NOT LISTED FOR SALE

11789 Little Cove Point Rd Lusby, MD 20657

Estimated Value: $307,136 - $344,000

3 Beds
2 Baths
1,092 Sq Ft
$304/Sq Ft Est. Value

Last Sold August 30, 2024

Last sale price $335,000 $307 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,858/month

7 Days on Market

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Fishing Allowed
  • Beach
  • Canoe or Kayak Water Access
  • Open Floorplan

About This Home

As of August 2024

Nestled amongst mature trees and generously set back comfortably from the road, offering both privacy and ample space for parking, sits this charming, renovated rancher in the amenity rich community of Chesapeake Ranch Estates. The front porch (new in 2018) serves as a welcoming extension of the home, with plenty of space for outdoor furniture. Stepping inside, you’ll find laminate flooring throughout and neutral color painted walls and contrasting trim. The open living area features a wall mount for TV and there’s a separate dining area adjacent to the remodeled kitchen (2019) boasting an island with overhang for stool seating, wood cabinets, stainless appliances and countertop. A sliding glass door installed in 2018 offers an abundance of natural light and access to the backyard deck, just replaced in 2023. The owner’s suite features a remodeled full bath with tub/shower combo with custom tile work, decorative border and niche. There are two additional spacious bedrooms and remodeled hall bath with tub/shower combo and custom tile surround/border. Details of additional numerous upgrades include new roof (2018), new interior ceilings throughout (2018), replacement sliding glass doors (2018), h/w heater (2020), exterior vinyl siding (2022), and gutters (2024), LG washer and dryer (2019), and HVAC was replaced in 2010. Chesapeake Ranch Estates offers loads of amenities, including private airpark, wooded campground, athletic field, clubhouse, private beaches on the Chesapeake Bay (Driftwood Beach and Seahorse Beach), garden plots, horseshoe pits, access to Lake Lariat (fishing, swimming and sailing), walking trails, and more!

Last Agent to Sell the Property

Mary Gatton

(443) 223-9296 marcie.gatton@redfin.com Redfin Corp License #527140 Listed on: 08/02/2024

Redfin Corp

Last Buyer's Agent

Liz Hart

lizhart.realestate@gmail.com Pearson Smith Realty, LLC

Pearson Smith Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,231

Year Built

  • Built in 1987 | Remodeled in 2019

Lot Details

  • 10,012 Sq Ft Lot
  • Home fronts navigable water
  • Level Lot
  • Wooded Lot

HOA Fees

  • $48 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Frame Construction
  • Architectural Shingle Roof

Interior Spaces

  • 1,092 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Sliding Windows
  • Dining Area
  • Crawl Space
  • Storm Windows

Kitchen

  • Electric Oven or Range
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 6 Parking Spaces
  • 6 Driveway Spaces
  • Gravel Driveway
  • Dirt Driveway

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Sail
  • Swimming Allowed
  • Lake Privileges
  • Deck
  • Shed
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 193
  • Assessor Parcel Number 0501097466

Community Details

Overview

  • Association fees include common area maintenance, management, pier/dock maintenance
  • Property Owners Assoc. Chesapeake Ranch Estates HOA
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Fishing Allowed
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,231

Year Built

Built in 1987 | Remodeled in 2019

Lot Details

0

HOA Fees

$48 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1987
  • Year Renovated: 2019
  • Automatically Close On Close Date: No
  • Remarks Public: Nestled amongst mature trees and generously set back comfortably from the road, offering both privacy and ample space for parking, sits this charming, renovated rancher in the amenity rich community of Chesapeake Ranch Estates. The front porch (new in 2018) serves as a welcoming extension of the home, with plenty of space for outdoor furniture. Stepping inside, you’ll find laminate flooring throughout and neutral color painted walls and contrasting trim. The open living area features a wall mount for TV and there’s a separate dining area adjacent to the remodeled kitchen (2019) boasting an island with overhang for stool seating, wood cabinets, stainless appliances and countertop. A sliding glass door installed in 2018 offers an abundance of natural light and access to the backyard deck, just replaced in 2023. The owner’s suite features a remodeled full bath with tub/shower combo with custom tile work, decorative border and niche. There are two additional spacious bedrooms and remodeled hall bath with tub/shower combo and custom tile surround/border. Details of additional numerous upgrades include new roof (2018), new interior ceilings throughout (2018), replacement sliding glass doors (2018), h/w heater (2020), exterior vinyl siding (2022), and gutters (2024), LG washer and dryer (2019), and HVAC was replaced in 2010. Chesapeake Ranch Estates offers loads of amenities, including private airpark, wooded campground, athletic field, clubhouse, private beaches on the Chesapeake Bay (Driftwood Beach and Seahorse Beach), garden plots, horseshoe pits, access to Lake Lariat (fishing, swimming and sailing), walking trails, and more!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer
  • Flooring Type: Laminate Plank, Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s)
  • Window Features: Sliding, Storm
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Other, Crawl Space
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1092
  • Living Area Sq Ft: 1092
  • Price Per Sq Ft: 302.11
  • Above Grade Finished Sq Ft: 1092
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 11789

