NOT LISTED FOR SALE

118 E Clover Ave Cortland, IL 60112

Estimated Value: $287,000 - $325,000

3 Beds
2.5 Baths
1,433 Sq Ft
$213/Sq Ft Est. Value

Last Sold May 28, 2021

Last sale price $217,500 $152 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $2,296/month

2 Days on Market

Highlights

  • Recreation Room
  • Home Office
  • Porch
  • Wood Flooring
  • Fenced Yard
  • 2 Car Attached Garage

About This Home

As of May 2021

HELLO GORGEOUS!! Shows LIKE A MODEL! Enjoy: GRANITE kitchen with STAINLESS APPLIANCES, newer MANUFACTURED HARDWOOD flooring throughout main floor, FRESH PAINT, MASTER BEDROOM with HUGE WALK-IN closet and PRIVATE BATH, 2 laundry hookups (main level & basement), FULL BASEMENT with partially finished OFFICE and passive radon system already in place. Outside you'll love: PRETTY FRONT PORCH, large concrete PATIO & FULLY FENCED yard. QUICK CLOSE possible to help WELCOME you HOME!

Last Agent to Sell the Property

Ann Moehring

eXp Realty - Yorkville License #475160619 Listed on: 04/27/2021

eXp Realty - Yorkville

Last Buyer's Agent

D-Anna Hayes

Keller Williams Premiere Properties License #475180248

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,244

Year Built

  • Built in 2004

Lot Details

  • Fenced Yard
  • Paved or Partially Paved Lot

HOA Fees

  • $18 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Vinyl Siding
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,433 Sq Ft Home
  • 2-Story Property
  • Home Office
  • Recreation Room
  • Storage Room
  • Laundry in multiple locations
  • Wood Flooring
  • Carbon Monoxide Detectors
  • Breakfast Bar

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Garden Bath

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Manager Association, Phone Number (815) 787-7368
  • Neucort Lakes Subdivision
  • Property managed by Townsend Management

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,244

Year Built

Built in 2004

Lot Details

0

HOA Fees

$18 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Neucort Lakes
  • Year Built: 2004
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Hardwood Floors, 1st Floor Laundry, Walk-In Closet(s)
  • LivingArea: 1433
  • Other Equipment: CO Detectors, Sump Pump, Radon Mitigation System
  • Room Type: Eating Area, Office, Recreation Room, Storage
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: Garden Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Square Footage Comments: Square footage does NOT include the full basement
  • Total Sq Ft: 0

Exterior Features

  • DirectionFaces: North
  • ExteriorFeatures: Patio, Porch
  • Foundation Details: Concrete Perimeter
  • Lot Features: Fenced Yard
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Driveway
  • ParkingTotal: 2
  • Number of Cars: 4
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit, Multiple Locations
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 55
  • Association Fee Frequency: Quarterly
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Townsend Management
  • Management Contact Name: Manager
  • Management Phone: 815-787-7368X000

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 6970
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6244.46
  • Tax Year: 2019
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 27, 2021
Closed on
May 28, 2021
Sold by
Fitzpatrick Jacob A
Bought by
Janusz Kristen
Seller's Agent
Ann Moehring
eXp Realty - Yorkville
Buyer's Agent
D-Anna Hayes
Keller Williams Premiere Properties
List Price
$215,000
Sold Price
$217,500
Premium/Discount to List
$2,500
1.16%
Current Estimated Value
$305,479

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$87,979
Avg. Annual Appreciation
7.58%
Original Mortgage
$168,000
Outstanding Balance
$152,620
Interest Rate
3.12%
Mortgage Type
New Conventional
Estimated Equity
$152,859

Purchase Details

Listed on
Sep 18, 2013
Closed on
Jan 16, 2014
Sold by
Beg Noman
Bought by
Fitzpatrick Jacob A
Seller's Agent
Christian Chase
Chase Real Estate LLC
Buyer's Agent
Kelly Michelson
Baird & Warner
List Price
$139,990
Sold Price
$130,000
Premium/Discount to List
-$9,990
-7.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.25%
Original Mortgage
$132,653
Interest Rate
4.62%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 27, 2013
Closed on
Jul 8, 2013
Sold by
Hud
Bought by
Beg Noman
Seller's Agent
John Wright
Keller Williams Premiere Properties
Buyer's Agent
Christian Chase
Chase Real Estate LLC
List Price
$100,000
Sold Price
$94,000
Premium/Discount to List
-$6,000
-6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
84.37%

Purchase Details

Closed on
Oct 1, 2012
Sold by
Dekalb County Sheriff
Bought by
Hud

Purchase Details

Closed on
Jun 20, 2008
Sold by
Lacroix Peter A
Bought by
Jackson Richard T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,770
Interest Rate
6.05%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 19, 2008
Sold by
Lacroix Peter A
Bought by
Lacroix Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,770
Interest Rate
6.05%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 24, 2007
Sold by
Lacroix Peter A
Bought by
Peter A Lacroix
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Janusz Kristen $217,500 Chicago Title Insurance Co
Fitzpatrick Jacob A $130,000 --
Beg Noman -- --
Hud -- --
Jackson Richard T $172,000 --
Lacroix Trust -- --
Peter A Lacroix -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Janusz Kristen $168,000
Previous Owner Fitzpatrick Jacob A $132,653
Previous Owner Jackson Richard T $119,770
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/28/2021 05/28/21 Sold $217,500 +1.2% $152 / Sq Ft
04/29/2021 04/29/21 Pending -- -- --
04/27/2021 04/27/21 For Sale $215,000 +65.4% $150 / Sq Ft
01/21/2014 01/21/14 Sold $130,000 -7.1% $91 / Sq Ft View Prior Sale
12/30/2013 12/30/13 Pending -- -- --
12/03/2013 12/03/13 For Sale $139,990 0.0% $98 / Sq Ft
11/21/2013 11/21/13 Pending -- -- --
11/13/2013 11/13/13 Price Changed $139,990 -3.4% $98 / Sq Ft
10/15/2013 10/15/13 Price Changed $144,990 -3.3% $101 / Sq Ft
09/18/2013 09/18/13 For Sale $149,900 +59.5% $105 / Sq Ft
07/10/2013 07/10/13 Sold $94,000 -6.0% $66 / Sq Ft View Prior Sale
03/11/2013 03/11/13 Pending -- -- --
02/27/2013 02/27/13 For Sale $100,000 -- $70 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,349 $81,021 $13,326 $67,695
2023 $9,105 $75,798 $12,467 $63,331
2022 $9,105 $72,340 $11,898 $60,442
2021 $6,653 $51,384 $11,328 $40,056
2020 $6,579 $49,781 $10,975 $38,806
2019 $6,244 $46,717 $10,514 $36,203
2018 $4,370 $44,181 $9,943 $34,238
2017 $6,009 $42,061 $9,466 $32,595
2016 $5,932 $40,126 $8,897 $31,229
2015 -- $37,681 $8,355 $29,326
2014 -- $32,271 $8,041 $24,230
2013 -- $43,022 $8,333 $34,689
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD11057555

Midwest Real Estate Data (MRED)

APN: 09-20-256-015