Seller's Agent in 2026
Tara Diggs
Allen Tate Realtors
(704) 930-8210
76 Total Sales
117 Pratt St Belmont, NC 28012
Belmont AreaEstimated Value: $352,110
3
Beds
2
Baths
1,204
Sq Ft
$292/Sq Ft
Est. Value
Highlights
- Deck
- Traditional Architecture
- Laundry Room
- Private Lot
- Front Porch
- Tankless Water Heater
About This Home
As of April 2026Welcome to this charming 3-bedroom, 2-bath single story home that perfectly captures the relaxed, community-driven spirit of Belmont. Nestled in a prime location that balances suburban quietude with unparalleled access to nature, this residence offers an ideal sanctuary for those who value both comfort and the great outdoors.
The heart of this cozy home features a thoughtfully designed layout where comfort meets functionality. Enter into the inviting living room, creating a warm atmosphere that immediately makes you feel at ease. This space flows seamlessly into the well-appointed kitchen, which features a bright and airy eat-in breakfast area—the perfect spot for morning coffee or casual weeknight meals. This connected design makes the home a natural hub for entertaining friends or enjoying quiet, intimate evenings. The convenience of single-level living is on full display, providing easy transitions between the primary suite—complete with its own private bath—and two additional bedrooms that offer the versatility needed for a modern lifestyle, whether you require a dedicated home office, a creative studio, or guest accommodations. Beautiful, private, back deck overlooking the natural green-space with mature trees. Enjoy your morning coffee or evening cocktail in the quiet solace of nature.
What truly sets this property apart is its exceptional proximity to the natural beauty of the region. Outdoor enthusiasts will find themselves just moments away from Kevin Lofton Riverfront Park, a local gem where you can spend your weekends launching kayaks onto the Catawba River, exploring the fishing piers, or enjoying the scenic picnic areas. For those who prefer to stay on land, the home is situated near an extensive network of walking trails, offering miles of shaded paths perfect for morning runs, birdwatching, or sunset strolls.
Beyond the immediate natural amenities, you are only a short drive from the historic charm of downtown Belmont. You can spend your afternoons browsing local boutiques, enjoying a craft brew at a nearby tavern, or dining at one of the many acclaimed restaurants that have made this town a culinary destination. This home isn't just a place to live; it’s a gateway to the lifestyle you’ve been dreaming of, combining the ease of a well-maintained ranch with the vibrant energy of a riverfront community. Whether you are a first-time buyer looking to plant roots or someone seeking a low-maintenance retreat, this Belmont beauty is ready to welcome you home.
Last Agent to Sell the Property
Howard Hanna Allen Tate Charlotte South Brokerage Email: tara.diggs@allentate.com License #300856 Listed on: 03/25/2026
Co-Listed By
Howard Hanna Allen Tate Charlotte South Brokerage Email: tara.diggs@allentate.com License #273592
Home Details
Home Type
- Single Family
Year Built
- Built in 1997
Lot Details
- 5,663 Sq Ft Lot
- Private Lot
- Property is zoned R1
HOA Fees
- $16 Monthly HOA Fees
Home Design
- Traditional Architecture
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,204 Sq Ft Home
- 1-Story Property
- Insulated Windows
- Storage
- Laundry Room
- Vinyl Flooring
- Crawl Space
- Pull Down Stairs to Attic
Kitchen
- Electric Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Home Security
- Storm Doors
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Parking
- Driveway
- 2 Open Parking Spaces
Outdoor Features
- Deck
- Front Porch
Schools
- Belmont Central Elementary School
- Belmont Middle School
- South Point High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Tankless Water Heater
- Cable TV Available
Community Details
- Property Matters Association
- Adams Bluff Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 126240
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 25, 2026
Closed on
Apr 28, 2026
Sold by
Bought by
Seller's Agent
Tara Diggs
Howard Hanna Allen Tate Charlotte South
Buyer's Agent
Becca Portugal
Coldwell Banker Realty
List Price
$355,000
Sold Price
$355,000
Views
14
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,890
Avg. Annual Appreciation
-3.22%
Original Mortgage
$344,350
Outstanding Balance
$343,677
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$8,433
Purchase Details
Listed on
Jun 23, 2021
Closed on
Aug 4, 2021
Sold by
Bought by
Seller's Agent
Trey Helms
Concierge Realty, LLC
Buyer's Agent
Ann-Dorthe Havmoeller
Howard Hanna Allen Tate Charlotte South
List Price
$249,900
Sold Price
$270,000
Premium/Discount to List
$20,100
8.04%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.96%
Original Mortgage
$229,500
Interest Rate
3%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 22, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,653
Interest Rate
4.26%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 22, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,373
Interest Rate
6.08%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 29, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,900
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 31, 2001
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,199
Interest Rate
7.08%
Mortgage Type
FHA
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $355,000 | Tryon Title | ||
| $270,000 | None Available | ||
| $130,000 | Chicago Title Insurance Co | ||
| $125,000 | None Available | ||
| $117,000 | -- | ||
| $110,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $344,350 | ||
| Closed | $229,500 | ||
| Previous Owner | $132,653 | ||
| Previous Owner | $123,373 | ||
| Previous Owner | $103,700 | ||
| Previous Owner | $85,900 | ||
| Previous Owner | $109,823 | ||
| Previous Owner | $108,199 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/28/2026 04/28/26 | Sold | $355,000 | 0.0% | $295 / Sq Ft | |
| 03/25/2026 03/25/26 | For Sale | $355,000 | +31.5% | $295 / Sq Ft | |
| 08/04/2021 08/04/21 | Sold | $270,000 | +8.0% | $224 / Sq Ft | View Prior Sale |
| 06/27/2021 06/27/21 | Pending | -- | -- | -- | |
| 06/23/2021 06/23/21 | For Sale | $249,900 | -- | $208 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,129 | $296,910 | $40,000 | $256,910 |
| 2024 | $3,129 | $296,910 | $40,000 | $256,910 |
| 2023 | $3,162 | $296,910 | $40,000 | $256,910 |
| 2022 | $2,205 | $168,970 | $22,500 | $146,470 |
| 2021 | $2,273 | $168,970 | $22,500 | $146,470 |
| 2019 | $2,290 | $168,970 | $22,500 | $146,470 |
| 2018 | $1,794 | $129,563 | $18,000 | $111,563 |
| 2017 | $1,743 | $129,563 | $18,000 | $111,563 |
| 2016 | $1,743 | $129,563 | $0 | $0 |
| 2014 | $1,610 | $119,707 | $22,500 | $97,207 |
Source: Public Records
Agents Affiliated with this Home
-
Tara Diggs
-
Ann-Dorthe Havmoeller
Seller Co-Listing Agent in 2026
Ann-Dorthe Havmoeller
Allen Tate Realtors
(704) 608-7216
251 Total Sales
-
Becca Portugal
Buyer's Agent in 2026
Becca Portugal
Coldwell Banker Realty
(704) 604-8654
40 Total Sales
-
Trey Helms
Seller's Agent in 2021
Trey Helms
Concierge Realty, LLC
(704) 516-6833
9 Total Sales
Map
Source: Canopy MLS
MLS Number: 4361310
APN: 126240
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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