$80,000
COMING SOON SEP 16, 2025

118 Independence St Cumberland, MD 21502

Estimated payment $485/month

Total Views 193
3 Beds
1.5 Baths
1,260 Sq Ft
1,059 Sq Ft Lot

Highlights

  • City View
  • Federal Architecture
  • Ceiling Fan
  • Cash Valley Elementary School Rated 9+
  • No HOA
  • Electric Baseboard Heater

About This Home

Welcome to this charming end-unit 3-bedroom row home located in the heart of Cumberland—one of Maryland’s most up-and-coming cities! Whether you're a first-time homebuyer or an investor seeking a strong addition to your portfolio, this move-in-ready property offers both comfort and opportunity. Step inside to discover a beautifully updated kitchen, upgraded flooring throughout, and three spacious bedrooms, perfect for flexible living. The low-maintenance brick exterior adds classic curb appeal, while the large fenced-in backyard provides ample space for outdoor entertaining, pets, or gardening. Conveniently located near downtown, parks, and major commuter routes, this home combines charm, value, and potential—all in one of Western Maryland's most exciting growth areas. Don’t miss out!

Listing Agent

Tyler Charles

Long & Foster Real Estate, Inc. Listed on: 08/07/2025

Long & Foster Real Estate, Inc.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $568

Year Built

  • Built in 1890

Lot Details

  • 1,059 Sq Ft Lot

Parking

  • On-Street Parking

Home Design

  • Federal Architecture
  • Brick Exterior Construction
  • Stone Foundation
  • Plaster Walls

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • City Views
  • Stove
  • Basement

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Utilities

  • Electric Baseboard Heater
  • Electric Water Heater

Listing and Financial Details

  • Coming Soon on 9/16/25
  • Assessor Parcel Number 0105027586

Community Details

Overview

  • No Home Owners Association
  • North Cumberland Subdivision

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$568

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Federal
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 9/16/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1890
  • Remarks Public: Welcome to this charming end-unit 3-bedroom row home located in the heart of Cumberland—one of Maryland’s most up-and-coming cities! Whether you're a first-time homebuyer or an investor seeking a strong addition to your portfolio, this move-in-ready property offers both comfort and opportunity. Step inside to discover a beautifully updated kitchen, upgraded flooring throughout, and three spacious bedrooms, perfect for flexible living. The low-maintenance brick exterior adds classic curb appeal, while the large fenced-in backyard provides ample space for outdoor entertaining, pets, or gardening. Conveniently located near downtown, parks, and major commuter routes, this home combines charm, value, and potential—all in one of Western Maryland's most exciting growth areas. Don’t miss out!
  • Special Features: ComingSoon
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Refrigerator, Stove, Washer/Dryer Hookups Only
  • Flooring Type: Laminated, Carpet, Vinyl
  • Fireplace: No
  • Wall Ceiling Types: Plaster Walls
  • Foundation Details: Stone
  • Levels Count: 2
  • Basement: Yes
  • Laundry Type: Main Floor
  • Total Sq Ft: 1890
  • Living Area Sq Ft: 1260
  • Price Per Sq Ft: 63.49
  • Above Grade Finished Sq Ft: 1260
  • Below Grade Sq Ft: 630
  • Total Below Grade Sq Ft: 630
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 118

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • View: City, Street
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.02
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1059.00
  • Year Assessed: 2025
  • Zoning: RE
  • In City Limits: Yes

Rental Info

  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 568.00
  • Assessor Parcel Number: 0105027586
  • Tax Total Finished Sq Ft: 1260
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $267 $37,733 $0 $0
2024 $267 $28,467 $0 $0
2023 $179 $19,200 $1,500 $17,700
2022 $174 $18,767 $0 $0
2021 $171 $18,333 $0 $0
2020 $166 $17,900 $1,500 $16,400
2019 $167 $17,900 $1,500 $16,400
2018 $169 $17,900 $1,500 $16,400
2017 $195 $20,600 $0 $0
2016 $197 $20,600 $0 $0
2015 $236 $24,900 $0 $0
2014 $236 $24,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2024 06/10/24 Sold $60,000 -14.2% $48 / Sq Ft
01/08/2024 01/08/24 For Sale $69,900 0.0% $55 / Sq Ft
11/13/2023 11/13/23 Pending -- -- --
11/13/2023 11/13/23 For Sale $69,900 +366.0% $55 / Sq Ft
07/23/2021 07/23/21 Sold $15,000 -25.0% $12 / Sq Ft
04/20/2021 04/20/21 Pending -- -- --
04/08/2021 04/08/21 For Sale $20,000 -- $16 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $120,000 Friends Title & Escrow Co
Deed $30,000 None Available
Interfamily Deed Transfer -- Attorney
Deed $12,250 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $96,000 New Conventional
Source: Public Records

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Source: Bright MLS

MLS Number: MDAL2012532

Bright MLS

APN: 05-027586