$199,900

118 Oak St Cumberland, MD 21502

Estimated payment $1,201/month

Total Views 17,874
2 Beds
1.5 Baths
1,377 Sq Ft
$145 Price per Sq Ft

Highlights

  • Traditional Architecture
  • Mud Room
  • 3 Car Detached Garage
  • Wood Flooring
  • No HOA
  • Parking Storage or Cabinetry

About This Home

This beautiful 2-story house was fully renovated and is move in ready. The first floor of this home includes a living room, dining room, kitchen, full bath with tub and mudroom with washer and dryer hook-ups. The upstairs has two bedrooms, a half bath, a common area, and a stairway to the attic. There are beautiful hardwood floors and full-size windows. Kitchen includes a refrigerator, range, over the range microwave and dishwasher. Appliances are black and stainless steel. The wiring, plumbing and windows were all updated during renovations. In 2019, the roof was replaced and a new HVAC system was installed in 2018. The home is heated by a high efficiency heat pump forced air furnace. This home also includes a front porch, fenced in backyard, detached 3 car garage with upper storage area and private off-street parking. The rear alley dead ends at this property.

Home is minutes from Downtown Cumberland, Allegany College of Maryland, UPMC Western Maryland Hospital, recreational parks and trails, and access to Interstate 68. It is also a short drive to Frostburg State University and Northrup Grumman in Rocket Center, WV.

Complete List of Renovations/Updates:

2025 - New Exterior Light Fixtures

2024 - New Roof on Detached 3 Car Garage, New Window in Detached Garage, New Gutters & Downspouts on House & Detached Garage, New Flooring on Front Porch, Windows Wrapped in Aluminum, New Refrigerator, New Stove

New Over the Range Microwave, New Roof on House (2019), New Heat Pump Forced Air HVAC System (2018), New Wiring in Garage, New Plumbing throughout House, New Wiring throughout House, New Insulation in House, New Bathrooms Installed, New Kitchen Installed, New Windows (Double Hung, Double Pane, Low E/Argon Vinyl) & Exterior Doors Installed, Hardwood Floors Refinished, New Hot Water Heater Installed, New Garage Doors on Detached Garage

Listing Agent

Diana Iman

Better Homes & Gardens Real Estate Old Line Group Listed on: 08/04/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,440

Year Built

  • Built in 1900

Lot Details

  • 4,800 Sq Ft Lot

Parking

  • 3 Car Detached Garage
  • Parking Storage or Cabinetry
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Block Foundation
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Mud Room
  • Wood Flooring
  • Basement
  • Exterior Basement Entry

Bedrooms and Bathrooms

  • 2 Bedrooms

Utilities

  • Central Air
  • Heat Pump System
  • Back Up Electric Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0104014332

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,440

Year Built

Built in 1900

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1900
  • Remarks Public: This beautiful 2-story house was fully renovated and is move in ready. The first floor of this home includes a living room, dining room, kitchen, full bath with tub and mudroom with washer and dryer hook-ups. The upstairs has two bedrooms, a half bath, a common area, and a stairway to the attic. There are beautiful hardwood floors and full-size windows. Kitchen includes a refrigerator, range, over the range microwave and dishwasher. Appliances are black and stainless steel. The wiring, plumbing and windows were all updated during renovations. In 2019, the roof was replaced and a new HVAC system was installed in 2018. The home is heated by a high efficiency heat pump forced air furnace. This home also includes a front porch, fenced in backyard, detached 3 car garage with upper storage area and private off-street parking. The rear alley dead ends at this property. Home is minutes from Downtown Cumberland, Allegany College of Maryland, UPMC Western Maryland Hospital, recreational parks and trails, and access to Interstate 68. It is also a short drive to Frostburg State University and Northrup Grumman in Rocket Center, WV. Complete List of Renovations/Updates: 2025 - New Exterior Light Fixtures 2024 - New Roof on Detached 3 Car Garage, New Window in Detached Garage, New Gutters & Downspouts on House & Detached Garage, New Flooring on Front Porch, Windows Wrapped in Aluminum, New Refrigerator, New Stove New Over the Range Microwave, New Roof on House (2019), New Heat Pump Forced Air HVAC System (2018), New Wiring in Garage, New Plumbing throughout House, New Wiring throughout House, New Insulation in House, New Bathrooms Installed, New Kitchen Installed, New Windows (Double Hung, Double Pane, Low E/Argon Vinyl) & Exterior Doors Installed, Hardwood Floors Refinished, New Hot Water Heater Installed, New Garage Doors on Detached Garage
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Hardwood
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Outside Entrance, Poured Concrete
  • Total Sq Ft: 1890
  • Living Area Sq Ft: 1377
  • Price Per Sq Ft: 145.17
  • Above Grade Finished Sq Ft: 1377
  • Below Grade Sq Ft: 513
  • Total Below Grade Sq Ft: 513
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 118

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Garage Features: Additional Storage Area
  • Number Of Detached Garage Spaces: 3
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Detached Garage, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.11
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4800.00
  • Year Assessed: 2025
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1440.00
  • Assessor Parcel Number: 0104014332
  • Tax Total Finished Sq Ft: 1377
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $676 $77,367 $0 $0
2024 $676 $72,133 $0 $0
2023 $622 $66,900 $9,600 $57,300
2022 $614 $66,167 $0 $0
2021 $612 $65,433 $0 $0
2020 $601 $64,700 $8,400 $56,300
2019 $595 $63,667 $0 $0
2018 $595 $62,633 $0 $0
2017 $582 $61,600 $0 $0
2016 $590 $61,600 $0 $0
2015 $595 $61,600 $0 $0
2014 $595 $61,600 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 For Sale $199,900 -- $145 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $18,750 None Available
Trustee Deed $10,000 None Available
Deed $39,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $47,267 Commercial
Closed $58,800 Future Advance Clause Open End Mortgage
Previous Owner $25,000 Credit Line Revolving
Closed -- No Value Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDAL2012518

Bright MLS

APN: 04-014332