118 Sea Palms Ln Saint Simons Island, GA 31522
Saint Simons NeighborhoodEstimated Value: $504,000 - $696,000
4
Beds
3
Baths
2,536
Sq Ft
$243/Sq Ft
Est. Value
Highlights
- Gated Community
- Deck
- Wood Flooring
- Oglethorpe Point Elementary School Rated A
- Vaulted Ceiling
- Covered patio or porch
About This Home
As of October 2023Welcome to your new home on St. Simons Island! This mid-island gem is move-in ready and waiting for you. As you step inside, you'll be greeted with warm, inviting natural light that floods the entire space. The spacious living room boasts tall cathedral ceilings and plenty of windows, making it the perfect spot to relax by the fire or entertain friends and family. The kitchen has a convenient island and breakfast nook that opens onto the back deck - perfect for enjoying afternoon barbecues with loved ones. This is a great home for multigenerational families. On the main level, you'll find a large bedroom with an attached full bathroom that could efficiently serve as a home office or study. Upstairs, the primary bedroom features an expansive master bath with a jetted tub and a walk-in closet. Two additional bedrooms share a bath on this level. This home offers an open floor plan with a formal dining area, beautiful hardwood floors, and a separate laundry room on the first floor. And with its mid-island location, you'll have easy access to all St. Simons Island offers - from the beautiful beaches and picturesque marshes to the local shops and restaurants. Located in the heart of the island, you'll have everything you need to fully embrace the island lifestyle. Schedule a showing today!
Last Agent to Sell the Property
DeLoach Sotheby's International Realty License #422382 Listed on: 03/09/2023
Last Buyer's Agent
Whitney Crawford
Engel & Volkers Golden Isles License #385762
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,491
Year Built
- Built in 2006
Lot Details
- 6,621 Sq Ft Lot
- Street terminates at a dead end
- Privacy Fence
- Fenced
- Level Lot
- Sprinkler System
- Zoning described as Res Single
HOA Fees
- $54 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Brick Exterior Construction
- Composition Roof
- HardiePlank Type
- Stucco
Interior Spaces
- 2,536 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Double Pane Windows
- Living Room with Fireplace
- Crawl Space
- Pull Down Stairs to Attic
- Home Security System
Kitchen
- Breakfast Area or Nook
- Built-In Oven
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Energy-Efficient Windows
- Energy-Efficient Insulation
Outdoor Features
- Deck
- Covered patio or porch
Schools
- Oglethorpe Elementary School
- Glynn Middle School
- Glynn Academy High School
Utilities
- Central Heating and Cooling System
- 110 Volts
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 04-11061
Community Details
Overview
- Sea Palms North Cottages Subdivision
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 9, 2023
Closed on
Oct 13, 2023
Sold by
Banks Steven
Bought by
Cross Jesse William
Seller's Agent
Jennifer Lee
DeLoach Sotheby's International Realty
Buyer's Agent
Whitney Crawford
Engel & Volkers Golden Isles
List Price
$605,000
Sold Price
$520,000
Premium/Discount to List
-$85,000
-14.05%
Total Days on Market
157
Views
740
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$97,404
Avg. Annual Appreciation
10.83%
Original Mortgage
$520,000
Outstanding Balance
$512,207
Interest Rate
7.18%
Mortgage Type
New Conventional
Estimated Equity
$105,197
Purchase Details
Listed on
Apr 17, 2012
Closed on
Oct 3, 2012
Sold by
Federal National Mortgage Association
Bought by
Banks Steven M
Seller's Agent
Tee Tolleson
DeLoach Sotheby's International Realty
List Price
$322,900
Sold Price
$263,750
Premium/Discount to List
-$59,150
-18.32%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.35%
Original Mortgage
$255,837
Interest Rate
3.58%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 17, 2012
Closed on
Aug 7, 2012
Sold by
Mitchell Linda Ganas
Bought by
State Bank & Trust Co
Seller's Agent
Tee Tolleson
DeLoach Sotheby's International Realty
List Price
$322,900
Sold Price
$263,750
Premium/Discount to List
-$59,150
-18.32%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,837
Interest Rate
3.58%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 9, 2009
Sold by
Scarborough Joan R
Bought by
Scarborough Donald Francis and Tittle Diana Lynn Scarborough
Purchase Details
Closed on
Sep 5, 2008
Sold by
Walker Rhett A
Bought by
Zdrazila Lukas
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,500
Interest Rate
6.49%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 8, 2006
Sold by
Springfield Properties Lll
Bought by
Plantation Creek Communities L
Purchase Details
Closed on
Jun 9, 2005
Sold by
Springfield Properties Lll
Bought by
Walker Rhett A
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Cross Jesse William | $520,000 | -- | |
| Banks Steven M | $263,750 | -- | |
| State Bank & Trust Co | -- | -- | |
| Scarborough Donald Francis | -- | -- | |
| Zdrazila Lukas | $350,000 | -- | |
| Plantation Creek Communities L | $903,320 | -- | |
| Walker Rhett A | $119,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Cross Jesse William | $520,000 | |
| Previous Owner | Banks Steven | $35,000 | |
| Previous Owner | Banks Steven | $280,000 | |
| Previous Owner | Banks Steven M | $29,000 | |
| Previous Owner | Banks Steven M | $255,837 | |
| Previous Owner | Zdrazila Lukas | $262,500 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/13/2023 10/13/23 | Sold | $520,000 | -5.5% | $205 / Sq Ft |
| 08/14/2023 08/14/23 | Pending | -- | -- | -- |
| 08/01/2023 08/01/23 | Price Changed | $550,000 | -6.0% | $217 / Sq Ft |
| 05/30/2023 05/30/23 | Price Changed | $585,000 | -3.3% | $231 / Sq Ft |
| 03/09/2023 03/09/23 | For Sale | $605,000 | +129.4% | $239 / Sq Ft |
| 10/03/2012 10/03/12 | Sold | $263,750 | -18.3% | $104 / Sq Ft |
| 09/03/2012 09/03/12 | Pending | -- | -- | -- |
| 04/17/2012 04/17/12 | For Sale | $322,900 | -- | $127 / Sq Ft |
Source: Golden Isles Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,072 | $202,240 | $36,000 | $166,240 |
| 2023 | $2,061 | $190,040 | $36,000 | $154,040 |
| 2022 | $2,491 | $159,240 | $36,000 | $123,240 |
| 2021 | $2,565 | $130,800 | $36,000 | $94,800 |
| 2020 | $2,587 | $130,800 | $36,000 | $94,800 |
| 2019 | $2,587 | $127,440 | $24,000 | $103,440 |
| 2018 | $2,587 | $127,440 | $24,000 | $103,440 |
| 2017 | $2,587 | $114,520 | $24,000 | $90,520 |
| 2016 | $2,399 | $110,200 | $24,000 | $86,200 |
| 2015 | $2,409 | $110,200 | $24,000 | $86,200 |
| 2014 | $2,409 | $107,400 | $21,200 | $86,200 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Lee
J
Seller's Agent in 2023
Jennifer Lee
DeLoach Sotheby's International Realty
(912) 222-8078
6 in this area
11 Total Sales
-
Buyer's Agent in 2023
Whitney Crawford
Engel & Volkers Golden Isles
(703) 789-6870
19 in this area
38 Total Sales
-
Tee Tolleson
T
Seller's Agent in 2012
Tee Tolleson
DeLoach Sotheby's International Realty
(912) 638-0406
10 in this area
19 Total Sales
Map
Source: Golden Isles Association of REALTORS®
MLS Number: 1638786
APN: 04-11061
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