NOT LISTED FOR SALE

Estimated Value: $115,000 - $202,528

3 Beds
2 Baths
2,796 Sq Ft
$53/Sq Ft Est. Value

Last Sold December 15, 2022

Last sale price $95,000 $34 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $946/month

37 Days on Market

Highlights

  • 40 Feet of Waterfront
  • Forced Air Heating System
  • Wood Fence
  • Wood Flooring
  • The river is a source of water for the property
  • 3-minute walk to Geroldean Thursby Memorial Tot Lot

About This Home

As of December 2022

Back on market at no fault of seller. Rich with history this beautiful solid home on St Joseph River is being offered! Keep house as a duplex or easily make is a single-family home! Marvel in the pride of ownership this home has received! Whether you live in one unit and rent out the other, live in as a home or rent out both units the potential is there. Warm natural hardwood trim and floors through out are very welcoming as you enter this historic home. Also listed as investment MLS # 202241057

Last Agent to Sell the Property

Brenda Baranski

Snyder Strategy Realty Inc. Listed on: 10/03/2022

Last Buyer's Agent

Blake Winfrey

Mike Thomas Associates

Mike Thomas Associates

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,964

Year Built

  • Built in 1900

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 40x135
  • 40 Feet of Waterfront
  • River Front
  • Wood Fence

Parking

  • Off-Street Parking

Home Design

  • Duplex
  • Brick Foundation
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Basement
  • Exterior Basement Entry

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Location

  • Suburban Location

Schools

  • Beardsley Elementary School
  • North Side Middle School
  • Elkhart High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • The river is a source of water for the property

Listing and Financial Details

  • Assessor Parcel Number 20-06-05-307-014.000-012

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,964

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1900
  • Age: 122
  • Style: Two Story
  • Architectural Style: Duplex
  • Total Number of Rooms: 12
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: FDHS 4TH LOT 190 VAC ALLEY
  • Parcel Number ID: 20-06-05-307-014.000-012
  • Platted: Yes
  • Investment Property: Yes
  • Location: City/Town/Suburb
  • Sp Lp Percent: 86.36
  • Year Taxes Payable: 2022
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 4180
  • Total Finished Sq Ft: 2796
  • Above Grade Finished Sq Ft: 2796
  • Below Grade Sq Ft: 1384
  • Price Per Sq Ft: 33.98
  • Basement: Yes
  • Basement Foundation: Outside Entrance Only
  • Basement Material: Brick
  • Flooring: Hardwood Floors, Vinyl
  • Living Great Room: Dimensions: 13x17, On Level: Main
  • Kitchen: Dimensions: 13x11, On Level: Main
  • Dining Room: Dimensions: 13x11, On Level: Main
  • Extra Room: Den/bedroom no closet, Dimensions: 13x11, On Level: Upper
  • Bedroom 1: Dimensions: 11x11, On Level: Main
  • Bedroom 2: Dimensions: 11x11, On Level: Main
  • Bedroom 3: Dimensions: 17x12, On Level: Upper
  • Other Room1: Upper living area, On Level: Upper
  • Other Room 2: Upper kitchen, On Level: Upper
  • Other Room 3: Upper dining room, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 1384

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Fence: Wood
  • Water Frontage: 40
  • Water Name: Saint Joseph River

Garage/Parking

  • Off Street Parking: Yes

Utilities

  • Cooling: Window
  • Heating Fuel: Forced Air
  • Sewer: City
  • Water Utilities: City
  • Water Type: River

Schools

  • School District: Elkhart Community Schools
  • Elementary School: Beardsley
  • Middle School: North Side
  • High School: Elkhart
  • Elementary School: Beardsley

Lot Info

  • Lot Description: Waterfront-Medium Bank
  • Lot Dimensions: 40X135
  • Estimated Lot Sq Ft: 5227
  • Estimated Lot Size Acres: 0.12

Tax Info

  • Annual Taxes: 39.31
  • Exemptions: Homestead, Mortgage, Over 65, Supplemental

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Elkhart
  • Middle School: North Side
  • School District: Elkhart Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 11, 2024
Sold by
Horizon Homesteads Llc
Bought by
Monday Christopher
Current Estimated Value
$147,382

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,433
Outstanding Balance
$185,646
Interest Rate
6.35%
Mortgage Type
FHA
Estimated Equity
-$38,264

Purchase Details

Listed on
Oct 3, 2022
Closed on
Dec 15, 2022
Sold by
Kretschmer Michael Henry
Bought by
Horizon Homesteads Llc
Seller's Agent
Brenda Baranski
Snyder Strategy Realty Inc.
Buyer's Agent
Blake Winfrey
Mike Thomas Associates
List Price
$125,000
Sold Price
$95,000
Premium/Discount to List
-$30,000
-24%
Views
119

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.05%
Original Mortgage
$71,000
Interest Rate
6.95%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Monday Christopher -- Meridian Title
Horizon Homesteads Llc -- Title Services Corporation
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Monday Christopher $187,433
Previous Owner Horizon Homesteads Llc $71,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/15/2022 12/15/22 Sold $95,000 -13.6% $34 / Sq Ft
11/09/2022 11/09/22 Pending -- -- --
11/03/2022 11/03/22 Price Changed $110,000 -12.0% $39 / Sq Ft
11/03/2022 11/03/22 For Sale $125,000 0.0% $45 / Sq Ft
10/26/2022 10/26/22 Pending -- -- --
10/03/2022 10/03/22 For Sale $125,000 -- $45 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,964 $101,900 $11,900 $90,000
2022 $1,964 $73,300 $11,900 $61,400
2021 $79 $72,500 $11,900 $60,600
2020 $15 $65,100 $11,900 $53,200
2019 $15 $59,000 $11,900 $47,100
2018 $1,302 $59,400 $11,900 $47,500
2017 $1,210 $55,000 $11,900 $43,100
2016 $1,182 $53,900 $11,900 $42,000
2014 $1,085 $50,900 $11,900 $39,000
2013 $1,144 $57,200 $11,900 $45,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202241116

Indiana Regional MLS

APN: 20-06-05-307-014.000-012