Seller's Agent in 2025
Karen Totino
Monticello
(518) 573-6846
2 in this area
63 Total Sales
1166 Spearhead Dr Schenectady, NY 12302
3
Beds
2.5
Baths
1,356
Sq Ft
$24/mo
HOA Fee
Highlights
- Full Attic
- Bathroom on Main Level
- Dining Room
- 1 Car Attached Garage
- Central Air
- Baseboard Heating
About This Home
As of September 2025Welcome to this 3 bedroom, 3 bath townhouse located in the desirable Oak Ridge Gardens Neighborhood. The main floor living features a large kitchen open to the dining and living room making it accommodating for entertaining. 3 Large bedrooms with the primary featuring a walk in closet. A newer roof and new furnace gives you peace of mind that you won't need to worry about replacing anytime soon. You can enjoy sitting on the back deck that backs to forever wild. Scotia-Glenville school district. Convenient to shopping.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,435
Year Built
- Built in 1999
Lot Details
- 4,356 Sq Ft Lot
HOA Fees
- $24 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,356 Sq Ft Home
- Family Room
- Dining Room
- Full Attic
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
Laundry
- Dryer
- Washer
Schools
- Scotia-Glenville High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Baseboard Heating
- Cable TV Available
Community Details
- Association fees include ground maintenance
Listing and Financial Details
- Assessor Parcel Number 422289 30.13-4-34
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 25, 2025
Closed on
Sep 8, 2025
Sold by
Engel Deborah and Lemonds Deborah L
Bought by
Ferdaus Khadeja and Ferdaus Sharmin
Seller's Agent
Karen Totino
Monticello
Buyer's Agent
Amy Wilson
Henley Homes, Inc
List Price
$280,000
Sold Price
$270,000
Premium/Discount to List
-$10,000
-3.57%
Views
104
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,947
Avg. Annual Appreciation
7.52%
Original Mortgage
$256,500
Outstanding Balance
$256,268
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$21,679
Purchase Details
Listed on
Jul 11, 2018
Closed on
Sep 14, 2018
Sold by
Long Rachael N and Kopec Rachael N
Bought by
Lemonds Deborah L
Seller's Agent
Tim Charonneau
Coldwell Banker Prime Properties
Buyer's Agent
Elizabeth Chinoy
WELBOURNE & PURDY REALTY INC.
List Price
$189,900
Sold Price
$177,000
Premium/Discount to List
-$12,900
-6.79%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.23%
Purchase Details
Closed on
Dec 20, 2016
Sold by
Long Rachael N and Long Andrew M
Bought by
Long Rachael N
Purchase Details
Listed on
Sep 22, 2014
Closed on
Feb 2, 2015
Sold by
Caggianelli Joseph Et Al
Bought by
Long Rachael N and Long
Seller's Agent
Sharon Way
Coldwell Banker Prime Properties
Buyer's Agent
Vinny Savini
Miranda Real Estate Group Inc
List Price
$164,900
Sold Price
$148,000
Premium/Discount to List
-$16,900
-10.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.89%
Original Mortgage
$75,000
Interest Rate
3.64%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 9, 2010
Sold by
Caggianelli Joann and Caggianelli Rose Ann
Bought by
Caggianelli Rose Ann
Purchase Details
Closed on
Mar 16, 2001
Purchase Details
Closed on
Oct 1, 1999
Sold by
Oak Ridge Gardens Development Corp
Bought by
Caggianelli Rose Ann
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $270,000 | A&G Title | |
| Warranty Deed | $177,000 | Stewart Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $148,500 | Nico Caridi | |
| Warranty Deed | $148,500 | Stewart Title Insurance Co | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Deed | $91,000 | Mark J Gaylord Esq |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $256,500 | New Conventional | |
| Previous Owner | $75,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/09/2025 09/09/25 | Sold | $270,000 | -3.6% | $199 / Sq Ft | |
| 07/06/2025 07/06/25 | Pending | -- | -- | -- | |
| 06/25/2025 06/25/25 | For Sale | $280,000 | +58.2% | $206 / Sq Ft | |
| 09/14/2018 09/14/18 | Sold | $177,000 | -6.8% | $131 / Sq Ft | View Prior Sale |
| 07/18/2018 07/18/18 | Pending | -- | -- | -- | |
| 07/11/2018 07/11/18 | For Sale | $189,900 | +28.3% | $141 / Sq Ft | |
| 02/03/2015 02/03/15 | Sold | $148,000 | -10.2% | $109 / Sq Ft | View Prior Sale |
| 12/01/2014 12/01/14 | Pending | -- | -- | -- | |
| 09/22/2014 09/22/14 | For Sale | $164,900 | -- | $122 / Sq Ft |
Source: Global MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,035 | $150,300 | $15,600 | $134,700 |
| 2023 | $60 | $150,300 | $15,600 | $134,700 |
| 2022 | $5,903 | $150,300 | $15,600 | $134,700 |
| 2021 | $5,844 | $150,300 | $15,600 | $134,700 |
| 2020 | $5,988 | $150,300 | $15,600 | $134,700 |
| 2019 | $2,332 | $150,300 | $15,600 | $134,700 |
| 2018 | $5,178 | $150,300 | $15,600 | $134,700 |
| 2017 | $4,984 | $150,300 | $15,600 | $134,700 |
| 2016 | $4,958 | $150,300 | $15,600 | $134,700 |
| 2015 | -- | $150,300 | $15,600 | $134,700 |
| 2014 | -- | $150,300 | $15,600 | $134,700 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Totino
-
Amy Wilson
A
Buyer's Agent in 2025
Amy Wilson
Henley Homes, Inc
(518) 495-5364
2 in this area
11 Total Sales
-
Tim Charonneau
T
Seller's Agent in 2018
Tim Charonneau
Coldwell Banker Prime Properties
(518) 365-3594
19 Total Sales
-
E
Buyer's Agent in 2018
Elizabeth Chinoy
WELBOURNE & PURDY REALTY INC.
-
L
Buyer's Agent in 2018
Linda Ganim
C-21 Roberts Real Estate
-
S
Seller's Agent in 2015
Sharon Way
Coldwell Banker Prime Properties
Map
Source: Global MLS
MLS Number: 202520294
APN: 030-013-0004-034-000-0000
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