$295,000 - $322,000
RENTED AUG 13, 2025
1 Bed
1.5 Baths
1,056 Sq Ft
436 Sq Ft Lot

Last Sold November 22, 2019

Last sale price $165,000 $156 Per Sq Ft

Est. 87% increase in value since last sale

Current estimated payment $1,941/month

Highlights

  • Wood Flooring
  • Central Air
  • Heating Available
  • No HOA

About This Home

As of July 2024

Experience modern comfort living at 118 Ruth Drive Unit 440 -

A spacious two-story loft in central Athens. This 1-bedroom, 2-bath home features an open layout with high ceilings, hardwood and tile floors, and designer finishes for a modern feel. The loft design is ideal for entertaining or relaxing, with a gourmet kitchen, sleek bathrooms, and abundant natural light. Enjoy extra comfort with two full baths, perfect for guests or a home office. Minutes from downtown, UGA, and top Athens attractions, this home offers easy, upscale living.

Available August 2025—schedule a tour today to make this stunning loft yours.

Condo Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,269

Year Built

  • Built in 2007

Lot Details

  • 436

Parking

  • 2 Parking Spaces

Interior Spaces

  • 2-Story Property

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 1 Bedroom

Laundry

  • Dryer
  • Washer

Schools

  • Stroud Elementary School
  • Coile Middle School
  • Cedar Shoals High School

Utilities

  • Central Air
  • Heating Available

Listing and Financial Details

  • Assessor Parcel Number 163D9 D440

Community Details

Overview

  • No Home Owners Association
  • Urban Lofts Subdivision

Pet Policy

  • No Pets Allowed

Condo Details

Home Type

Condominium

Est. Annual Taxes

$3,269

Year Built

Built in 2007

Lot Details

0

Rental Info

  • Pets Allowed: No
  • Pets Allowed: No

Listing Details

  • GarageYN: No
  • Inclusions: Ceiling Fans
  • Property Sub Type: Condominium
  • Property Type: Residential Lease
  • Year Built: 2007
  • Subdivision Name: Urban Lofts
  • Architectural Style: Other
  • Reso Flooring: Tile, Wood
  • Reso Interior Features: Ceiling Fan(s)
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Microwave, Oven, Range, Refrigerator, Washer
  • Basement: None
  • Basement YN: No
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Main Level Bathrooms: 1
  • Total Bedrooms: 3
  • Stories: 2

Exterior Features

  • Waterfront: No
  • Home Warranty: No

Garage/Parking

  • Total Parking Spaces: 2.0

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Coile Middle

Lot Info

  • Parcel Number: 163D9 D440
  • ResoLotSizeUnits: Acres

MLS Schools

  • Elementary School: Stroud Elementary
  • HighSchool: Cedar Shoals

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 20, 2023
Closed on
Jun 30, 2023
Sold by
Speetles Derek John
Bought by
Bertioli Property Holdings Llc
Sold Price
$1,800
Current Estimated Value
$308,622

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$306,822

Purchase Details

Listed on
Aug 24, 2019
Closed on
Nov 22, 2019
Sold by
Ferguson Andrew Scott
Bought by
Speetles Derek John
List Price
$179,000
Sold Price
$165,000
Premium/Discount to List
-$14,000
-7.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.42%
Original Mortgage
$132,000
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2007
Sold by
Not Provided
Bought by
Ferguson Andrew S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
6.65%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bertioli Property Holdings Llc $266,000 --
Speetles Derek John $165,000 --
Ferguson Andrew S $165,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Speetles Derek John $132,000
Previous Owner Ferguson Andrew S $132,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2025 08/13/25 Rented $1,700 -8.1% --
02/06/2025 02/06/25 For Rent $1,850 +5.7% --
07/22/2024 07/22/24 Rented $1,750 -7.9% --
06/22/2024 06/22/24 Under Contract -- -- --
02/02/2024 02/02/24 For Rent $1,900 +5.6% --
07/20/2023 07/20/23 Rented $1,800 0.0% --
07/20/2023 07/20/23 For Rent $1,800 0.0% --
11/22/2019 11/22/19 Sold $165,000 -7.8% $156 / Sq Ft
10/23/2019 10/23/19 Pending -- -- --
08/24/2019 08/24/19 For Sale $179,000 -- $170 / Sq Ft
Source: Savannah Multi-List Corporation

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,269 $104,604 $16,000 $88,604
2023 $3,269 $95,746 $16,000 $79,746
2022 $2,727 $85,473 $16,000 $69,473
2021 $2,415 $71,654 $16,000 $55,654
2020 $2,224 $70,800 $16,000 $54,800
2019 $1,934 $66,976 $16,000 $50,976
2018 $1,302 $48,356 $16,000 $32,356
2017 $1,302 $48,354 $16,000 $32,354
2016 $1,497 $54,088 $16,000 $38,088
2015 $1,566 $56,048 $16,000 $40,048
2014 $1,596 $56,863 $16,000 $40,863
Source: Public Records

Map

Source: Savannah Multi-List Corporation

MLS Number: CM1014207

Savannah Multi-List Corporation

APN: 163D9-D-440