118 Independence St Cumberland, MD 21502
Estimated payment $411/month
Highlights
- City View
- Federal Architecture
- Ceiling Fan
- Cash Valley Elementary School Rated 9+
- No HOA
- Electric Baseboard Heater
About This Home
Welcome to this charming end-unit 3-bedroom row home located in the heart of Cumberland—one of Maryland’s most up-and-coming cities! Whether you're a first-time homebuyer or an investor seeking a strong addition to your portfolio, this move-in-ready property offers both comfort and opportunity. Step inside to discover a beautifully updated kitchen, upgraded flooring throughout, and three spacious bedrooms, perfect for flexible living. The low-maintenance brick exterior adds classic curb appeal, while the large fenced-in backyard provides ample space for outdoor entertaining, pets, or gardening. Conveniently located near downtown, parks, and major commuter routes, this home combines charm, value, and potential—all in one of Western Maryland's most exciting growth areas. Don’t miss out!
Listing Agent
(301) 514-7411 tylercharleshomes@gmail.com Long & Foster Real Estate, Inc. Listed on: 08/23/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $568
Year Built
- Built in 1890
Lot Details
- 1,059 Sq Ft Lot
Parking
- On-Street Parking
Home Design
- Federal Architecture
- Brick Exterior Construction
- Stone Foundation
- Plaster Walls
Interior Spaces
- Property has 2 Levels
- Ceiling Fan
- City Views
- Stove
- Basement
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry on main level
- Washer and Dryer Hookup
Utilities
- Electric Baseboard Heater
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 0105027586
Community Details
Overview
- No Home Owners Association
- North Cumberland Subdivision
Pet Policy
- Dogs and Cats Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $346 | $37,733 | $0 | $0 |
| 2024 | $267 | $28,467 | $0 | $0 |
| 2023 | $179 | $19,200 | $1,500 | $17,700 |
| 2022 | $174 | $18,767 | $0 | $0 |
| 2021 | $171 | $18,333 | $0 | $0 |
| 2020 | $166 | $17,900 | $1,500 | $16,400 |
| 2019 | $167 | $17,900 | $1,500 | $16,400 |
| 2018 | $169 | $17,900 | $1,500 | $16,400 |
| 2017 | $195 | $20,600 | $0 | $0 |
| 2016 | $197 | $20,600 | $0 | $0 |
| 2015 | $236 | $24,900 | $0 | $0 |
| 2014 | $236 | $24,500 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/15/2025 12/15/25 | Price Changed | $69,500 | -7.2% | $55 / Sq Ft | |
| 10/15/2025 10/15/25 | Price Changed | $74,900 | -6.4% | $59 / Sq Ft | |
| 09/12/2025 09/12/25 | For Sale | $80,000 | 0.0% | $63 / Sq Ft | |
| 08/31/2025 08/31/25 | Pending | -- | -- | -- | |
| 08/23/2025 08/23/25 | For Sale | $80,000 | +33.3% | $63 / Sq Ft | |
| 06/10/2024 06/10/24 | Sold | $60,000 | -14.2% | $48 / Sq Ft | View Prior Sale |
| 01/08/2024 01/08/24 | For Sale | $69,900 | 0.0% | $55 / Sq Ft | |
| 11/13/2023 11/13/23 | Pending | -- | -- | -- | |
| 11/13/2023 11/13/23 | For Sale | $69,900 | +366.0% | $55 / Sq Ft | |
| 07/23/2021 07/23/21 | Sold | $15,000 | -25.0% | $12 / Sq Ft | View Prior Sale |
| 04/20/2021 04/20/21 | Pending | -- | -- | -- | |
| 04/08/2021 04/08/21 | For Sale | $20,000 | -- | $16 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $120,000 | Friends Title & Escrow Co | |
| Deed | $30,000 | None Available | |
| Interfamily Deed Transfer | -- | Attorney | |
| Deed | $12,250 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $96,000 | New Conventional |
Source: Bright MLS
MLS Number: MDAL2012532
APN: 05-027586
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