118 SW 21st Terrace Cape Coral, FL 33991
Hancock NeighborhoodEstimated payment $3,207/month
Highlights
- Dock made with wood
- Screened Pool
- Canal View
- Cape Elementary School Rated A-
- Open Floorplan
- Main Floor Primary Bedroom
About This Home
Welcome to 118 21st Terrace, Cape Coral, FL 33991—a beautifully designed 3-bedroom, 2-bathroom courtyard pool home that offers the perfect balance of comfort, style, and Florida waterfront living. This well-maintained residence has been thoughtfully updated with a long list of improvements, including a NEWER metal roof (2023), NEWER A/C system, NEWER hot water heater, NEWER pool cage, and hurricane shutters on all windows and doors, providing peace of mind and long-term value. With 2,223 square feet of living space and a spacious 2-car garage, this home features a light-filled, open floor plan ideal for both entertaining and everyday living. The interior is enhanced with elegant crown molding, tray ceilings, and tile flooring throughout, creating a sense of sophistication and flow. At the heart of the home is the fully remodeled kitchen, which showcases a large granite-topped island, stainless steel appliances, custom cabinetry, and tasteful finishes that will impress even the most discerning cook. The unique courtyard design centers around a private pool area that feels like your own personal resort—perfect for sunbathing, swimming, or relaxing with friends and family in total privacy. The split-bedroom layout offers excellent separation and privacy for guests or family members, while the open-concept living and dining areas bring everyone together in comfort and style. Step through to the rear of the home and you’ll find a beautiful wood dock with canal access, offering a direct connection to Cape Coral’s sought-after waterfront lifestyle. Whether you enjoy boating, kayaking, paddleboarding, or simply watching the sunset over the water, this home delivers the ultimate outdoor experience right in your backyard. Perfectly located near shopping, dining, parks, and major roadways, this move-in ready property is not only a home—it’s a lifestyle. With all the major upgrades already done, 118 21st Terrace is your chance to own a slice of paradise in one of Cape Coral’s most desirable areas.
Listing Agent
GRANT TEAM REAL ESTATE, LLC Brokerage Phone: 941-205-8481 License #3238094 Listed on: 07/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,561
Year Built
- Built in 2004
Lot Details
- 10,019 Sq Ft Lot
- North Facing Home
- Property is zoned R1-W
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Tile Roof
- Stucco
Interior Spaces
- 2,230 Sq Ft Home
- Open Floorplan
- Built-In Features
- Crown Molding
- Tray Ceiling
- High Ceiling
- Ceiling Fan
- Window Treatments
- Living Room
- Canal Views
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- Screened Pool
- In Ground Pool
- Fence Around Pool
Outdoor Features
- Access to Freshwater Canal
- Dock made with wood
- Exterior Lighting
- Private Mailbox
Utilities
- Central Air
- Heating Available
- High Speed Internet
Community Details
- No Home Owners Association
- Cape Coral Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 5 / 3052
- Assessor Parcel Number 26-44-23-C3-03052.0050
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,561 | $277,379 | -- | -- |
| 2023 | $5,436 | $269,300 | $0 | $0 |
| 2022 | $5,174 | $261,456 | $0 | $0 |
| 2021 | $5,302 | $291,847 | $29,564 | $262,283 |
| 2020 | $5,317 | $250,336 | $0 | $0 |
| 2019 | $5,200 | $244,708 | $0 | $0 |
| 2018 | $5,200 | $240,145 | $0 | $0 |
| 2017 | $5,178 | $235,206 | $0 | $0 |
| 2016 | $5,177 | $230,368 | $20,933 | $209,435 |
| 2015 | $5,360 | $209,985 | $17,702 | $192,283 |
| 2014 | $5,087 | $179,309 | $13,387 | $165,922 |
| 2013 | -- | $175,321 | $13,893 | $161,428 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/09/2025 09/09/25 | Price Changed | $515,000 | -5.5% | $231 / Sq Ft |
| 08/11/2025 08/11/25 | Price Changed | $545,000 | -2.7% | $244 / Sq Ft |
| 07/25/2025 07/25/25 | For Sale | $560,000 | +135.8% | $251 / Sq Ft |
| 07/24/2015 07/24/15 | Sold | $237,500 | +2.5% | $107 / Sq Ft |
| 06/24/2015 06/24/15 | Pending | -- | -- | -- |
| 04/07/2015 04/07/15 | For Sale | $231,750 | -- | $104 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $237,500 | Bay National Title Company | |
| Trustee Deed | $206,500 | None Available | |
| Corporate Deed | $315,000 | Title Commitment Llc | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $293,228 | VA | |
| Closed | $290,053 | VA | |
| Closed | $297,152 | VA | |
| Closed | $298,560 | VA | |
| Closed | $254,559 | VA | |
| Closed | $256,074 | VA | |
| Previous Owner | $242,606 | VA | |
| Previous Owner | $205,450 | Unknown | |
| Previous Owner | $400,000 | Credit Line Revolving |
Source: Stellar MLS
MLS Number: C7511888
APN: 26-44-23-C3-03052.0050
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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