$529,000
$50K PRICE DROP

118 N 38th St Unit 14 Mexico Beach, FL 32456

Estimated payment $4,268/month

Total Views 23,821
2 Beds
2 Baths
1,083 Sq Ft
$488 Price per Sq Ft

Highlights

  • Beach
  • Resort Property
  • Newly Painted Property
  • Property fronts gulf or ocean
  • Open Floorplan
  • Florida Architecture

About This Home

BEACHFRONT 2BR/2BA condo with beautiful views of the beach, sunset and Gulf of America from your top floor balcony! This unit has been completely renovated inside and out with all new features such as: Luxury vinyl plank flooring, stainless steel appliances, granite counter tops, HVAC, hot water heater and all new furnishings! Excellent vacation rental history. Surfside is conveniently located within walking distance of restaurants, shops, marina, pier road and canal parkway. The HOA fees pay for water, sewer, garbage, insurance on the building, cable TV, pest control, maintenance of the exterior of the building and pool. Call today for more details for showings!

Listing Agent

Ryan Harmon

Mexico Beach Harmon Realty Inc Brokerage Phone: 8506485767 License #3099129 Listed on: 03/10/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,718

Year Built

  • Built in 2006

HOA Fees

  • $901 Monthly HOA Fees

Home Design

  • Florida Architecture
  • Newly Painted Property
  • Metal Roof
  • Piling Construction
  • HardiePlank Type

Interior Spaces

  • 1,083 Sq Ft Home
  • Open Floorplan
  • Furnished
  • Carpet
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Parking

  • 2 Parking Spaces
  • Tuck Under Parking

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Internet Available
  • Cable TV Available

Additional Features

  • Balcony
  • Property fronts gulf or ocean

Listing and Financial Details

  • Assessor Parcel Number 04610525014

Community Details

Overview

  • Association fees include accounting, cable TV, insurance, maintenance structure, ground maintenance, pest control, recreational facilities, sewer, trash, water
  • Resort Property
  • Surfside Of Mexico Beach Subdivision

Recreation

  • Beach
  • Community Pool

Pet Policy

  • Pets Allowed

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Additional Features

  • Elevator
  • Gross Income $55,547

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,718

Year Built

Built in 2006

Lot Details

0

HOA Fees

$901 per month

Listing Details

  • Attribution Contact: 8506485767
  • Directions: From Hwy. 98 in Mexico Beach turn south on 38th St. Surfside will be at the end of the street on the right.
  • Prop. Type: Residential
  • Property Sub Type: Condominium
  • Lot Size: 0
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Surfside Of Mexico Beach
  • Architectural Style: Florida
  • Carport Y N: No
  • Garage Yn: No
  • Property Attached Yn: Yes
  • Structure Type: Condo
  • Year Built: 2006
  • NAV22_ResortRentalYN: Yes
  • NAV22_BuildersWarrantyYN: No
  • NAV22_PoolType: Community
  • Special Features: None

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Disposal, Microwave, Refrigerator w/Ice Maker, Electric Oven, Electric Water Heater
  • Furnished: Furnished
  • Interior Amenities: Open Floorplan, Breakfast Bar, Newly Painted
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Carpet, Luxury Vinyl
  • Living Area: 1083

Exterior Features

  • Lot Features: Aerials/Topo Available, Within 1/2 Mile of Water
  • Roof: Metal
  • Pool Features: None
  • Pool Private: No
  • View: Water, Gulf
  • View: Yes
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Foundation Details: Pilings
  • Patio And Porch Features: Balcony
  • Property Condition: Construction Complete

Garage/Parking

  • Attached Garage: No
  • Parking Features: Under House With Pad
  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Electric
  • Heating: Central Electric
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Internet Available, Sewer Connected, Water Connected, City Trash
  • Laundry Features: Washer/Dryer Hookup
  • Security: Fire Alarm/Sprinkler System
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 2704
  • Community Features: Beach Community, Elevators, Pool
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Accounting, Cable TV, Insurance, Maintenance Structure, Maintenance Grounds, Pest Control, Recreational Facilities, Sewer, Trash, Water

Lot Info

  • Additional Parcels: No
  • Parcel #: 04610525014
  • Zoning Description: Residential Multi-Family

