11827 Saddle Rd Monterey, CA 93940
Laguna Seca/Ryan Ranch NeighborhoodEstimated payment $12,794/month
Highlights
- Bay View
- Primary Bedroom Suite
- Fireplace in Primary Bedroom
- Washington Elementary School Rated A-
- Gated Community
- Deck
About This Home
Tucked behind the private gates of Bay Ridge, this custom-built Monterey sunbelt estate offers exceptional privacy, commanding views, and elevated indoor-outdoor living. Set on a beautiful approx. 1.83 acre parcel, the residence spans approx. 3,061 sq ft with 3 bedrooms and 2.5 bathrooms, thoughtfully designed for both comfort and sophistication. Bright, light-filled living and dining spaces showcase sweeping valley vistas with peeks of Moss Landing and Monterey Bay, creating a dramatic yet serene backdrop. The spacious kitchen features an island and breakfast nook, seamlessly blending everyday functionality with effortless entertaining. A generous primary suite serves as a private retreat, while hardwood and carpet flooring add warmth and elegance throughout. Outdoor living is elevated by an impressive approx. 984 sq ft deck, ideal for sunset gatherings or quiet moments overlooking the landscape. Additional highlights include low-maintenance landscaping, a 3-car garage, and a peaceful gated setting just minutes from world-class golf, beaches, shopping and dining. A rare opportunity to enjoy the all Carmel, Pebble Beach, Pacific Grove and Monterey have to offer while enjoying a home with space, sun, and scenery in one of Monterey's most secure and coveted neighborhoods.
Listing Agent
KW Coastal Estates License #70000352 Listed on: 02/09/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1988
Lot Details
- Secluded Lot
- Lot Sloped Down
- Grass Covered Lot
- Back Yard
- Zoning described as R1
HOA Fees
- $240 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Off-Street Parking
Property Views
- Bay
- City Lights
- Mountain
- Hills
- Forest
- Valley
- Garden
Home Design
- Traditional Architecture
- Wood Frame Construction
- Tile Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,061 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Wood Burning Fireplace
- Gas Log Fireplace
- Double Pane Windows
- Formal Entry
- Living Room with Fireplace
- 2 Fireplaces
- Combination Dining and Living Room
- Den
- Bonus Room
- Storage Room
- Laundry Room
- Utility Room
Kitchen
- Breakfast Area or Nook
- Double Oven
- Dishwasher
- Kitchen Island
- Granite Countertops
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- Fireplace in Primary Bedroom
- Primary Bedroom Suite
- Walk-In Closet
- Dual Sinks
- Low Flow Toliet
- Soaking Tub in Primary Bathroom
- Oversized Bathtub in Primary Bathroom
- Walk-in Shower
Outdoor Features
- Balcony
- Deck
Utilities
- Forced Air Heating System
- Vented Exhaust Fan
- Propane
- Septic Tank
- Satellite Dish
Listing and Financial Details
- Assessor Parcel Number 416-133-004-000
Community Details
Overview
- Association fees include common area electricity, insurance - common area, maintenance - common area, maintenance - road, management fee, security service
- Bay Ridge Association
- Built by Bay Ridge
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $21,099 | $1,947,438 | $1,366,626 | $580,812 |
| 2024 | $21,099 | $1,909,254 | $1,339,830 | $569,424 |
| 2023 | $20,341 | $1,871,818 | $1,313,559 | $558,259 |
| 2022 | $18,407 | $1,649,000 | $1,157,000 | $492,000 |
| 2021 | $16,604 | $1,525,000 | $1,070,000 | $455,000 |
| 2020 | $14,930 | $1,388,000 | $974,000 | $414,000 |
| 2019 | $15,148 | $1,386,000 | $973,000 | $413,000 |
| 2018 | $14,577 | $1,336,000 | $938,000 | $398,000 |
| 2017 | $14,445 | $1,279,000 | $898,000 | $381,000 |
| 2016 | $12,885 | $1,154,000 | $810,000 | $344,000 |
| 2015 | $15,242 | $1,357,000 | $952,000 | $405,000 |
| 2014 | $13,773 | $1,244,000 | $873,000 | $371,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/07/2026 04/07/26 | For Sale | $1,995,000 | 0.0% | $652 / Sq Ft |
| 04/07/2026 04/07/26 | Off Market | $1,995,000 | -- | -- |
| 03/17/2026 03/17/26 | Price Changed | $1,995,000 | -7.2% | $652 / Sq Ft |
| 02/09/2026 02/09/26 | For Sale | $2,150,000 | -- | $702 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | -- | |
| Deed | -- | -- | |
| Interfamily Deed Transfer | -- | Chicago Title | |
| Grant Deed | $1,425,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | First American Title | |
| Grant Deed | $545,000 | Stewart Title | |
| Grant Deed | $560,000 | Old Republic Title Co | |
| Interfamily Deed Transfer | -- | Old Republic Title Company |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,233,562 | FHA | |
| Closed | $1,233,562 | FHA | |
| Previous Owner | $926,250 | Fannie Mae Freddie Mac | |
| Previous Owner | $344,114 | Stand Alone First | |
| Previous Owner | $350,000 | No Value Available | |
| Closed | $25,000 | No Value Available | |
| Closed | $1,233,562 | No Value Available |
Source: MLSListings
MLS Number: ML82034075
APN: 416-133-004-000
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