NOT LISTED FOR SALE

117 Shell Ct Urbanna, VA 23175

Estimated Value: $1,283,000 - $1,465,000

4 Beds
4.5 Baths
4,670 Sq Ft
$285/Sq Ft Est. Value

Last Sold January 27, 2021

Last sale price $910,000 $195 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $7,812/month

59 Days on Market

Highlights

  • Docks
  • Home fronts navigable water
  • Boat Lift
  • Beach Access
  • Boat Ramp
  • RV Garage

About This Home

As of January 2021

Private, 6+ AC w/ gorgeous water views from nearly every room; first offering custom-built coastal-style home; wraparound porch; NOT IN THE 100-YEAR FLOOD PLAIN SO NO FLOOD INSURANCE REQUIRED; Open floor plan, 2-story great room, soaring stone fireplace, 10 ft ceilings, marble 2-story foyer, screened porch, deck - perfect for entertaining large crowd. 1st floor master BR, en-suite, morning views of SUNRISE OVER THE RAPPAHANNOCK. 2nd floor has 3 BR, 2 BA, plus extra sleeping areas. Game room w/ full BA above 3-car attached garage. Detached 3-car garage w/ space for 25ft RV, attached dog kennel; Pier w/ 2 boat lifts, jet ski lift, water provided by irrigation well, electric, lights. Tidal pond w/ wildlife, native grasses & highly desirable VERY PRIVATE SANDY BEACH. Solar panels (owned, not rented), wood stove w/ ductwork to 1st floor provides monthly savings. Partial house generator. COMMUNITY WATER/SEWER, SO WELL/DRAINFIELD NOT REQUIRED. Community storage lot for RV's, trailers, boats w/ storage building. Escape city life to this beautiful, secluded retreat minutes to WATERFRONT COLONIAL PORT TOWN OF URBANNA. Easy drive from - Richmond & Williamsburg (1 hour); No VA & DC (2-3 hours)

Last Agent to Sell the Property

Betsy Stanley

Shaheen Ruth Martin & Fonville Real Estate License #0225199462 Listed on: 10/29/2020

Co-Listed By

Skipper Garrett

Shaheen Ruth Martin & Fonville Real Estate License #0225166579

Last Buyer's Agent

Zani Autry

Mason Realty, Inc. License #0225168506

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,401

Year Built

  • Built in 2001

Lot Details

  • 6.35 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • Level Lot

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 4 Car Direct Access Garage
  • Heated Garage
  • Circular Driveway
  • Off-Street Parking
  • RV Garage

Home Design

  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 4,670 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Stone Fireplace
  • Separate Formal Living Room
  • Dining Area
  • Screened Porch

Kitchen

  • Double Oven
  • Cooktop
  • Dishwasher
  • Kitchen Island
  • Laminate Countertops
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Carpet
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity
  • Garden Bath

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Beach Access
  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Balcony
  • Deck

Schools

  • Middlesex Elementary School
  • Saint Clare Walker Middle School
  • Middlesex High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Power Generator
  • Tankless Water Heater
  • Propane Water Heater

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 19-19-4

Community Details

Overview

  • Cedar Pointe Subdivision

Amenities

  • Common Area
  • Community Storage Space

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,401

Year Built

Built in 2001

Lot Details

0

HOA Fees

$58 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2001
  • Property Attached Yn: No
  • Lot Size Acres: 6.35
  • Water Body Name: Rappahannock
  • Co List Office Mls Id: cbra.144
  • Co List Office Phone: (804) 435-2673
  • Ownership: Individuals
  • Subdivision Name: Cedar Pointe
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Owner
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Ceramic Tile, Marble, Wood
  • Appliances: Cooktop, Double Oven, Dryer, Dishwasher, Disposal, Propane Water Heater, Range, Refrigerator, Trash Compactor, Tankless Water Heater, Washer
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Stone, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Balcony, Ceiling Fan(s), Cathedral Ceiling(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Garden Tub/Roman Tub, High Ceilings, Kitchen Island, Laminate Counters, Main Level Primary, Pantry, Walk-In Closet(s)
  • Living Area: 4670.0
  • Stories: 2
  • ResoLivingAreaSource: Owner

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Landscaped, Level, Waterfront
  • Pool Features: None
  • Waterfront Features: Beach Access, Dock Access, Mooring, Navigable Water, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Owner Is Listing Agent
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Boat Lift, Deck, Dock, Porch
  • Patio And Porch Features: Screened, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 4.0
  • Parking Features: Attached, Circular Driveway, Direct Access, Detached, Garage, Heated Garage, Off Street, RV Garage, Boat, RV Access/Parking

Utilities

  • Heating: Electric, Heat Pump, Wood Stove, Zoned
  • Cooling: Heat Pump, Zoned
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Common Grounds/Area, Storage Facilities
  • Association Fee: 700.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas

Schools

  • Middle Or Junior School: Saint Clare Walker

Lot Info

  • Parcel Number: 19-19-4
  • Zoning Description: R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 5401.0
  • Tax Lot: 4

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 29, 2020
Closed on
Jan 22, 2021
Sold by
Elkin John M and Elkin Jane W
Bought by
Ludeke Linda W
Seller's Agent
Betsy Stanley
Shaheen Ruth Martin & Fonville Real Estate
Buyer's Agent
Zani Autry
Mason Realty, Inc.
List Price
$995,000
Sold Price
$910,000
Premium/Discount to List
-$85,000
-8.54%
Current Estimated Value
$1,310,817

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$400,817
Avg. Annual Appreciation
7.30%
Original Mortgage
$728,000
Outstanding Balance
$661,138
Interest Rate
2.67%
Mortgage Type
New Conventional
Estimated Equity
$591,038
Source: Public Records

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ludeke Linda W $910,000 Stewart Land Title Svcs Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ludeke Linda W $728,000
Previous Owner Elkin John M $350,000
Previous Owner Elkin John M $650,000
Previous Owner Elkin John M $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/27/2021 01/27/21 Sold $910,000 -8.5% $195 / Sq Ft
12/28/2020 12/28/20 Pending -- -- --
10/29/2020 10/29/20 For Sale $995,000 -- $213 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,165 $1,010,600 $333,300 $677,300
2023 $6,165 $1,010,600 $333,300 $677,300
2022 $6,165 $1,010,600 $333,300 $677,300
2021 $5,401 $871,200 $326,300 $544,900
2020 $5,401 $871,200 $326,300 $544,900
2019 $5,401 $871,200 $326,300 $544,900
2018 $216 $871,200 $326,300 $544,900
2017 $4,879 $871,200 $326,300 $544,900
2016 $4,641 $875,700 $326,300 $549,400
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2032302

Chesapeake Bay & Rivers Association of REALTORS®

APN: 19-19-4