$280,000
SOLD AUG 13, 2025

11820 North St Monticello, IN 47960

3 Beds
1 Bath
682 Sq Ft
3,920 Sq Ft Lot

Recently Sold

$411 Per Sq Ft

14% Below List Price

355 Days on Market

Highlights

  • 17 Feet of Waterfront
  • Lake Property
  • Solid Surface Countertops
  • Open Floorplan
  • Backs to Open Ground
  • 2-minute walk to Bluewater Beach Park

About This Home

As of August 2025

Adorable and Updated Lake Freeman Cottage! This beautifully decorated and updated cottage could be yours and is being offered as "turn key" including most of the furnishings and decor you see. Additionally it offers 3 bedrooms, 1 bathroom, an open concept living space, stackable W/D, large kitchen island, and gorgeous views. Step outside and enjoy your large 27X19 deck off the living space for entertaining, a permanent covered electric boat and double jet ski lift for your watercrafts, a very nice upper waterfront deck and a shed for storage.

Last Agent to Sell the Property

Michelle Gerhart

VOGEL REAL ESTATE Brokerage Email: mgerhart@vogel-real-estate.com Listed on: 08/14/2024

Last Buyer's Agent

Michelle Gerhart

VOGEL REAL ESTATE Brokerage Email: mgerhart@vogel-real-estate.com Listed on: 08/14/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $615

Year Built

  • Built in 1940

Lot Details

  • 3,920 Sq Ft Lot
  • 17 Feet of Waterfront
  • Lake Front
  • Backs to Open Ground
  • Landscaped
  • Irregular Lot

HOA Fees

  • $10 per month

Home Design

  • Cabin
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 682 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Crawl Space
  • Attic Fan
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Kitchen Island
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Separate Shower

Outdoor Features

  • Sun Deck
  • Waterski or Wakeboard
  • Lake Property
  • Lake, Pond or Stream

Schools

  • Oaklawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Water Source

Community Details

  • $10 Other Monthly Fees

Listing and Financial Details

  • Assessor Parcel Number 08-04-10-000-099.000-011

Home Details

Home Type

Single Family

Est. Annual Taxes

$615

Year Built

Built in 1940

Lot Details

0

HOA Fees

$10 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1940
  • Age: 85
  • Style: One Story
  • Architectural Style: Cabin/Cottage
  • Total Number of Rooms: 5
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: 008-24012-00 PT NW 10-26-3 .09 AC
  • Parcel Number ID: 08-04-10-000-099.000-011
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Countertops-Solid Surf, Deck Open, Deck on Waterfront, Eat-In Kitchen, Kitchen Island, Landscaped, Open Floor Plan, Stand Up Shower, Main Floor Laundry
  • Location: Lake
  • Sp Lp Percent: 96.89
  • Year Taxes Payable: 2023 pay 2024
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 682
  • Total Finished Sq Ft: 682
  • Above Grade Finished Sq Ft: 682
  • Price Per Sq Ft: 410.56
  • Basement Foundation: Crawl
  • Living Great Room: Dimensions: 18x12, On Level: Main
  • Kitchen: Dimensions: 12x12, On Level: Main
  • Bedroom 1: Dimensions: 9x8, On Level: Main
  • Bedroom 2: Dimensions: 9x8, On Level: Main
  • Bedroom 3: Dimensions: 9x7, On Level: Main
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None, Dimensions: 8x12, 96
  • Channel Canal Frontage: 17
  • Lake Type: Ski Lake
  • Water Frontage: 17
  • Water Name: Lake Freeman

Utilities

  • Cooling: Attic Fan, Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Regional
  • Water Utilities: Private
  • Water Type: Lake

Condo/Co-op/Association

  • Other Fee Description: SFLECC
  • Other Fees Dollar: 125

Schools

  • School District: Twin Lakes School Corp.
  • Elementary School: Oaklawn
  • Middle School: Roosevelt
  • High School: Twin Lakes
  • Elementary School: Oaklawn

Lot Info

  • Lot Description: Irregular
  • Estimated Lot Sq Ft: 3920
  • Estimated Lot Size Acres: 0.09

Tax Info

  • Annual Taxes: 614.86

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2025 08/13/25 Sold $280,000 0.0% $411 / Sq Ft
08/04/2025 08/04/25 Pending -- -- --
08/01/2025 08/01/25 Off Market $280,000 -- --
07/10/2025 07/10/25 Price Changed $289,000 -3.3% $424 / Sq Ft
06/02/2025 06/02/25 Price Changed $299,000 -5.1% $438 / Sq Ft
03/22/2025 03/22/25 Price Changed $315,000 -2.8% $462 / Sq Ft
03/04/2025 03/04/25 For Sale $324,000 0.0% $475 / Sq Ft
03/04/2025 03/04/25 Price Changed $324,000 +15.7% $475 / Sq Ft
10/01/2024 10/01/24 Off Market $280,000 -- --
09/03/2024 09/03/24 Price Changed $334,900 -4.3% $491 / Sq Ft
08/14/2024 08/14/24 For Sale $349,900 -- $513 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Agents Affiliated with this Home

  • Michelle Gerhart

    Seller's Agent in 2025

    Michelle Gerhart

    VOGEL REAL ESTATE

    (317) 523-9570

    12 in this area

    69 Total Sales

    Michelle Gerhart
    Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202430875

Indiana Regional MLS
Indiana White County Monticello 47960

11820 North St, Monticello, IN

This home is located at 11820 North St, Monticello, IN 47960 and is currently priced at $280,000, approximately $410 per square foot. This property was built in 1940. 11820 North St is a home located in White County with nearby schools including Twin Lakes Senior High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes