NOT LISTED FOR SALE

118 S Water St Frostburg, MD 21532

Estimated Value: $117,000 - $182,000

2 Beds
1 Bath
908 Sq Ft
$169/Sq Ft Est. Value

Last Sold August 24, 2023

Last sale price $125,000 $138 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $882/month

11 Days on Market

Highlights

  • Rambler Architecture
  • No HOA
  • Dining Area
  • Beall Elementary School Rated 9+
  • Electric Baseboard Heater

About This Home

As of August 2023

This home is located at 118 S Water St, Frostburg, MD 21532 since 01 July 2023 and is currently estimated at $153,164, approximately $168 per square foot. This property was built in 1955. 118 S Water St is a home located in Allegany County with nearby schools including Beall Elementary School, Mount Savage Middle School, and Mountain Ridge High School.

Last Agent to Sell the Property

Derek Miller

Better Homes & Gardens Real Estate Old Line Group License #668554 Listed on: 07/01/2023

Last Buyer's Agent

Nadine Beechie

Coldwell Banker Premier License #660736

Coldwell Banker Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,385

Year Built

  • Built in 1955

Lot Details

  • 5,502 Sq Ft Lot
  • Property is zoned C1

Parking

  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 908 Sq Ft Home
  • Property has 2 Levels
  • Dining Area

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Exterior Basement Entry

Schools

  • Mountain Ridge High School

Utilities

  • Window Unit Cooling System
  • Electric Baseboard Heater
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0126002141

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,385

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1955
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Stove, Washer
  • Interior Amenities: Dining Area
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Full, Unfinished
  • Total Sq Ft: 908
  • Living Area Sq Ft: 908
  • Price Per Sq Ft: 137.67
  • Above Grade Finished Sq Ft: 908
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 118

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Window Unit(s)
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • High School: MOUNTAIN RIDGE
  • School District Key: 121140562208
  • School District Source: Listing Agent
  • High School: MOUNTAIN RIDGE

Lot Info

  • Lot Size Acres: 0.13
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5502.00
  • Year Assessed: 2018
  • Zoning: C1
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1384.78
  • Assessor Parcel Number: 0126002141
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 08/24/2023

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 1, 2023
Closed on
Aug 24, 2023
Sold by
Wilson April
Bought by
Vache Julia Grace
Seller's Agent
Derek Miller
Better Homes & Gardens Real Estate Old Line Group
Buyer's Agent
Nadine Beechie
Coldwell Banker Premier
List Price
$125,000
Sold Price
$125,000
Views
36
Current Estimated Value
$143,556

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,556
Avg. Annual Appreciation
10.87%
Original Mortgage
$12,500
Outstanding Balance
$12,258
Interest Rate
6.96%
Estimated Equity
$140,906

Purchase Details

Listed on
Oct 15, 2018
Closed on
Mar 20, 2019
Sold by
Pranaitis Eric
Bought by
Wilson April Dawn
Seller's Agent
Dawn Stahlman
Coldwell Banker Premier
Buyer's Agent
Derek Miller
Better Homes & Gardens Real Estate Old Line Group
List Price
$109,900
Sold Price
$109,000
Premium/Discount to List
-$900
-0.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.14%
Original Mortgage
$110,101
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 26, 2017
Closed on
Oct 23, 2017
Sold by
Robey Michele D
Bought by
Pranaitis Eric
Seller's Agent
Debra Beitzel
Long & Foster Real Estate, Inc.
Buyer's Agent
Barbara Linthicum
LifeTime Dreams Real Estate Service, LLC.
List Price
$109,700
Sold Price
$93,000
Premium/Discount to List
-$16,700
-15.22%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.92%
Original Mortgage
$75,000
Interest Rate
3.78%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 10, 2013
Closed on
Dec 17, 2013
Sold by
Fike Harold E and Fike Erin J
Bought by
Robey Michele D
Seller's Agent
Doris Wheeler
Coldwell Banker Premier
Buyer's Agent
Debra Beitzel
Long & Foster Real Estate, Inc.
List Price
$99,900
Sold Price
$87,000
Premium/Discount to List
-$12,900
-12.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.75%

Purchase Details

Closed on
Nov 18, 2010
Sold by
Critchfield Paul James and Critchfield Betty Lou
Bought by
Fike Harold E and Fike Erin J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,254
Interest Rate
4.3%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 12, 2004
Sold by
Alex Er Emerson H
Bought by
Critchfield Paul Jame
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vache Julia Grace $125,000 None Listed On Document
Wilson April Dawn $109,000 None Available
Pranaitis Eric $93,000 None Available
Robey Michele D $87,000 None Available
Fike Harold E $90,000 --
Critchfield Paul Jame -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vache Julia Grace $12,500
Open Vache Julia Grace $118,700
Previous Owner Wilson April Dawn $110,101
Previous Owner Pranaitis Eric $75,000
Previous Owner Fike Harold E $84,254
Previous Owner Fike Harold E $5,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/24/2023 08/24/23 Sold $125,000 0.0% $138 / Sq Ft
07/12/2023 07/12/23 Pending -- -- --
07/01/2023 07/01/23 For Sale $125,000 +14.7% $138 / Sq Ft
03/20/2019 03/20/19 Sold $109,000 -0.8% $120 / Sq Ft
02/27/2019 02/27/19 Pending -- -- --
02/12/2019 02/12/19 For Sale $109,900 +0.8% $121 / Sq Ft
02/10/2019 02/10/19 Off Market $109,000 -- --
10/15/2018 10/15/18 For Sale $109,900 +18.2% $121 / Sq Ft
10/23/2017 10/23/17 Sold $93,000 -6.7% $94 / Sq Ft
09/06/2017 09/06/17 Pending -- -- --
06/14/2017 06/14/17 Price Changed $99,700 -9.1% $101 / Sq Ft
04/26/2017 04/26/17 For Sale $109,700 +26.1% $111 / Sq Ft
12/17/2013 12/17/13 Sold $87,000 -12.9% $94 / Sq Ft
10/25/2013 10/25/13 Pending -- -- --
08/10/2013 08/10/13 For Sale $99,900 -- $108 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,147 $118,700 $12,000 $106,700
2024 $1,147 $111,167 $0 $0
2023 $1,047 $103,633 $0 $0
2022 $972 $96,100 $12,000 $84,100
2021 $927 $91,133 $0 $0
2020 $846 $86,167 $0 $0
2019 $803 $81,200 $12,000 $69,200
2018 $815 $81,200 $12,000 $69,200
2017 $790 $81,200 $0 $0
2016 -- $82,000 $0 $0
2015 $754 $79,533 $0 $0
2014 $754 $77,067 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2006498

Bright MLS

APN: 26-002141