elevation
  • Cement Board or Planked

Interior Spaces

  • 2,579 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Shelving
  • Woodwork
  • Crown Molding
  • Ceiling Fan
  • Double Pane Windows
  • Insulated Doors
  • Entrance Foyer
  • Great Room
  • Dining Area
  • Pull Down Stairs to Attic
  • Storm Windows

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Schools

  • Plew Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Cooling System Powered By Gas
  • Central Air
  • Underground Utilities
  • Tankless Water Heater
  • Cable TV Available

Additional Features

  • Energy-Efficient Doors
  • Covered Patio or Porch

Listing and Financial Details

  • Assessor Parcel Number 11-1S-22-3000-0000-1010

Community Details

Overview

  • Association fees include accounting, land recreation, management, master
  • Deer Moss Creek Subdivision
  • The community has rules related to covenants

Amenities

  • Community Pavilion

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,156

Year Built

Built in 2021

Lot Details

0

HOA Fees

$77 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.22
  • Lot Size: 75 x 129.98 x 7 x 129.98
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: DEER MOSS CREEK
  • Directions: Traveling west on HWY 20, turn right on Rocky Bayou Dr. Proceed 1.2 mile on Rocky Bayou Dr. Continue straight to entrance Of Deer Moss Creek, Follow Deer Moss Loop around til you get to the stop sign.Then veer left House will be on the right 1160 Deer Moss Loop.
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 1
  • Year Built: 2021
  • Remarks Misc:Remarks: 2.5 % VA ASSUMPTION. only 21 years of a 25 year mortgage remaining, for those that qualify. Immaculate and spacious, 4 bedroom, 3 full ensuite baths Florida Cottage Style home backing up to the greenbelt, w/ privacy out back! Located in the highly sought after neighborhood of DEER MOSS CREEK in Niceville, FL. Home features many upgrades, like wet bar in the great room, custom shiplap, trim work & custom shelving through out. Pocket doors, Spray Foam Insulation in the attic, for energy efficiency as well as Impact Resistant Windows & doors.Tons of new custom, cabinetry & a laundry sink in the laundry. Custom Mud space and drop zone.6 cameras in & around the home operated by Siri .Custom landscape lighting in front & wired in back yard. 2 New, double wood side gate for golf cart, jet s
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Covered Porch: Yes
  • Rooms:Foyer: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Storm Windows: Yes
  • Rooms:Great Room: Yes
  • Energy:AC - Central Gas: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Stove/Oven Gas, Wine Refrigerator, Water Heater - Tnkls
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Floor Tile, Floor Vinyl, Floor WW Carpet
  • Interior Amenities: Ceiling Crwn Molding, Kitchen Island, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Woodwork Painted
  • Window Features: Double Pane Windows, Storm Windows
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Shelving: Yes
  • Interior:Wet Bar: Yes

Exterior Features

  • Fencing: Fenced Lot-Part, Fenced Privacy
  • Lot Features: Covenants, Curb & Gutter, Level, Restrictions, Sidewalk, Survey Available
  • Pool Features: Pool Type
  • Construction Type: Frame, Siding Brick Some, Siding CmntFbrHrdBrd
  • Exterior Features: Fenced Back Yard, Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Porch Open
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Fenced Lot-Part: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Porch Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Siding Brick Some: Yes
  • Lot Features:Sidewalk: Yes
  • Lot Features:Curb Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Golf Cart Open, Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Golf Cart Open: Yes

Utilities

  • Cooling: Ceiling Fans, Gas
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pavillion/Gazebo, Playground, Pool
  • Association #2 Fee: 230.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Land Recreation, Management, Master Association

Schools

  • Elementary School: Plew
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 9583.2
  • Parcel #: 11-1S-22-3000-0000-1010
  • Zoning: City, Resid Single Family

Tax Info

  • Tax Annual Amount: 7156.16
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2025
Closed on
Oct 16, 2025
Sold by
Grogan John R and Grogan Jessica Nicole
Bought by
Osterreicher Ian Robert and Osterreicher Haley Nicole
Seller's Agent
Valerie Waters- Auclair
Ruckel Properties Inc
Buyer's Agent
MATT GARDNER
EXP Realty LLC
List Price
$824,500
Sold Price
$800,000
Premium/Discount to List
-$24,500
-2.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
121.19%

Purchase Details

Listed on
Sep 27, 2021
Closed on
Nov 17, 2021
Sold by
J & V Builders Inc
Bought by
Grogan John R and Grogan Jessica Nicole
Seller's Agent
Valerie Waters- Auclair
Ruckel Properties Inc
Buyer's Agent
Mark Hiller
EXP Realty LLC
List Price
$739,900
Sold Price
$739,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.01%
Original Mortgage
$703,404
Interest Rate
2.99%
Mortgage Type
VA

Purchase Details

Closed on
Jan 30, 2020
Sold by
Ruckel Properties Inc
Bought by
J & V Builders Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,110,400 Panhandle Title
Warranty Deed $739,900 Panhandle Title Inc
Warranty Deed $99,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $703,404 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/16/2025 10/16/25 Sold $800,000 -2.4% $310 / Sq Ft
07/12/2025 07/12/25 Pending -- -- --
05/22/2025 05/22/25 Price Changed $819,500 -0.6% $318 / Sq Ft
04/10/2025 04/10/25 For Sale $824,500 +11.4% $320 / Sq Ft
11/17/2021 11/17/21 Sold $739,900 0.0% $288 / Sq Ft View Prior Sale
10/01/2021 10/01/21 Pending -- -- --
09/27/2021 09/27/21 For Sale $739,900 -- $288 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,986 $597,514 -- --
2024 $6,986 $580,674 -- --
2023 $6,986 $563,761 -- --
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 973485

Emerald Coast Association of REALTORS®

APN: 11-1S-22-3000-0000-1010