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Roof: Architectural Shingle
  • Water Access Features: Fishing Allowed, Canoe/Kayak, Private Access, Sail, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay/Lariet Lake
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Dirt Driveway, Gravel Driveway
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 573.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Club House, Common Grounds, Jog/Walk Path, Lake, Water/Lake Privileges, Boat Ramp
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance
  • HOA Name: PROPERTY OWNERS ASSOC. CHESAPEAKE RANCH ESTATES
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139842846
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Level, Trees/Wooded
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10011.76
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Year Assessed: 2024
  • Zoning: R
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2231.00
  • Assessor Parcel Number: 0501097466
  • Tax Lot: 193
  • Tax Total Finished Sq Ft: 1092
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 08/30/2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2024
Closed on
Aug 30, 2024
Sold by
Delair Jeffrey and Delair Samantha
Bought by
Osgood Rebecca Jane
Seller's Agent
Mary Gatton
Redfin Corp
Buyer's Agent
Liz Hart
Pearson Smith Realty, LLC
List Price
$329,900
Sold Price
$335,000
Premium/Discount to List
$5,100
1.55%
Views
32
Current Estimated Value
$332,284

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,716
Avg. Annual Appreciation
-0.71%
Original Mortgage
$342,202
Outstanding Balance
$338,576
Interest Rate
6.78%
Mortgage Type
VA
Estimated Equity
-$6,292

Purchase Details

Listed on
Feb 1, 2018
Closed on
Jun 14, 2018
Sold by
Holland Fern and Commodore Fern
Bought by
Delair Samantha and Delair Jeffrey
Seller's Agent
Judy Szynborski
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
William Burke
Burke Realty, LLC
List Price
$164,900
Sold Price
$153,500
Premium/Discount to List
-$11,400
-6.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.37%
Original Mortgage
$150,719
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 23, 2002
Sold by
Collins Janice Carolyn
Bought by
Holland Fern

Purchase Details

Closed on
May 5, 1997
Sold by
Graner James W
Bought by
Collins Janice Carolyn

Purchase Details

Closed on
Nov 30, 1995
Sold by
Secretary Of Housing
Bought by
Graner James W

Purchase Details

Closed on
May 26, 1995
Sold by
Hutto By Te J D
Bought by
Sec Hud
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Osgood Rebecca Jane $335,000 Title Forward
Osgood Rebecca Jane $335,000 Title Forward
Delair Samantha $153,500 None Available
Holland Fern $105,000 --
Collins Janice Carolyn $84,900 --
Graner James W $61,890 --
Sec Hud $94,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Osgood Rebecca Jane $342,202
Closed Osgood Rebecca Jane $342,202
Previous Owner Delair Samantha $150,719
Closed Collins Janice Carolyn --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/30/2024 08/30/24 Sold $335,000 +1.5% $307 / Sq Ft
08/02/2024 08/02/24 For Sale $329,900 +114.9% $302 / Sq Ft
06/14/2018 06/14/18 Sold $153,500 -6.9% $141 / Sq Ft View Prior Sale
04/24/2018 04/24/18 Pending -- -- --
03/30/2018 03/30/18 For Sale $164,900 0.0% $151 / Sq Ft
03/18/2018 03/18/18 Pending -- -- --
02/28/2018 02/28/18 Price Changed $164,900 -5.7% $151 / Sq Ft
02/01/2018 02/01/18 For Sale $174,900 -- $160 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $646 $206,233 $0 $0
2024 $646 $190,767 $0 $0
2023 $350 $175,300 $55,200 $120,100
2022 $615 $168,800 $0 $0
2021 $1,230 $162,300 $0 $0
2020 $595 $155,800 $55,200 $100,600
2019 $1,584 $151,000 $0 $0
2018 $1,534 $146,200 $0 $0
2017 $1,878 $141,400 $0 $0
2016 -- $141,400 $0 $0
2015 $2,155 $141,400 $0 $0
2014 $2,155 $143,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2017052

Bright MLS

APN: 01-097466