118 N Gifford St Elgin, IL 60120
Gifford Park Neighborhood
4
Beds
2
Baths
1,702
Sq Ft
8,276
Sq Ft Lot
Highlights
- American Four Square Architecture
- Detached Garage
- Baseboard Heating
- Bonus Room
- Entrance Foyer
About This Home
As of July 2014HURRY! COMPLETELY REDONE! BIG CVRD FRNT PORCH! WOOD LAM ENTRY! SPAC LR W/LRG WNDWS! ALL NEW KTCHN W/STAGGERED MAPLE CABS, GRANITE C-TOPS, WOOD LAM FLR & SS APPLS! NEW BTHRMS! GRACIOUS SZ BDRMS! 4TH BDRM IS ENTIRE 3RD FLR! NEW WNDWS, SIDING, ROOF, TRIM, DRS & CRPT! CLOSEST THING 2 BEING A NEW HOME!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,305
Year Built
- 1920
Parking
- Detached Garage
- Garage Door Opener
- Parking Included in Price
- Garage Is Owned
Home Design
- American Four Square Architecture
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Entrance Foyer
- Bonus Room
- Laminate Flooring
Kitchen
- Oven or Range
- Dishwasher
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Baseboard Heating
Listing and Financial Details
- Homeowner Tax Exemptions
- $3,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2014
Closed on
Jul 31, 2014
Sold by
Rogeris Holdings Inc
Bought by
Vasquez Hilda and Perez Omar
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
Jorge Caal
Direct Realty, LLC
List Price
$164,900
Sold Price
$157,000
Premium/Discount to List
-$7,900
-4.79%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$160,272
Avg. Annual Appreciation
6.79%
Original Mortgage
$154,156
Outstanding Balance
$118,494
Interest Rate
4.25%
Mortgage Type
FHA
Estimated Equity
$206,038
Purchase Details
Listed on
Dec 3, 2013
Closed on
Jan 27, 2014
Sold by
Bayview Loan Servicing Llc
Bought by
Rogeris Holdings Inc
Seller's Agent
Mary Roberts
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Bob Wisdom
RE/MAX Horizon
List Price
$89,900
Sold Price
$59,000
Premium/Discount to List
-$30,900
-34.37%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
608.10%
Purchase Details
Closed on
Aug 9, 2013
Sold by
Villagomez Alvaro and Villagomez Marganta
Bought by
Bayview Loan Servicing Llc
Purchase Details
Closed on
Apr 14, 2005
Sold by
Garcia Juan C
Bought by
Villagomez Alvaro
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,920
Interest Rate
6.65%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Apr 29, 2004
Sold by
American Enterprise Bank
Bought by
Garcia Juan C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,800
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 9, 2004
Sold by
The Northern Trust Co
Bought by
American Enterprise Bank and Trust #4002
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,800
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 12, 2003
Sold by
Alonzo Gloria M
Bought by
Northern Trust Bank and Trust #10068
Purchase Details
Closed on
Jul 31, 2000
Sold by
Alonzo Carlos A and Alonzo Gloria M
Bought by
Alonzo Gloria M
Purchase Details
Closed on
May 3, 2000
Sold by
Munoz Jose L and Alonzo Carlos A
Bought by
Alonzo Carlos A and Alonzo Gloria M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,000
Interest Rate
10.75%
Mortgage Type
Unknown
Purchase Details
Closed on
May 30, 1997
Sold by
Egler Walter V
Bought by
Munoz Jose L and Alonzo Carlos A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,925
Interest Rate
8.13%
Mortgage Type
FHA
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $157,000 | Chicago Title Insurance Co | |
| Special Warranty Deed | $59,000 | Chicago Title Insurance Co | |
| Sheriffs Deed | $40,000 | None Available | |
| Warranty Deed | $210,000 | Multiple | |
| Deed | $146,000 | -- | |
| Deed | -- | -- | |
| Sheriffs Deed | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $125,000 | Attorneys National Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $154,156 | FHA | |
| Previous Owner | $188,800 | Negative Amortization | |
| Previous Owner | $22,200 | Credit Line Revolving | |
| Previous Owner | $167,920 | Fannie Mae Freddie Mac | |
| Previous Owner | $116,800 | Purchase Money Mortgage | |
| Previous Owner | $158,000 | Unknown | |
| Previous Owner | $123,925 | FHA | |
| Closed | $41,980 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2014 07/31/14 | Sold | $157,000 | -1.8% | $92 / Sq Ft |
| 06/05/2014 06/05/14 | Pending | -- | -- | -- |
| 06/01/2014 06/01/14 | Price Changed | $159,900 | -3.0% | $94 / Sq Ft |
| 05/16/2014 05/16/14 | For Sale | $164,900 | +179.5% | $97 / Sq Ft |
| 01/30/2014 01/30/14 | Sold | $59,000 | -25.3% | $31 / Sq Ft |
| 01/20/2014 01/20/14 | Pending | -- | -- | -- |
| 12/05/2013 12/05/13 | Price Changed | $79,000 | -12.1% | $42 / Sq Ft |
| 12/03/2013 12/03/13 | For Sale | $89,900 | -- | $47 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,305 | $86,789 | $14,877 | $71,912 |
| 2023 | $6,002 | $78,407 | $13,440 | $64,967 |
| 2022 | $5,679 | $71,494 | $12,255 | $59,239 |
| 2021 | $5,428 | $66,842 | $11,458 | $55,384 |
| 2020 | $5,043 | $61,293 | $10,938 | $50,355 |
| 2019 | $4,893 | $58,385 | $10,419 | $47,966 |
| 2018 | $3,877 | $45,219 | $9,815 | $35,404 |
| 2017 | $3,780 | $42,748 | $9,279 | $33,469 |
| 2016 | $3,590 | $39,658 | $8,608 | $31,050 |
| 2015 | -- | $36,350 | $7,890 | $28,460 |
| 2014 | -- | $35,902 | $7,793 | $28,109 |
| 2013 | -- | $41,940 | $7,999 | $33,941 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2014
Bob Wisdom
RE/MAX
(847) 695-8348
4 in this area
676 Total Sales
-
M
Seller's Agent in 2014
Mary Roberts
Berkshire Hathaway HomeServices Starck Real Estate
-
J
Buyer's Agent in 2014
Jorge Caal
Direct Realty, LLC
(773) 505-3939
5 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08617136
APN: 06-13-179-014
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