$849,000

1190 Bay Ct Destin, FL 32541

Estimated payment $5,001/month

Total Views 4,397
5 Beds
3.5 Baths
3,059 Sq Ft
$278 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Barn
  • Den
  • Destin Elementary School Rated A-
  • Cathedral Ceiling
  • Balcony

About This Home

BACK ON MARKET AT NO FAULT TO SELLER- INVESTOR ALERT- HAS RENTED AT $4,687K/MONTH- INCOME PRODUCING PROPERTY
Tucked away in a quiet cul-de-sac in the heart of Old Destin, 1190 Bay Court is a beautifully remodeled 5-bedroom, 4-bath home that offers over 3,000 square feet of versatile living space and backs directly to the scenic Mattie Kelly Nature Preserve and park. With no HOA dues and just a stone's throw from the Bay and Joe's Bayou public dock, the location blends privacy and accessibility. Enjoy being only two miles from HarborWalk Village's restaurants, shops, and entertainment—and a quick drive to multiple beach access points, including Snorkel Beach (5 mins) and Henderson or Beasley Park (10 mins). Designed for flexibility, this two-story home offers two complete living areas each with a full kitchen, laundry, HVAC, water heater, and private entrances.
Upstairs features 3 bedrooms and 2 baths, vaulted 14-foot ceilings, and an open-concept layout filled with natural light. A cozy loft with bay views makes the perfect home office or yoga retreat. Downstairs includes 2 additional bedrooms and 2 baths, fully wheelchair accessible, making it ideal for multigenerational living or a separate rental opportunity. The list of upgrades is extensive: new flooring, cabinetry, countertops, lighting, fresh paint, and recent 2024 improvements including a brand-new roof, new irrigation pump (well system), 100 amp panel in the barn, and a 50-amp Tesla-ready circuit in the garage. A full home inspection from March 2024 is available upon request. Step outside to a spacious backyard with room for a pool, garden, and detached workshop. Whether you're entertaining, investing, or simply looking for space to spread out, this home delivers comfort, convenience, and potential- all just minutes from the best of Destin. Homes like this do not come along very often! A must see.

Listing Agent

Morgan Palmer

Watersound Real Estate License #3092258 Listed on: 11/28/2025

Watersound Real Estate

Co-Listing Agent

Angie Gibson

Watersound Real Estate License #3531455

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,106

Year Built

  • Built in 1998

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 70x180
  • Partially Fenced Property
  • Privacy Fence

Parking

  • 2 Car Attached Garage
  • Detached Carport Space
  • Oversized Parking
  • Automatic Garage Door Opener
  • Parking available for a boat
  • RV Access or Parking

Home Design

  • Slab Foundation
  • Dimensional Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 3,059 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Family Room
  • Dining Room
  • Den
  • Exterior Washer Dryer Hookup

Kitchen

  • Gas Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Freezer
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Outdoor Features

  • Lock
  • Balcony
  • Covered Deck
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Flood Insurance May Be Required
  • Barn

Community Details

  • Bayview Manor 1St Add Lot 8 Blk A Subdivision
  • Community Storage Space

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-3088-000A-0080

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,106

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.29
  • Lot Size: 70X180
  • Road Frontage Type: City Street
  • Co List Office Mls Id: EWSO
  • Co List Office Phone: 850-231-7792
  • Subdivision Name: BAYVIEW MANOR 1ST ADD LOT 8 BLK A
  • Directions: Highway 98 East Benning Drive. Take a Right on Bay Court . Home will be on your right.
  • Architectural Style: Split Level
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1998
  • Remarks Misc:Remarks: BACK ON MARKET AT NO FAULT TO SELLER- INVESTOR ALERT- HAS RENTED AT $4,687K/MONTH- INCOME PRODUCING PROPERTY Tucked away in a quiet cul-de-sac in the heart of Old Destin, 1190 Bay Court is a beautifully remodeled 5-bedroom, 4-bath home that offers over 3,000 square feet of versatile living space and backs directly to the scenic Mattie Kelly Nature Preserve and park. With no HOA dues and just a stone's throw from the Bay and Joe's Bayou public dock, the location blends privacy and accessibility. Enjoy being only two miles from HarborWalk Village's restaurants, shops, and entertainment—and a quick drive to multiple beach access points, including Snorkel Beach (5 mins) and Henderson or Beasley Park (10 mins).
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Family Room: Yes
  • Rooms:Den: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Disposal, Freezer, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Gas, Water Heater - Elect
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Ceiling Cathedral, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Lock Out, Split Bedroom, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Interior:Ceiling Cathedral: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Appliances:Freezer: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes

Exterior Features

  • Fencing: Fenced Lot-Part, Fenced Privacy
  • Lot Features: Flood Insurance Req, Sidewalk, Survey Available, Within 1/2 Mile to Water
  • Construction Type: Siding Vinyl, Stucco
  • Exterior Features: Balcony, BBQ Pit/Grill
  • Foundation Details: Slab
  • Other Structures: Barn
  • Patio And Porch Features: Deck Covered
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Fenced Lot-Part: Yes
  • Lot Features:Survey Available: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • Lot Features:Flood Insurance Req: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Fenced Privacy: Yes
  • Lot Features:Sidewalk: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Barn: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Boat, Carport Detached, Oversized, RV
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Boat: Yes
  • Parking Features:RV: Yes
  • Parking Features:Carport Detached: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Community Features: Separate Storage

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 12632.4
  • Parcel #: 00-2S-22-3088-000A-0080
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 7105.85
  • Tax Year: 2024

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,185 $606,701 $158,200 $448,501
2024 $6,996 $599,822 $153,592 $446,230
2023 $6,996 $585,655 $143,544 $442,111
2022 $6,621 $549,459 $130,494 $418,965
2021 $5,355 $431,877 $94,248 $337,629
2020 $4,899 $391,542 $89,760 $301,782
2019 $4,627 $365,775 $89,760 $276,015
2018 $4,237 $329,967 $0 $0
2017 $4,172 $319,383 $0 $0
2016 $3,875 $305,697 $0 $0
2015 $3,657 $286,165 $0 $0
2014 $3,214 $239,670 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/28/2025 11/28/25 For Sale $849,000 0.0% $278 / Sq Ft
11/20/2025 11/20/25 Pending -- -- --
05/16/2025 05/16/25 For Sale $849,000 +21.5% $278 / Sq Ft
04/15/2022 04/15/22 Sold $699,000 0.0% $229 / Sq Ft View Prior Sale
01/22/2022 01/22/22 Pending -- -- --
12/11/2021 12/11/21 For Sale $699,000 +55.3% $229 / Sq Ft
08/24/2021 08/24/21 Sold $450,000 -9.8% $147 / Sq Ft View Prior Sale
08/06/2021 08/06/21 Pending -- -- --
05/06/2021 05/06/21 For Sale $498,800 -- $163 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $699,000 Emerald Coast Title Services
Special Warranty Deed $450,000 Accommodation
Trustee Deed $445,200 None Available
Certificate Of Transfer $445,200 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $489,300 New Conventional
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 976533

Emerald Coast Association of REALTORS®

APN: 00-2S-22-3088-000A-0080