Rental Info

  • Lease Term: Short Term Lease

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 6718

Multi Family

  • Annual Gross Income: 55547

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,935 $380,816 -- --
2023 $5,935 $346,196 $0 $346,196
2022 $4,358 $219,725 $0 $0
2021 $1,399 $79,900 $0 $79,900
2020 $1,489 $79,900 $0 $79,900
2019 $1,487 $79,900 $0 $79,900
2018 $3,576 $199,750 $0 $0
2017 $3,155 $184,652 $0 $0
2016 $2,777 $167,865 $0 $0
2015 $2,699 $161,415 $0 $0
2014 $2,713 $161,415 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Price Changed $529,000 -1.9% $488 / Sq Ft
07/08/2025 07/08/25 Price Changed $539,000 -3.6% $498 / Sq Ft
04/28/2025 04/28/25 Price Changed $559,000 -3.5% $516 / Sq Ft
03/10/2025 03/10/25 For Sale $579,000 +31.6% $535 / Sq Ft
03/18/2022 03/18/22 Sold $440,000 -2.0% $493 / Sq Ft
01/21/2022 01/21/22 Pending -- -- --
07/26/2021 07/26/21 For Sale $449,000 -- $503 / Sq Ft
Source: Forgotten Coast REALTOR® Association

Purchase History

Date Type Sale Price Title Company
Warranty Deed $440,000 None Listed On Document
Warranty Deed $189,900 Attorney
Warranty Deed $529,600 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $330,000 New Conventional
Previous Owner $118,400 Unknown
Previous Owner $417,000 Fannie Mae Freddie Mac
Source: Public Records

About the Listing Agent

Ryan Harmon

Mexico Beach Harmon Realty Inc

(855) 772-3857

Section Image

My knowledge of the area as a lifetime resident and expertise in Mexico Beach, Beacon Hill, St. Joe Beach, Windmark Beach, Port St. Joe, and Cape San Blas real estate is the best of what you would come to expect from a local Realtor. Over the years, I have seen and worked in-depth with many facets of the real estate industry, such as home building, land development, investment coordinating, and property management. I have over 20 years of experience as a local Realtor. I am a multi-million

Ryan's Other Listings

  • 121 S 40th St, Mexico Beach, FL 32456

    $3,499,000

    • 7 Beds
    • 7 Baths
    • 3,269 Sq Ft
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    GULF FRONT custom built 7BR/7BA private home with a private heated POOL – all overlooking the beach. Enjoy incredible views of the Gulf of America from every room or any one of your three covered balconies. The property is 1 block off the highway at the end of a quiet street with 100FT of beach frontage and a private boardwalk to the beach. This home creates the perfect family atmosphere with a

    Ryan Harmon Mexico Beach Harmon Realty Inc

    Section Image
  • 118 S 42nd St, Mexico Beach, FL 32456

    $479,000

    • Land
    • 0.15 Acre
    • $3,193,333 per Acre
    • 118 S 42nd St
    • Mexico Beach, FL

    "GULF VIEW BEACHSIDE LOT" only steps to the beautiful white sandy beaches. This lot offers the perfect location for a single-family home that would be an excellent income producing vacation rental. Engineered building plans for a 4,000+SF private home with a pool is included. The water and sewer taps are paid. This lot is landward of the Coast Construction Control Line so no DEP permitting will

    Ryan Harmon Mexico Beach Harmon Realty Inc

    Section Image
  • 110 Saint Charles St, Mexico Beach, FL 32456

    $124,900

    • Land
    • 0.17 Acre
    • $734,706 per Acre
    • 110 Saint Charles St
    • Mexico Beach, FL

    Cleared and ready to build 75x100 vacant lot in Casuna Subdivision. The property is within minutes of the beach access located at the end of 15th St., community POOL, city parks, restaurants and shops. Golf carts are allowed on all city streets in Mexico Beach. No buildout times. HOA fee is only $900.00 annually. Call your Realtor today!

    Ryan Harmon Mexico Beach Harmon Realty Inc

    Section Image
  • 1405 Highway 98, Mexico Beach, FL 32456

    $1,030,000 Sold Mar 21, 2025

    • Land
    • 5,357 Sq Ft Lot
    • 1405 Highway 98
    • Mexico Beach, FL

    GULF FRONT vacant lot with 67' feet on the beach. This property is perfect for a custom-built 7+ bedroom house with a pool and would be an excellent income producing vacation rental projected at $300K GRI annually. The zoning would allow for a single-family home, duplex or townhouses. The property is conveniently located within walking distance of restaurants, shops, and city parks. The water

    Ryan Harmon Mexico Beach Harmon Realty Inc

  • 3316 Garrison Ave, Port St. Joe, FL 32456

    $55,000 Sold Jul 31, 2025

    • Land
    • 8,999 Sq Ft Lot
    • 3316 Garrison Ave
    • Port St. Joe, FL

    Cleared and ready to build vacant lot located within minutes of downtown Port St. Joe restaurants, shops, city parks, marina, boat ramp and St. Joseph Bay. No HOA or fees. Desirable X flood zone. Golf cart community. Call your Realtor today!

    Ryan Harmon Mexico Beach Harmon Realty Inc

Source: Forgotten Coast REALTOR® Association

MLS Number: 321221

Forgotten Coast REALTOR® Association

APN: 04610-525-014